קרן השתלמות עוצ"מ: תשואה, דמי ניהול וסיכון
קרן השתלמות עוצ"מ מנוהלת על ידי עוצ"מ חברה לניהול קופות גמל והשתלמות בע"מ (בשליטת אגודה שיתופית לעזרה הדדית ולחיסכון של עובדי המושבים בע"מ), בסיווג קרנות השתלמות, פעילה מ-1978; 215 חודשי דיווח מ-09/2008 עד 07/2026.
תשואה 07/2026
-0.14%
מתחילת השנה
12.66%
3 שנים מצטבר
52.9%
5 שנים מצטבר
52.91%
דמי ניהול מצבירה
0.6%
לשנה
נכסים
73
מיליון ש"ח
המידע והחישוב להמחשה בלבד ואינם ייעוץ פיננסי, פנסיוני, מס או משפטי. לפני החלטה פנה לבעל רישיון.
עובדות מחושבות
- נכסים מנוהלים ב-07/2026: 73 מיליון ש"ח, מקום 165 מתוך 234 בקטגוריה.
- תשואה מצטברת ל-5 שנים: 52.91%, מקום 31 מתוך 152 בקטגוריה; ל-3 שנים: 52.9% (מקום 24 מתוך 164).
- 10,000 ש"ח שהופקדו לפני 5 שנים (08/2021) שווים היום 15,291 ש"ח לפי התשואות החודשיות המדווחות; לפני 10 שנים: 19,895 ש"ח.
- דמי ניהול ממוצעים מהצבירה: 0.6% לשנה (מקום 160 מתוך 223 בקטגוריה, מהנמוך לגבוה). על 100,000 ש"ח ל-20 שנה, בהנחת תשואה אפס, דמי ניהול כאלה מצטברים ל-11,340 ש"ח.
- הירידה המרבית מהשיא (drawdown) לאורך ההיסטוריה: -14.1% בין 12/2021 ל-09/2022.
- סטיית תקן: 8.43; מדד שארפ: 1.06 (מקום 28 מתוך 152); חשיפה למניות 38.5%, לחו"ל 21.6%, למט"ח 14.3%.
תשואה שנתית (12 חודשים מלאים)
| שנה | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| תשואה | 21.15% | 7.06% | -2.12% | 5.88% | 9.37% | 5.75% | 0.5% | 1.43% | 6.59% | -3.51% | 10.35% | 5.95% | 10.37% | -12.9% | 11.94% | 14.74% | 18.49% |
מכפלת התשואות החודשיות המדווחות; שנים חלקיות אינן מוצגות. דירוג הקטגוריה לשנת 2025.
דירוג בקטגוריה קרנות השתלמות (07/2026)
דירוג לפי הנתון בלבד, מתוך 234 קרנות שדיווחו לתקופה. אינו המלצה ואינו דירוג איכות.
| נתון | ערך | מקום |
|---|---|---|
| נכסים (מיליון ש"ח) | 73 | 165 / 234 |
| דמי ניהול מצבירה (נמוך = 1) | 0.6% | 160 / 223 |
| תשואה מתחילת השנה | 12.66% | 3 / 231 |
| תשואה 3 שנים | 52.9% | 24 / 164 |
| תשואה 5 שנים | 52.91% | 31 / 152 |
| מדד שארפ | 1.06 | 28 / 152 |
קרנות דומות בקטגוריה (לפי היקף נכסים)
נתונים חודשיים מלאים
| תקופה | תשואה | מתחילת שנה | נכסים | הפקדות | משיכות | העברות נטו | דמי ניהול | מניות | חו"ל |
|---|---|---|---|---|---|---|---|---|---|
| 07/2026 | -0.14% | 12.66% | 73 | 0.3 | 0.3 | -0.1 | 0.6% | 38.5% | 21.6% |
| 06/2026 | -1.14% | 12.82% | 73.3 | 0.2 | 0.5 | -0.3 | 0.6% | 37.5% | 21.5% |
| 05/2026 | 4.82% | 14.12% | 74.6 | 0.2 | 0.1 | -0.2 | 0.6% | 38.1% | 21.1% |
| 04/2026 | 5.94% | 8.87% | 71.2 | 0.2 | 0 | -0.1 | 0.6% | 36.5% | 19.6% |
| 03/2026 | -1.87% | 2.77% | 67.2 | 0.3 | 0.2 | 0 | 0.6% | 34.7% | 17.5% |
| 02/2026 | 0.98% | 4.73% | 68.4 | 0.2 | 0.7 | -0.2 | 0.6% | 35.9% | 16.9% |
| 01/2026 | 3.71% | 3.71% | 68.4 | 0.3 | 0.4 | -0.9 | 0.6% | 35.8% | 17.3% |
| 12/2025 | 1.34% | 18.49% | 66.9 | 0.3 | 0.3 | -0.1 | 0.4% | 33.4% | 16.9% |
| 11/2025 | 1.25% | 16.92% | 66.3 | 0.3 | 0.2 | -0.2 | 0.4% | 34.9% | 18.1% |
| 10/2025 | 2.08% | 15.48% | 65.7 | 0.2 | 0.1 | -0.2 | 0.4% | 34.3% | 18.1% |
| 09/2025 | 2.39% | 13.12% | 64.5 | 0.3 | 0.6 | -0.1 | 0.4% | 33.1% | 17.2% |
| 08/2025 | 1.43% | 10.48% | 63.4 | 0.3 | 0.4 | -0.4 | 0.4% | 33.2% | 16.9% |
| 07/2025 | 1.95% | 8.93% | 62.9 | 0.3 | 0.1 | -0.4 | 0.4% | 32.4% | 17% |
| 06/2025 | 3.93% | 6.84% | 61.9 | 0.3 | 0.2 | -0.2 | 0.4% | 34.8% | 22.2% |
| 05/2025 | 3.63% | 2.8% | 59.8 | 0.2 | 0.6 | -0.3 | 0.4% | 32.8% | 22.2% |
| 04/2025 | 0.05% | -0.8% | 58.3 | 0.3 | 0.4 | -0.7 | 0.4% | 31.4% | 21.9% |
| 03/2025 | -1.76% | -0.85% | 59.2 | 0.3 | 0.7 | -1.2 | 0.4% | 31.4% | 22.4% |
| 02/2025 | -1.09% | 0.93% | 61.8 | 0.3 | 0.3 | -0.6 | 0.4% | 32% | 23% |
| 01/2025 | 2.04% | 2.04% | 63.1 | 0.3 | 0.2 | 0 | 0.4% | 32.1% | 24.7% |
| 12/2024 | 1.4% | 14.74% | 61.9 | 0.3 | 0.5 | -0.1 | 0.4% | 31.4% | 24% |
| 11/2024 | 2.45% | 13.16% | 61.3 | 0.3 | 0.3 | -0.3 | 0.4% | 31.7% | 24.8% |
| 10/2024 | 1.19% | 10.45% | 60.2 | 0.3 | 0.5 | 0 | 0.4% | 32.5% | 25.9% |
| 09/2024 | 2.79% | 9.15% | 59.6 | 0.3 | 0.5 | -0 | 0.4% | 33.3% | 27.4% |
| 08/2024 | -0.02% | 6.19% | 58.3 | 0.3 | 1.2 | 0 | 0.4% | 31.1% | 26.3% |
| 07/2024 | -0.52% | 6.21% | 59.2 | 0.3 | 0.1 | -0.3 | 0.4% | 31.2% | 26.7% |
| 06/2024 | 1.32% | 6.77% | 59.6 | 0.3 | 0.1 | -0.2 | 0.4% | 31.7% | 28.3% |
| 05/2024 | 1% | 5.37% | 58.8 | 0.3 | 0.7 | -0.1 | 0.4% | 31.2% | 26.3% |
| 04/2024 | -1.69% | 4.33% | 58.8 | 0.2 | 0.1 | 0 | 0.4% | 30.5% | 24.7% |
| 03/2024 | 3.08% | 6.13% | 59.7 | 0.3 | 0.1 | 0 | 0.4% | 30.9% | 25.2% |
| 02/2024 | 2.8% | 2.95% | 57.8 | 0.3 | 0.1 | 0 | 0.4% | 28.8% | 23.2% |
| 01/2024 | 0.15% | 0.15% | 56.1 | 0.3 | 0.3 | 0.1 | 0.4% | 28.2% | 22.7% |
| 12/2023 | 3.57% | 11.94% | 56 | 0.3 | 0.5 | -0.3 | 0.4% | 27.5% | 21.9% |
| 11/2023 | 3.31% | 8.08% | 54.5 | 0.3 | 0.4 | 0 | 0.4% | 25.2% | 19.3% |
| 10/2023 | -3.28% | 4.61% | 52.9 | 0.3 | 0.5 | -0.3 | 0.4% | 23.7% | 19.1% |
| 09/2023 | -2.43% | 8.16% | 55.2 | 0.3 | 0.3 | 0 | 0.4% | 28.3% | 20.8% |
| 08/2023 | -1.14% | 10.86% | 56.5 | 0.3 | 0.2 | -0.1 | 0.4% | 29.2% | 21.6% |
| 07/2023 | 2.65% | 12.13% | 57.2 | 0.3 | 0.3 | -0.1 | 0.4% | 29.6% | 21.5% |
| 06/2023 | 2.98% | 9.24% | 55.8 | 0.3 | 0.5 | -0.1 | 0.4% | 28.5% | 21% |
| 05/2023 | 1.51% | 6.08% | 54.5 | 0.3 | 0.7 | -0 | 0.4% | 28.7% | 20.4% |
| 04/2023 | 0.8% | 4.5% | 54.1 | 0.3 | 0.3 | -0 | 0.4% | 28.3% | 20% |
| 03/2023 | -0.2% | 3.67% | 53.8 | 0.3 | 1 | -0.3 | 0.4% | 27.5% | 19.3% |
| 02/2023 | -1.04% | 3.88% | 54.9 | 0.3 | 0.3 | -0.1 | 0.4% | 29.2% | 20.7% |
| 01/2023 | 4.97% | 4.97% | 55.6 | 0.3 | 0.5 | 0.2 | 0.4% | 29% | 20.2% |
| 12/2022 | -3.7% | -12.9% | 53.1 | 0.3 | 0.5 | -0.3 | 0.4% | 27.6% | 18.8% |
| 11/2022 | 1.93% | -9.56% | 55.4 | 0.3 | 0.4 | -0.1 | 0.4% | 29.2% | 19.8% |
| 10/2022 | 3.26% | -11.27% | 54.5 | 0.3 | 0.1 | -0 | 0.4% | 29.5% | 19.6% |
| 09/2022 | -4.51% | -14.07% | 52.7 | 0.3 | 0.1 | -0.1 | 0.4% | 27.8% | 18.5% |
| 08/2022 | -1.69% | -10.01% | 55 | 0.3 | 0.3 | 0 | 0.4% | 29.4% | 19.5% |
| 07/2022 | 4.64% | -8.47% | 56 | 0.3 | 0.6 | -0.3 | 0.4% | 29.8% | 20.3% |
| 06/2022 | -4.74% | -12.53% | 54.1 | 0.3 | 0.2 | 0 | 0.4% | 28% | 19% |
| 05/2022 | -3.22% | -8.17% | 56.6 | 0.4 | 0.9 | -0.8 | 0.4% | 30.6% | 21% |
| 04/2022 | -1.69% | -5.12% | 59.9 | 0.3 | 0.1 | 0 | 0.4% | 31.9% | 21% |
| 03/2022 | 0.21% | -3.49% | 60.7 | 0.3 | 0.2 | -0.1 | 0.4% | 33.1% | 22.3% |
| 02/2022 | -1.31% | -3.69% | 60.6 | 0.3 | 0.3 | -0.8 | 0.4% | 32.1% | 22% |
| 01/2022 | -2.41% | -2.41% | 62.1 | 0.3 | 0.5 | -0 | 0.4% | 34.9% | 24.5% |
| 12/2021 | 1.05% | 10.37% | 64 | 0.4 | 0.5 | -0.4 | 0.4% | 32.1% | 23.3% |
| 11/2021 | -0.01% | 9.22% | 63.8 | 0.3 | 0.5 | -0.1 | 0.4% | 32.2% | 23.9% |
| 10/2021 | 1.56% | 9.23% | 64.1 | 0.4 | 0.3 | -0.1 | 0.4% | 32.5% | 24.3% |
| 09/2021 | -0.96% | 7.55% | 63.1 | 0.3 | 0.6 | -0.3 | 0.4% | 32.2% | 24.4% |
| 08/2021 | 0.76% | 8.59% | 64.3 | 0.4 | 0.4 | -0 | 0.4% | 33.1% | 25.2% |
| 07/2021 | -0.69% | 7.78% | 63.9 | 0.4 | 0.3 | -0.2 | 0.4% | 32.2% | 24.8% |
| 06/2021 | 1.22% | 8.52% | 64.5 | 0.4 | 0.4 | -0.1 | 0.4% | 33.5% | 25.6% |
| 05/2021 | 0.73% | 7.22% | 63.9 | 0.3 | 0.7 | -0.1 | 0.4% | 32.2% | 24.4% |
| 04/2021 | 1.39% | 6.44% | 64 | 0.4 | 0.3 | 0.8 | 0.4% | 31.4% | 24.2% |
| 03/2021 | 1.79% | 4.98% | 62.1 | 0.4 | 0.4 | -0.2 | 0.4% | 31.4% | 24.3% |
| 02/2021 | 1.36% | 3.13% | 61.2 | 0.3 | 0.6 | -0.1 | 0.4% | 31.9% | 24.2% |
| 01/2021 | 1.75% | 1.75% | 60.9 | 0.3 | 0.2 | 0 | 0.4% | 30.4% | 22.6% |
| 12/2020 | 1.73% | 5.95% | 59.7 | 0.4 | 0.7 | -0.3 | 0.4% | 28.7% | 21.4% |
| 11/2020 | 5.78% | 4.14% | 59.2 | 0.4 | 0.6 | 0.8 | 0.4% | 27.5% | 20.1% |
| 10/2020 | -0.77% | -1.55% | 56.2 | 0.4 | 0.7 | 0 | 0.4% | 26.7% | 20% |
| 09/2020 | -1.51% | -0.78% | 56.3 | 0.3 | 0.5 | -0.4 | 0.4% | 25.2% | 19% |
| 08/2020 | 4.05% | 0.74% | 57.8 | 0.4 | 0.6 | -0.1 | 0.4% | 25.9% | 18.6% |
| 07/2020 | 1.37% | -3.18% | 55.8 | 0.5 | 0.3 | -0.2 | 0.4% | 25.8% | 18.7% |
| 06/2020 | 0.29% | -4.49% | 55.1 | 0.4 | 0.3 | -0.4 | 0.4% | 25.5% | 18.2% |
| 05/2020 | 1.85% | -4.77% | 55.2 | 0.4 | 0.4 | -0.1 | 0.4% | 24.2% | 16.7% |
| 04/2020 | 5.73% | -6.5% | 54.2 | 0.4 | 0.2 | -0.1 | 0.4% | 24% | 16.7% |
| 03/2020 | -9.42% | -11.56% | 51.2 | 0.3 | 1.3 | -0.2 | 0.4% | 20.5% | 13.9% |
| 02/2020 | -3.2% | -2.37% | 57.8 | 0.4 | 0.2 | 0.2 | 0.4% | 25.9% | 17.5% |
| 01/2020 | 0.86% | 0.86% | 59.8 | 0.3 | 0.6 | -0.3 | 0.4% | 26.2% | 17.5% |
| 12/2019 | 0.44% | 10.35% | 59.4 | 0.5 | 0.5 | -0 | 0.45% | 22.5% | 14.9% |
| 11/2019 | 0.83% | 9.87% | 59.2 | 0.4 | 0.8 | 0 | 0.45% | 22.2% | 14.5% |
| 10/2019 | 1.38% | 8.96% | 59.1 | 0.4 | 0.4 | -0.2 | 0.45% | 21.7% | 14% |
| 09/2019 | 0.95% | 7.48% | 58.5 | 0.3 | 0.2 | -0.8 | 0.45% | 21% | 13.5% |
| 08/2019 | -0.25% | 6.47% | 58.6 | 0.4 | 0.3 | -0.3 | 0.45% | 21.1% | 14.4% |
| 07/2019 | 0.8% | 6.73% | 58.9 | 0.4 | 0.7 | -0.1 | 0.45% | 19.3% | 12.8% |
| 06/2019 | 1.79% | 5.89% | 58.9 | 0.4 | 0.4 | 1.6 | 0.45% | 22% | 15.8% |
| 05/2019 | -2.82% | 4.03% | 57.9 | 0.5 | 2.1 | -0.6 | 0.45% | 22.7% | 17% |
| 04/2019 | 1.96% | 7.04% | 60.3 | 0.3 | 0.3 | 0 | 0.45% | 23.7% | 17.4% |
| 03/2019 | 0.67% | 4.99% | 59.1 | 0.4 | 0.5 | 0.1 | 0.45% | 21.2% | 16.7% |
| 02/2019 | 1.24% | 4.29% | 58.7 | 0.4 | 0.7 | -0.1 | 0.45% | 19.2% | 15.6% |
| 01/2019 | 3.01% | 3.01% | 58.4 | 0.4 | 0.4 | -0 | 0.45% | 19.2% | 15.6% |
| 12/2018 | -3.5% | -3.51% | 56.7 | 0.4 | 0.5 | -0.4 | 0.45% | 18.9% | 15.4% |
| 11/2018 | -0.34% | -0.01% | 59.2 | 0.4 | 0.3 | -0.3 | 0.45% | 21% | 16.1% |
| 10/2018 | -2.66% | 0.33% | 59.6 | 0.5 | 0.6 | 0 | 0.45% | 21.8% | 17% |
| 09/2018 | -0.23% | 3.08% | 61.3 | 0.3 | 0.2 | 0.1 | 0.45% | 23.2% | 18.1% |
| 08/2018 | 0.67% | 3.31% | 61.3 | 0.4 | 0.6 | 0.8 | 0.45% | 23.3% | 18.2% |
| 07/2018 | 0.89% | 2.63% | 60.4 | 0.4 | 0.4 | -0.2 | 0.45% | 23% | 18.3% |
| 06/2018 | -0.31% | 1.72% | 60.1 | 0.4 | 0.2 | 0.1 | 0.45% | 23.1% | 18.5% |
| 05/2018 | 1.34% | 2.04% | 60 | 0.4 | 0.5 | 0 | 0.45% | 21.2% | 16.7% |
| 04/2018 | 0.41% | 0.69% | 59.3 | 0.4 | 0.4 | 0.1 | 0.45% | 21.2% | 16.6% |
| 03/2018 | -1.02% | 0.28% | 59 | 0.4 | 0.8 | -0 | 0.45% | 21.3% | 16.5% |
| 02/2018 | -0.53% | 1.31% | 60.1 | 0.4 | 0.5 | 0 | 0.45% | 21.4% | 16.3% |
| 01/2018 | 1.85% | 1.85% | 60.6 | 0.4 | 0.4 | 0.3 | 0.45% | 21.6% | 14.4% |
| 12/2017 | 0.56% | 6.59% | 59.6 | 0.4 | 0.7 | -0 | 0.45% | 21.2% | 14.1% |
| 11/2017 | 0.3% | 5.99% | 59.2 | 0.4 | 0.5 | -0 | 0.45% | 21.2% | 14.7% |
| 10/2017 | 1.05% | 5.68% | 59.2 | 0.4 | 0.5 | -0.3 | 0.45% | 21.5% | 14.7% |
| 09/2017 | 0.65% | 4.58% | 59 | 0.4 | 0.3 | -0.3 | 0.45% | 20.8% | 14.1% |
| 08/2017 | -0.31% | 3.9% | 58.9 | 0.4 | 0.3 | -0.1 | 0.45% | 20.8% | 14.2% |
| 07/2017 | 1.13% | 4.23% | 59.1 | 0.4 | 0.3 | -0.9 | 0.45% | 21.2% | 13.9% |
| 06/2017 | -0.29% | 3.06% | 59.1 | 0.3 | 0.6 | -0.2 | 0.45% | 21.2% | 13.2% |
| 05/2017 | 0.98% | 3.36% | 59.7 | 0.4 | 0.6 | 0 | 0.45% | 21.2% | 13.2% |
| 04/2017 | 0.92% | 2.36% | 59.3 | 0.4 | 0.5 | 0 | 0.45% | 20.9% | 13.1% |
| 03/2017 | 0.4% | 1.43% | 59.1 | 0.5 | 0.3 | 0 | 0.45% | 20.5% | 12.9% |
| 02/2017 | 0.82% | 1.02% | 58.7 | 0.3 | 0.6 | -0.7 | 0.45% | 20.7% | 14.7% |
| 01/2017 | 0.2% | 0.2% | 59.3 | 0.4 | 0.6 | -1.4 | 0.45% | 20% | 14.8% |
| 12/2016 | 0.53% | 1.43% | 60.9 | 0.4 | 0.4 | 0.1 | 0.49% | 19.9% | 14.6% |
| 11/2016 | 0.14% | 0.89% | 60.4 | 0.6 | 0.1 | 0 | 0.49% | 19.8% | 14.4% |
| 10/2016 | 0.28% | 0.75% | 59.9 | 0.2 | 0.1 | -0 | 0.49% | 19.6% | 17.3% |
| 09/2016 | -0.76% | 0.47% | 59.7 | 0.3 | 0.8 | 0.1 | 0.49% | 19.6% | 17.4% |
| 08/2016 | 0.21% | 1.24% | 60.6 | 0.3 | 0.8 | -0.1 | 0.49% | 19.9% | 17.6% |
| 07/2016 | 2.11% | 1.03% | 60.9 | 0.3 | 0.4 | -0.1 | 0.49% | 20.8% | 17.8% |
| 06/2016 | -0.63% | -1.06% | 59.8 | 0.4 | 0.6 | -0.1 | 0.49% | 20.9% | 18.4% |
| 05/2016 | 0.32% | -0.43% | 60.5 | 0.4 | 0.4 | -0.2 | 0.49% | 21.7% | 19.9% |
| 04/2016 | 0.74% | -0.75% | 60.5 | 0.3 | 0.2 | -0 | 0.49% | 21.6% | 19.6% |
| 03/2016 | 1.01% | -1.48% | 60 | 0.4 | 0.3 | 0 | 0.49% | 21.3% | 17.5% |
| 02/2016 | -1% | -2.47% | 59.3 | 0.3 | 1 | 0 | 0.49% | 20.7% | 15.3% |
| 01/2016 | -1.48% | -1.48% | 60.6 | 0.4 | 0.2 | 0.1 | 0.49% | 21.4% | 16% |
| 12/2015 | -1.09% | 0.5% | 61.3 | 0.4 | 0.3 | -0.7 | 0.55% | 22.4% | 20.3% |
| 11/2015 | -0.4% | 1.61% | 62.4 | 0.4 | 0.4 | 0 | 0.55% | 23.1% | 20.5% |
| 10/2015 | 2.8% | 2.01% | 62.7 | 0.5 | 0.4 | -0 | 0.55% | 23.1% | 20.6% |
| 09/2015 | -2.25% | -0.76% | 60.9 | 0.3 | 0.1 | -0.2 | 0.55% | 22.2% | 19% |
| 08/2015 | -1.57% | 1.52% | 62.5 | 0.4 | 0.5 | -0 | 0.55% | 23.6% | 19.8% |
| 07/2015 | 1.54% | 3.14% | 63.6 | 0.4 | 0.3 | -0 | 0.55% | 23.9% | 20.3% |
| 06/2015 | -2.84% | 1.58% | 62.6 | 0.5 | 0.4 | 0.1 | 0.55% | 23.1% | 19.9% |
| 05/2015 | -0.05% | 4.54% | 64.4 | 0.3 | 0.6 | -0.1 | 0.55% | 23.9% | 20.5% |
| 04/2015 | -0.04% | 4.6% | 64.8 | 0.4 | 0.3 | 0 | 0.55% | 22.7% | 18.6% |
| 03/2015 | 0.8% | 4.64% | 64.6 | 0.4 | 0.5 | 0.1 | 0.55% | 22.6% | 17.8% |
| 02/2015 | 2.76% | 3.81% | 64.2 | 0.4 | 0.6 | 0.3 | 0.55% | 22.3% | 17.4% |
| 01/2015 | 1.02% | 1.02% | 62.8 | 0.4 | 0.7 | 0.1 | 0.55% | 19.7% | 15.6% |
| 12/2014 | -1.69% | 5.75% | 62.1 | 0.4 | 0.6 | 0.1 | 0.59% | 19.9% | 15.2% |
| 11/2014 | 1.64% | 7.57% | 63.2 | 0.4 | 0.2 | -0.2 | 0.59% | 23% | 16.2% |
| 10/2014 | 0.19% | 5.83% | 62.2 | 0.4 | 0.4 | -0 | 0.59% | 23.1% | 14.7% |
| 09/2014 | 0.41% | 5.63% | 62.2 | 0.4 | 0.3 | -0.2 | 0.59% | 23% | 14.3% |
| 08/2014 | 2.28% | 5.2% | 62.1 | 0.4 | 0.2 | 0.1 | 0.59% | 22.8% | 14.2% |
| 07/2014 | -0.25% | 2.85% | 60.4 | 0.4 | 0.4 | -0 | 0.59% | 21.7% | 13.3% |
| 06/2014 | -0.05% | 3.11% | 60.7 | 0.4 | 0.1 | 0.2 | 0.59% | 22% | 13.4% |
| 05/2014 | 1.07% | 3.16% | 60.3 | 0.4 | 0.4 | 0.1 | 0.59% | 21.5% | 12.9% |
| 04/2014 | -0.27% | 2.07% | 59.6 | 0.3 | 0.3 | 0 | 0.59% | 21% | 12.4% |
| 03/2014 | 0.45% | 2.35% | 59.7 | 0.4 | 0.2 | 0 | 0.59% | 21.3% | 12.3% |
| 02/2014 | 1.99% | 1.89% | 59.2 | 0.4 | 0.2 | 0.1 | 0.59% | 21.3% | 12.5% |
| 01/2014 | -0.1% | -0.1% | 57.9 | 0.4 | 0.3 | 0.2 | 0.59% | 20.6% | 11.9% |
| 12/2013 | 0.03% | 9.37% | 57.9 | 0.4 | 0.5 | 0.1 | 0.75% | 20.7% | 11.8% |
| 11/2013 | 1.6% | 9.34% | 57.8 | 0.4 | 0.4 | 0.1 | 0.75% | 20.9% | 12.1% |
| 10/2013 | 1.6% | 7.61% | 56.8 | 0.4 | 0.5 | -0 | 0.75% | 20.7% | 12.4% |
| 09/2013 | 1.79% | 5.92% | 56 | 0.3 | 0.3 | 0.3 | 0.75% | 19.6% | 12.1% |
| 08/2013 | -0.72% | 4.06% | 54.8 | 0.4 | 0.4 | -0.1 | 0.75% | 19.1% | 11.9% |
| 07/2013 | 1.71% | 4.81% | 55.1 | 0.4 | 0.4 | 0.1 | 0.75% | 19.7% | 12.1% |
| 06/2013 | -1.72% | 3.05% | 54.2 | 0.4 | 0.7 | 0 | 0.75% | 19.3% | 11.9% |
| 05/2013 | 2.1% | 4.85% | 55.5 | 0.4 | 0.5 | -0.1 | 0.75% | 20% | 12.1% |
| 04/2013 | 0.52% | 2.7% | 54.5 | 0.4 | 0.7 | 0.2 | 0.75% | 19.2% | 12% |
| 03/2013 | 0.46% | 2.16% | 54.4 | 0.4 | 0.7 | -0.2 | 0.75% | 19.3% | 11.8% |
| 02/2013 | 0.66% | 1.7% | 54.7 | 0.4 | 0.4 | 0.1 | 0.75% | 18.7% | 11.4% |
| 01/2013 | 1.03% | 1.03% | 54.3 | 0.4 | 0.1 | 0.6 | 0.75% | 17.4% | 10.7% |
| 12/2012 | -0.18% | 5.88% | 53 | 0.4 | 0.3 | -0.4 | 0.75% | 17.6% | 10.8% |
| 11/2012 | 0.29% | 6.07% | 53.4 | 0.4 | 0.4 | 0 | 0.75% | 17.8% | 10.8% |
| 10/2012 | 0.39% | 5.76% | 53.3 | 0.4 | 0.6 | -0.3 | 0.75% | 17.1% | 10.2% |
| 09/2012 | 1.29% | 5.35% | 53.6 | 0.3 | 0.4 | 0.2 | 0.75% | 18.2% | 12.8% |
| 08/2012 | 0.41% | 4.01% | 53 | 0.4 | 0.6 | -0.3 | 0.75% | 17.4% | 12.3% |
| 07/2012 | 2.58% | 3.58% | 53.2 | 0.4 | 0.7 | 0 | 0.75% | 16.6% | 10.1% |
| 06/2012 | -0.49% | 0.98% | 52.2 | 0.4 | 0.5 | 0.3 | 0.75% | 15.4% | 9.1% |
| 05/2012 | -2.5% | 1.47% | 52.6 | 0.4 | 0.9 | 0.1 | 0.75% | 17.3% | 10.8% |
| 04/2012 | 0.68% | 4.08% | 54.1 | 0.4 | 0.6 | 0.1 | 0.75% | 18.3% | 10.8% |
| 03/2012 | 1.29% | 3.37% | 53.9 | 0.4 | 0.5 | 0.1 | 0.75% | 18.8% | 11.5% |
| 02/2012 | 0.46% | 2.06% | 53.3 | 0.4 | 0.5 | 0.1 | 0.75% | 15.7% | 7.9% |
| 01/2012 | 1.59% | 1.59% | 53.1 | 0.4 | 0.3 | 0.1 | 0.75% | 15.2% | 7.9% |
| 12/2011 | 0.74% | -2.12% | 52.2 | 0.4 | 0.9 | 0.1 | 0.75% | 14.7% | 7.5% |
| 11/2011 | -0.57% | -2.84% | 52.1 | 0.4 | 0.3 | 0.1 | 0.75% | 14.8% | 7.6% |
| 10/2011 | 1.75% | -2.28% | 52.4 | 0.4 | 0.5 | 0.1 | 0.75% | 14.4% | 7.4% |
| 09/2011 | -0.59% | -3.96% | 51.6 | 0.4 | 0.8 | -0.1 | 0.75% | 13.7% | 7.3% |
| 08/2011 | -1.42% | -3.39% | 52.3 | 0.4 | 0.9 | -0.3 | 0.75% | 14.1% | 7.6% |
| 07/2011 | 0.01% | -2% | 53.9 | 0.4 | 0.4 | 0.1 | 0.75% | 16.1% | 8.7% |
| 06/2011 | -0.98% | -2.01% | 53.9 | 0.4 | 0.6 | 0.2 | 0.75% | 16.6% | 9.4% |
| 05/2011 | -0.47% | -1.04% | 54.6 | 0.5 | 0.7 | -0.4 | 0.75% | 16.4% | 10% |
| 04/2011 | 0.13% | -0.57% | 55.3 | 0.3 | 0.8 | 0.1 | 0.75% | 17.1% | 10.3% |
| 03/2011 | -1.41% | -0.7% | 55.7 | 0.3 | 0.5 | -0.3 | 0.75% | 16.3% | 10.2% |
| 02/2011 | 0.03% | 0.72% | 56.9 | 0.4 | 0.1 | 0 | 0.75% | 19.5% | 10.5% |
| 01/2011 | 0.69% | 0.69% | 56.6 | 0.4 | 0 | -0.1 | 0.75% | 19.2% | 9.8% |
| 12/2010 | 1.01% | 7.06% | 55.9 | 0.4 | 0.4 | -0.2 | 0.77% | 17.3% | 9.3% |
| 11/2010 | -0.42% | 5.99% | 55.6 | 0.4 | 0.4 | 0 | 0.77% | 16.6% | 9.6% |
| 10/2010 | 1.83% | 6.44% | 55.9 | 0.4 | 0.4 | 0 | 0.77% | 16.8% | 9.6% |
| 09/2010 | 1.73% | 4.53% | 54.9 | 0.4 | 0.4 | -0 | 0.77% | 16.2% | 9.4% |
| 08/2010 | 0.08% | 2.75% | 54.1 | 0.4 | 0.7 | 0.1 | 0.77% | 15.7% | 9.2% |
| 07/2010 | 1.43% | 2.67% | 54.3 | 0.4 | 0.4 | 0.1 | 0.77% | 15.8% | 9.6% |
| 06/2010 | 0.38% | 1.22% | 53.4 | 0.4 | 0.4 | -0 | 0.77% | 14.9% | 9.2% |
| 05/2010 | -1.56% | 0.84% | 53.3 | 0.4 | 0.5 | -0.4 | 0.77% | 15.6% | 9.1% |
| 04/2010 | -0.35% | 2.43% | 54.7 | 0.4 | 0.5 | -0.2 | 0.77% | 16.1% | 9.3% |
| 03/2010 | 1.96% | 2.79% | 55.1 | 0.4 | 0.4 | -0 | 0.77% | 15.5% | 8.7% |
| 02/2010 | 1.1% | 0.82% | 54.1 | 0.3 | 0.3 | -0 | 0.77% | 14.1% | 8.5% |
| 01/2010 | -0.28% | -0.28% | 53.5 | 0.4 | 0.3 | -0 | 0.77% | 12.6% | 8.3% |
| 12/2009 | -0.02% | 21.15% | 53.7 | 0.4 | 0.2 | -0 | 0.92% | 11.9% | 6.9% |
| 11/2009 | 2.06% | 21.17% | 53.5 | 0.4 | 0.2 | 0 | 0.92% | 11.6% | 8.4% |
| 10/2009 | 0.87% | 18.73% | 52.3 | 0.4 | 0.6 | 0.1 | 0.92% | 11.2% | 8.2% |
| 09/2009 | 2.31% | 17.7% | 52 | 0.3 | 0.2 | 0 | 0.92% | 11.1% | 6.5% |
| 08/2009 | 1.09% | 15.05% | 50.8 | 0.4 | 0.5 | 0 | 0.92% | 10.7% | 5.4% |
| 07/2009 | 2.44% | 13.81% | 50.4 | 0.4 | 0.5 | -0.1 | 0.92% | 10.1% | 5.6% |
| 06/2009 | 2.02% | 11.1% | 49.4 | 0.4 | 0.7 | 0.1 | 0.92% | 8.8% | 5.5% |
| 05/2009 | -0.32% | 8.9% | 48.7 | 0.4 | 0.3 | 0 | 0.92% | 8.2% | 5.1% |
| 04/2009 | 1.74% | 9.24% | 48.8 | 0.3 | 1.2 | -0 | 0.92% | 6.1% | 4.5% |
| 03/2009 | 3.71% | 7.38% | 48.9 | 0.5 | 0.3 | 0 | 0.92% | 6.7% | 5% |
| 02/2009 | 1.02% | 3.54% | 47 | 0.4 | 0.4 | 0 | 0.92% | 5.7% | 4.4% |
| 01/2009 | 2.49% | 2.49% | 46.7 | 0.3 | 0.3 | 0 | 0.92% | 5.3% | 3.7% |
| 12/2008 | 2.94% | -9.69% | 45.5 | 0.4 | 0.7 | -0.4 | 0.77% | 4.7% | 4.2% |
| 11/2008 | 0.61% | -12.27% | 45 | 0.4 | 1 | -0.1 | 0.77% | 4.9% | 4.2% |
| 10/2008 | -5.64% | -12.8% | 45.6 | 0.3 | 0.7 | 0.1 | 0.77% | 6.1% | 4.4% |
| 09/2008 | -5.05% | -7.59% | 48.8 | 0.3 | 0.6 | -0.1 | 0.77% | 6.1% | 5.1% |
סכומים במיליוני ש"ח. כל שורה נושאת מזהה שורה במאגר (data-src).
שאלות נפוצות
מה התשואה של קרן השתלמות עוצ"מ?
ב-07/2026: -0.14% לחודש, 12.66% מתחילת השנה, 52.9% ל-3 שנים ו-52.91% ל-5 שנים (מצטבר), לפי דיווח הגוף המנהל לרשות שוק ההון.
מה דמי הניהול בקרן השתלמות עוצ"מ?
0.6% לשנה מהצבירה בממוצע. דמי הניהול בפועל של חוסך ספציפי עשויים להיות שונים.
האם קרן השתלמות עוצ"מ מומלצת?
האתר אינו ממליץ על קרנות. הדירוגים כאן הם לפי נתון בודד שבחרת. ייעוץ פנסיוני ניתן רק על ידי בעל רישיון.
קישורים
בדיקת פנסיה
בדיקת פנסיה חינם אצל בעל רישיון פנסיוני. האתר אינו מייעץ - הפנייה עוברת לבעל מקצוע מורשה בלבד.
בעל רישיון בלבדללא עלות וללא התחייבותהפרטים נמחקים בתוך 90 יום
מקור הנתונים ורישיון
מקור הנתונים: נתוני הגמל נט לשנת 1999-2022, רשות שוק ההון, ביטוח וחיסכון, data.gov.il, רישיון רישיון פתוח (data.gov.il). נמשך ב-2026-09-12 · נתוני הגמל נט לשנת 2023, רשות שוק ההון, ביטוח וחיסכון, data.gov.il, רישיון רישיון פתוח (data.gov.il). נמשך ב-2026-09-12 · נתוני הגמל נט לשנים 2024-היום, רשות שוק ההון, ביטוח וחיסכון, data.gov.il, רישיון רישיון פתוח (data.gov.il). נמשך ב-2026-09-12.
שטר הוא אתר פרטי, לא רשמי. הנתונים מוצגים כמות שהם; במקרה של סתירה, רק הפרסום הרשמי ייחשב כנכון. מצאת טעות? בקשת תיקון.