הפניקס השתלמות כספי (שקלי): תשואה, דמי ניהול וסיכון
הפניקס השתלמות כספי (שקלי) מנוהלת על ידי הפניקס פנסיה וגמל בע"מ, בסיווג קרנות השתלמות, פעילה מ-2001; 272 חודשי דיווח מ-01/2001 עד 07/2026.
תשואה 07/2026
0.21%
מתחילת השנה
2.45%
3 שנים מצטבר
14.1%
5 שנים מצטבר
16.86%
דמי ניהול מצבירה
0.6%
לשנה
נכסים
238
מיליון ש"ח
המידע והחישוב להמחשה בלבד ואינם ייעוץ פיננסי, פנסיוני, מס או משפטי. לפני החלטה פנה לבעל רישיון.
עובדות מחושבות
- נכסים מנוהלים ב-07/2026: 238 מיליון ש"ח, מקום 123 מתוך 234 בקטגוריה.
- תשואה מצטברת ל-5 שנים: 16.86%, מקום 114 מתוך 152 בקטגוריה; ל-3 שנים: 14.1% (מקום 138 מתוך 164).
- 10,000 ש"ח שהופקדו לפני 5 שנים (08/2021) שווים היום 11,686 ש"ח לפי התשואות החודשיות המדווחות; לפני 10 שנים: 11,829 ש"ח.
- דמי ניהול ממוצעים מהצבירה: 0.6% לשנה (מקום 158 מתוך 223 בקטגוריה, מהנמוך לגבוה). על 100,000 ש"ח ל-20 שנה, בהנחת תשואה אפס, דמי ניהול כאלה מצטברים ל-11,340 ש"ח.
- הירידה המרבית מהשיא (drawdown) לאורך ההיסטוריה: -2.4% בין 04/2015 ל-06/2015.
- סטיית תקן: 0.65; מדד שארפ: 0.1 (מקום 112 מתוך 152); חשיפה למניות 0%, לחו"ל 0%, למט"ח 0%.
תשואה שנתית (12 חודשים מלאים)
| שנה | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| תשואה | 6.15% | 7.4% | 4.48% | 3.35% | 5.71% | 4.69% | 3.04% | 6.73% | 2.69% | 5.59% | 2.31% | 1.09% | 0.25% | 0.05% | 0.51% | 0.23% | 0.41% | 0.38% | 3.59% | 4.54% | 4.68% |
מכפלת התשואות החודשיות המדווחות; שנים חלקיות אינן מוצגות. דירוג הקטגוריה לשנת 2025.
דירוג בקטגוריה קרנות השתלמות (07/2026)
דירוג לפי הנתון בלבד, מתוך 234 קרנות שדיווחו לתקופה. אינו המלצה ואינו דירוג איכות.
| נתון | ערך | מקום |
|---|---|---|
| נכסים (מיליון ש"ח) | 238 | 123 / 234 |
| דמי ניהול מצבירה (נמוך = 1) | 0.6% | 158 / 223 |
| תשואה מתחילת השנה | 2.45% | 179 / 231 |
| תשואה 3 שנים | 14.1% | 138 / 164 |
| תשואה 5 שנים | 16.86% | 114 / 152 |
| מדד שארפ | 0.1 | 112 / 152 |
קרנות דומות בקטגוריה (לפי היקף נכסים)
- אלטשולר שחם השתלמות כספי (שקלי) 241 מ' ש"ח
- מגדל השתלמות אשראי ואג"ח עם מניות (עד 25% מניות) 232 מ' ש"ח
- אנליסט השתלמות אשראי ואג"ח 248 מ' ש"ח
- אינפיניטי השתלמות משולב סחיר 227 מ' ש"ח
- כלל השתלמות משולב סחיר 253 מ' ש"ח
נתונים חודשיים מלאים
| תקופה | תשואה | מתחילת שנה | נכסים | הפקדות | משיכות | העברות נטו | דמי ניהול | מניות | חו"ל |
|---|---|---|---|---|---|---|---|---|---|
| 07/2026 | 0.21% | 2.45% | 237.7 | 1.2 | 3 | -8.6 | 0.6% | 0% | 0% |
| 06/2026 | 0.51% | 2.24% | 247.7 | 1.1 | 1.3 | -2.4 | 0.6% | 0% | 0% |
| 05/2026 | 0.43% | 1.72% | 249.3 | 1.1 | 1.6 | -15.4 | 0.6% | 0% | 0% |
| 04/2026 | 0.45% | 1.29% | 264.1 | 1.1 | 2.5 | -27.7 | 0.6% | 0% | 0% |
| 03/2026 | 0.14% | 0.83% | 292 | 1.3 | 1 | 25.5 | 0.6% | 0% | 0% |
| 02/2026 | 0.39% | 0.69% | 266.1 | 1.1 | 3.9 | 19.8 | 0.6% | 0% | 0% |
| 01/2026 | 0.3% | 0.3% | 248.3 | 1.1 | 3 | -0.6 | 0.6% | 0% | 0% |
| 12/2025 | 0.41% | 4.68% | 250.1 | 1.9 | 2.1 | -3.8 | 0.59% | 0% | 0% |
| 11/2025 | 0.35% | 4.25% | 253.1 | 1.1 | 2.4 | 4.4 | 0.59% | 0% | 0% |
| 10/2025 | 0.42% | 3.89% | 249.3 | 1.1 | 1 | -2.3 | 0.59% | 0% | 0% |
| 09/2025 | 0.38% | 3.45% | 250.5 | 1.2 | 2.6 | -2.1 | 0.59% | 0% | 0% |
| 08/2025 | 0.46% | 3.06% | 253.2 | 1.2 | 2 | -4.4 | 0.59% | 0% | 0% |
| 07/2025 | 0.33% | 2.59% | 257.4 | 1.4 | 4.2 | -18.3 | 0.59% | 0% | 0% |
| 06/2025 | 0.52% | 2.25% | 277.7 | 1.4 | 4.2 | -5.4 | 0.59% | 0% | 0% |
| 05/2025 | 0.31% | 1.72% | 284.6 | 1.3 | 2.2 | -2.1 | 0.59% | 0% | 0% |
| 04/2025 | 0.44% | 1.41% | 286.9 | 1.3 | 2 | 12.1 | 0.59% | 0% | 0% |
| 03/2025 | 0.26% | 0.96% | 274.4 | 1.3 | 1.9 | 5.5 | 0.59% | 0% | 0% |
| 02/2025 | 0.32% | 0.7% | 268.9 | 2.3 | 3.5 | -0.2 | 0.59% | 0% | 0% |
| 01/2025 | 0.38% | 0.38% | 269.6 | 1.8 | 1.9 | -6.2 | 0.59% | 0% | 0% |
| 12/2024 | 0.45% | 4.54% | 275 | 1.9 | 3.2 | -15.3 | 0.6% | 0% | 0% |
| 11/2024 | 0.36% | 4.07% | 290.4 | 1.7 | 4.1 | -16.1 | 0.6% | 0% | 0.3% |
| 10/2024 | 0.4% | 3.7% | 307.9 | 1.5 | 1.6 | -0.7 | 0.6% | 0% | 0.3% |
| 09/2024 | 0.34% | 3.29% | 307.6 | 1.7 | 1.5 | -4.4 | 0.6% | 0% | 0.3% |
| 08/2024 | 0.33% | 2.94% | 310.9 | 1.6 | 2.7 | 14.9 | 0.6% | 0% | 0.3% |
| 07/2024 | 0.4% | 2.6% | 296.2 | 1.6 | 2.1 | -2 | 0.6% | 0% | 0.4% |
| 06/2024 | 0.48% | 2.19% | 297.7 | 1.8 | 3.2 | 1.5 | 0.6% | 0% | 0.4% |
| 05/2024 | 0.29% | 1.7% | 296.4 | 1.6 | 2.2 | -5.1 | 0.6% | 0% | 0.4% |
| 04/2024 | 0.3% | 1.41% | 301.3 | 1.7 | 1.9 | 0.9 | 0.6% | 0% | 2.3% |
| 03/2024 | 0.33% | 1.1% | 299.9 | 1.6 | 1.8 | -7.6 | 0.6% | 0% | 2.4% |
| 02/2024 | 0.35% | 0.77% | 306.9 | 1.7 | 2.4 | -4.8 | 0.6% | 0% | 2.3% |
| 01/2024 | 0.42% | 0.42% | 311.5 | 1.9 | 3.3 | -7.2 | 0.6% | 0% | 2.3% |
| 12/2023 | 0.42% | 3.59% | 318.9 | 2.8 | 3.4 | -3.4 | 0.58% | 0% | 2.2% |
| 11/2023 | 0.44% | 3.15% | 321.7 | 1.8 | 2.8 | -2.6 | 0.58% | 0% | 0.7% |
| 10/2023 | 0.24% | 2.7% | 324 | 1.7 | 2.5 | 22.5 | 0.58% | 0% | 0.6% |
| 09/2023 | 0.25% | 2.46% | 301.8 | 2 | 1.2 | -4.7 | 0.58% | 0% | 0.2% |
| 08/2023 | 0.41% | 2.2% | 305.2 | 1.9 | 2.5 | -7.3 | 0.58% | 0% | 0.2% |
| 07/2023 | 0.33% | 1.78% | 311.9 | 2.2 | 2.6 | -12.3 | 0.58% | 0% | 0.1% |
| 06/2023 | 0.35% | 1.45% | 323.7 | 1.9 | 3.2 | -18 | 0.58% | 0% | 0% |
| 05/2023 | 0.29% | 1.09% | 342.1 | 2.1 | 3.3 | -8.3 | 0.58% | 0% | 0% |
| 04/2023 | 0.4% | 0.8% | 350.8 | 2 | 2.5 | 0.9 | 0.58% | 0% | 0% |
| 03/2023 | 0.43% | 0.4% | 348.7 | 2 | 8.2 | 11 | 0.58% | 0% | 0% |
| 02/2023 | -0.13% | -0.03% | 343 | 2 | 3.9 | 2.1 | 0.58% | 0% | 0% |
| 01/2023 | 0.1% | 0.1% | 343.5 | 1.9 | 3.5 | 9.4 | 0.58% | 0% | 0% |
| 12/2022 | -0.07% | 0.38% | 335.5 | 3 | 2.9 | 8.8 | 0.6% | 0% | 0% |
| 11/2022 | 0.24% | 0.45% | 327 | 1.9 | 2.9 | 10.7 | 0.6% | 0% | 0% |
| 10/2022 | 0.03% | 0.21% | 316.7 | 1.8 | 2.7 | 14.6 | 0.6% | 0% | 0% |
| 09/2022 | 0.23% | 0.18% | 303.2 | 1.7 | 1.1 | 9 | 0.6% | 0% | 0% |
| 08/2022 | 0.29% | -0.05% | 293 | 1.6 | 1.8 | -8.3 | 0.6% | 0% | 0% |
| 07/2022 | 0.12% | -0.34% | 300.8 | 1.9 | 3.1 | 7.7 | 0.6% | 0% | 0% |
| 06/2022 | 0.05% | -0.46% | 294.1 | 1.7 | 3.4 | 30.9 | 0.6% | 0% | 0% |
| 05/2022 | -0.05% | -0.51% | 264.9 | 1.5 | 0.9 | 17.7 | 0.6% | 0% | 0% |
| 04/2022 | 0.01% | -0.46% | 246.8 | 1.4 | 0.8 | -1 | 0.6% | 0% | 0% |
| 03/2022 | -0.13% | -0.47% | 247.4 | 1.6 | 1.3 | 1.3 | 0.6% | 0% | 0% |
| 02/2022 | -0.23% | -0.34% | 246.3 | 1.3 | 1.7 | 16.8 | 0.6% | 0% | 0% |
| 01/2022 | -0.11% | -0.11% | 230.5 | 1.2 | 1.2 | 3.1 | 0.6% | 0% | 0% |
| 12/2021 | 0.05% | 0.41% | 227.8 | 2.4 | 1.3 | 1.1 | 0.6% | 0% | 0% |
| 11/2021 | 0.1% | 0.36% | 225.6 | 1.8 | 1 | 1 | 0.6% | 0% | 0% |
| 10/2021 | 0.03% | 0.26% | 223.8 | 1.5 | 1.1 | -0.4 | 0.6% | 0% | 0% |
| 09/2021 | 0.04% | 0.23% | 223.8 | 1.3 | 1.9 | 0.3 | 0.6% | 0% | 0% |
| 08/2021 | 0.02% | 0.19% | 224.2 | 1.4 | 1.6 | -1.9 | 0.6% | 0% | 0% |
| 07/2021 | 0.01% | 0.17% | 226.3 | 1.6 | 0.9 | -0.3 | 0.6% | 0% | 0% |
| 06/2021 | 0.02% | 0.16% | 226.1 | 1.7 | 1.8 | -9.3 | 0.6% | 0% | 0% |
| 05/2021 | 0.04% | 0.14% | 235.6 | 1.4 | 1.5 | -9.5 | 0.6% | 0% | 0% |
| 04/2021 | 0.02% | 0.1% | 245.2 | 1.3 | 1.6 | -9.8 | 0.6% | 0% | 0% |
| 03/2021 | 0.03% | 0.08% | 255.3 | 1.7 | 2.4 | -6.8 | 0.6% | 0% | 0% |
| 02/2021 | 0.04% | 0.05% | 262.8 | 2 | 2.9 | -9.9 | 0.6% | 0% | 0% |
| 01/2021 | 0.01% | 0.01% | 273.6 | 1.5 | 2.2 | -17.5 | 0.6% | 0% | 0% |
| 12/2020 | 0.02% | 0.23% | 291.9 | 3.1 | 2.7 | -27.3 | 0.67% | 0% | 0% |
| 11/2020 | 0.04% | 0.21% | 318.8 | 3.1 | 4.1 | -16.3 | 0.67% | 0% | 0% |
| 10/2020 | 0.01% | 0.17% | 336.1 | 2 | 1.4 | -5.2 | 0.67% | 0% | 0% |
| 09/2020 | 0.02% | 0.16% | 340.8 | 2 | 2.2 | 3.6 | 0.67% | 0% | 0% |
| 08/2020 | 0.02% | 0.14% | 337.5 | 2 | 2.1 | -6.2 | 0.67% | 0% | 0% |
| 07/2020 | 0.06% | 0.12% | 343.8 | 2.9 | 3.1 | 13.2 | 0.67% | 0% | 0% |
| 06/2020 | 0.01% | 0.06% | 330.9 | 2.2 | 1.5 | 11.3 | 0.67% | 0% | 0% |
| 05/2020 | 0.03% | 0.05% | 319.1 | 2.1 | 5.5 | -32.7 | 0.67% | 0% | 0% |
| 04/2020 | 0.18% | 0.02% | 355.3 | 2.6 | 2.5 | -4 | 0.67% | 0% | 0% |
| 03/2020 | -0.17% | -0.16% | 358.7 | 0.8 | 5.2 | 183.6 | 0.67% | 0% | 0% |
| 02/2020 | 0% | 0.01% | 179.9 | 0.9 | 1.8 | 8 | 0.67% | 0% | 0% |
| 01/2020 | 0.01% | 0.01% | 172.9 | 1.1 | 1.4 | -3.6 | 0.67% | 0% | 0% |
| 12/2019 | 0% | 0.51% | 176.8 | 2.1 | 1 | -2.2 | 0.68% | 0% | 0% |
| 11/2019 | 0.01% | 0.51% | 177.9 | 1.1 | 1.2 | -1.7 | 0.68% | 0% | 0% |
| 10/2019 | 0.03% | 0.5% | 179.8 | 1.1 | 1.1 | -2.4 | 0.68% | 0% | 0% |
| 09/2019 | 0.02% | 0.47% | 182.2 | 1.1 | 1.2 | -1.4 | 0.68% | 0% | 0% |
| 08/2019 | 0.06% | 0.45% | 183.9 | 1.5 | 1.9 | -1.1 | 0.68% | 0% | 0% |
| 07/2019 | 0.04% | 0.39% | 185.4 | 1.2 | 1.3 | -2.4 | 0.68% | 0% | 0% |
| 06/2019 | 0.07% | 0.35% | 187.8 | 2.1 | 1.3 | -3 | 0.68% | 0% | 0% |
| 05/2019 | 0.04% | 0.28% | 190 | 1.4 | 1.5 | -4.5 | 0.68% | 0% | 0% |
| 04/2019 | 0.03% | 0.24% | 194.6 | 1.2 | 12.8 | -3.4 | 0.68% | 0% | 0% |
| 03/2019 | 0.03% | 0.21% | 209.6 | 1.2 | 2.7 | -0.9 | 0.68% | 0% | 0% |
| 02/2019 | 0.07% | 0.18% | 212.1 | 1.3 | 1.3 | -0.5 | 0.68% | 0% | 0% |
| 01/2019 | 0.11% | 0.11% | 212.6 | 1.1 | 1.2 | 5.7 | 0.68% | 0% | 0% |
| 12/2018 | -0.05% | 0.05% | 206.9 | 3.7 | 1 | 6.3 | 0.7% | 0% | 0% |
| 11/2018 | 0.01% | 0.1% | 198.1 | 0.9 | 1 | 0.5 | 0.7% | 0% | 0% |
| 10/2018 | -0.01% | 0.09% | 197.8 | 1.2 | 1.2 | 0.1 | 0.7% | 0% | 0% |
| 09/2018 | 0.02% | 0.1% | 197.8 | 1.1 | 1.2 | -1 | 0.7% | 0% | 0% |
| 08/2018 | 0.06% | 0.08% | 199 | 1.2 | 1.7 | -3.2 | 0.7% | 0% | 0% |
| 07/2018 | -0.01% | 0.02% | 202.7 | 1.6 | 1.4 | -1.1 | 0.7% | 0% | 0% |
| 06/2018 | 0.04% | 0.03% | 203.7 | 1.3 | 1.4 | -0.9 | 0.7% | 0% | 0% |
| 05/2018 | -0.02% | -0.01% | 204.8 | 1.3 | 2.5 | -3.7 | 0.7% | 0% | 0% |
| 04/2018 | 0.03% | 0.01% | 209.8 | 1.3 | 1.4 | -0.3 | 0.7% | 0% | 0% |
| 03/2018 | -0.02% | -0.02% | 210.2 | 1.2 | 2.7 | -2.2 | 0.7% | 0% | 0% |
| 02/2018 | -0.02% | 0% | 214.1 | 1.2 | 1.8 | -4.2 | 0.7% | 0% | 0% |
| 01/2018 | 0.02% | 0.02% | 219.1 | 2.6 | 1 | -5 | 0.7% | 0% | 0% |
| 12/2017 | 0% | 0.25% | 222.6 | 4.1 | 2 | -6.3 | 0.72% | 0% | 0% |
| 11/2017 | 0.01% | 0.25% | 227 | 1.6 | 1.1 | -5.2 | 0.72% | 0% | 0% |
| 10/2017 | 0% | 0.24% | 231.9 | 1.3 | 1.5 | -3.6 | 0.72% | 0% | 0% |
| 09/2017 | 0.05% | 0.24% | 235.8 | 1.6 | 1.4 | -5.2 | 0.72% | 0% | 0% |
| 08/2017 | 0.02% | 0.19% | 240.9 | 1.5 | 1.3 | -3.4 | 0.72% | 0% | 0% |
| 07/2017 | 0.01% | 0.17% | 244.3 | 2.1 | 1.5 | -2.6 | 0.72% | 0% | 0% |
| 06/2017 | 0.01% | 0.16% | 246.3 | 1.5 | 1.7 | -3.7 | 0.72% | 0% | 0% |
| 05/2017 | 0.02% | 0.15% | 250.4 | 1.4 | 1.8 | -4.1 | 0.72% | 0% | 0% |
| 04/2017 | 0.03% | 0.13% | 255 | 1.6 | 1.8 | -3.7 | 0.72% | 0% | 0% |
| 03/2017 | 0.03% | 0.1% | 258.9 | 1.3 | 2.2 | -3.3 | 0.72% | 0% | 0% |
| 02/2017 | 0.01% | 0.07% | 263.3 | 1.6 | 2.6 | -0.2 | 0.72% | 0% | 0% |
| 01/2017 | 0.06% | 0.06% | 264.7 | 2.2 | 2.6 | -2.2 | 0.72% | 0% | 0% |
| 12/2016 | 0.03% | 1.09% | 267.3 | 4 | 2 | -3.6 | 0.73% | 0% | 0% |
| 11/2016 | 0% | 1.06% | 268.9 | 2 | 1.8 | -2.2 | 0.73% | 0% | 0% |
| 10/2016 | 0.02% | 1.06% | 271.2 | 1.3 | 1 | -4.3 | 0.73% | 0% | 0% |
| 09/2016 | -0.05% | 1.04% | 275.3 | 1.8 | 0.9 | -1 | 0.73% | 0% | 0% |
| 08/2016 | 0.01% | 1.09% | 275.6 | 2.2 | 0.9 | -0.9 | 0.73% | 0% | 0% |
| 07/2016 | 0.06% | 1.08% | 275.4 | 1.6 | 2.4 | -0.2 | 0.73% | 0% | 0% |
| 06/2016 | 0.07% | 1.02% | 276.4 | 1.8 | 1 | 1.3 | 0.73% | 0% | 0% |
| 05/2016 | 0% | 0.95% | 274.3 | 1.9 | 1.3 | -0.3 | 0.73% | 0% | 0% |
| 04/2016 | 0% | 0.95% | 274.2 | 1.5 | 1.2 | -0.5 | 0.73% | 0% | 0% |
| 03/2016 | 0.02% | 0.95% | 274.6 | 2.6 | 1.8 | -1.3 | 0.73% | 0% | 0% |
| 02/2016 | 0.22% | 0.93% | 275.2 | 1.4 | 1.1 | 6 | 0.73% | 0% | 0% |
| 01/2016 | 0.71% | 0.71% | 268.5 | 1.6 | 1.4 | 2.4 | 0.73% | 0% | 0% |
| 12/2015 | 0.28% | 2.31% | 264.1 | 4 | 1.5 | -2 | 0.82% | 0% | 0% |
| 11/2015 | -0.54% | 2.02% | 263.1 | 1.8 | 0.6 | 0.2 | 0.82% | 0% | 0% |
| 10/2015 | 0.7% | 2.58% | 263.3 | 1.6 | 15.2 | -1.6 | 0.82% | 0% | 0% |
| 09/2015 | 0.02% | 1.86% | 276.8 | 1.6 | 0.7 | 0.2 | 0.82% | 0% | 0% |
| 08/2015 | 0.53% | 1.84% | 275.8 | 1.8 | 2.1 | -0.8 | 0.82% | 0% | 0% |
| 07/2015 | 0.91% | 1.31% | 275.6 | 1.9 | 1.2 | -1.2 | 0.82% | 0% | 0% |
| 06/2015 | -1.77% | 0.39% | 273.7 | 2 | 1.5 | -2.7 | 0.82% | 0% | 0% |
| 05/2015 | -0.61% | 2.2% | 281 | 1.8 | 2 | -3.6 | 0.82% | 0% | 0% |
| 04/2015 | 0.18% | 2.83% | 286.7 | 1.9 | 1.5 | -2.7 | 0.82% | 0% | 0% |
| 03/2015 | 0.23% | 2.64% | 288.6 | 3.7 | 2.2 | -2.9 | 0.82% | 0% | 0% |
| 02/2015 | 0.47% | 2.41% | 289.4 | 1.9 | 3.4 | -1.1 | 0.82% | 0% | 0% |
| 01/2015 | 1.93% | 1.93% | 290.9 | 1.6 | 1.8 | -0.9 | 0.82% | 0% | 0% |
| 12/2014 | -0.84% | 5.59% | 286.8 | 4.2 | 1.2 | -2.3 | 0.92% | 0% | 0% |
| 11/2014 | 0.44% | 6.48% | 288.7 | 2.2 | 0.5 | -2.7 | 0.92% | 0% | 0% |
| 10/2014 | 0.6% | 6.02% | 288.5 | 2 | 1 | -2.5 | 0.92% | 0% | 0% |
| 09/2014 | 0.12% | 5.38% | 288.5 | 2 | 1.5 | -1.8 | 0.92% | 0% | 0% |
| 08/2014 | 1.46% | 5.26% | 289.7 | 2.2 | 0.8 | -2.9 | 0.92% | 0% | 0% |
| 07/2014 | 0.4% | 3.74% | 287.3 | 2.2 | 2.2 | -3.8 | 0.92% | 0% | 0% |
| 06/2014 | 0.22% | 3.33% | 290.2 | 2.5 | 1.1 | -4.1 | 0.92% | 0% | 0% |
| 05/2014 | 1.45% | 3.1% | 292.4 | 2.4 | 0.9 | -3.3 | 0.92% | 0% | 0% |
| 04/2014 | 0.28% | 1.63% | 290.3 | 2.1 | 0.9 | -2.4 | 0.92% | 0% | 0% |
| 03/2014 | 0.2% | 1.34% | 290.9 | 2.7 | 2.3 | -4 | 0.92% | 0% | 0% |
| 02/2014 | 0.91% | 1.14% | 294.3 | 1.9 | 2.7 | -2.7 | 0.92% | 0% | 0% |
| 01/2014 | 0.23% | 0.23% | 295.3 | 1.9 | 0.7 | -3.4 | 0.92% | 0% | 0% |
| 12/2013 | -0.14% | 2.69% | 50.1 | 1.3 | 0.2 | -0.7 | 1% | 0% | 0% |
| 11/2013 | 0.44% | 2.83% | 49.8 | 0.5 | 0.2 | -1.2 | 1% | 0% | 0% |
| 10/2013 | 0.54% | 2.38% | 50.4 | 0.5 | 0.6 | -0 | 1% | 0% | 0% |
| 09/2013 | 0.92% | 1.83% | 50.3 | 0.5 | 0.2 | -0.7 | 1% | 0% | 0% |
| 08/2013 | -0.54% | 0.9% | 50.2 | 0.5 | 0.1 | -0.2 | 1% | 0% | 0% |
| 07/2013 | 0.28% | 1.45% | 50.3 | 0.6 | 0.5 | -0.6 | 1% | 0% | 0% |
| 06/2013 | 0.14% | 1.17% | 50.7 | 0.5 | 0.8 | -0.5 | 1% | 0% | 0% |
| 05/2013 | -0.43% | 1.03% | 51.4 | 0.5 | 1 | -0.1 | 1% | 0% | 0% |
| 04/2013 | 1.48% | 1.46% | 52.3 | 0.6 | 0.5 | -0.2 | 1% | 0% | 0% |
| 03/2013 | 0.22% | -0.02% | 51.8 | 0.5 | 0.2 | -0.7 | 1% | 0% | 0% |
| 02/2013 | 0.71% | -0.24% | 52 | 0.5 | 0.6 | -0.5 | 1% | 0% | 0% |
| 01/2013 | -0.94% | -0.94% | 52.3 | 0.6 | 0.6 | -1 | 1% | 0% | 0% |
| 12/2012 | 1.37% | 6.73% | 53.8 | 1.2 | 0.6 | -0.2 | 1.12% | 0% | 0% |
| 11/2012 | 0.78% | 5.28% | 52.7 | 0.5 | 0.2 | -0.7 | 1.12% | 0% | 0% |
| 10/2012 | 1.32% | 4.47% | 52.7 | 0.8 | 0.3 | -0.2 | 1.12% | 0% | 0% |
| 09/2012 | 0.38% | 3.11% | 51.8 | 0.5 | 0.5 | 0.5 | 1.12% | 0% | 0% |
| 08/2012 | -0.67% | 2.72% | 51 | 0.5 | 1.1 | 0.5 | 1.12% | 0% | 0% |
| 07/2012 | 1.54% | 3.41% | 51.5 | 0.6 | 0.6 | 0.1 | 1.12% | 0% | 0% |
| 06/2012 | 0.38% | 1.84% | 50.6 | 0.6 | 0.5 | 0.9 | 1.12% | 0% | 0% |
| 05/2012 | 0.7% | 1.46% | 49.6 | 0.3 | 0.5 | 0.4 | 1.12% | 0% | 0% |
| 04/2012 | 0.36% | 0.75% | 49.1 | 0.6 | 0.8 | 0.1 | 1.12% | 0% | 0% |
| 03/2012 | 0.17% | 0.39% | 49 | 0.7 | 0.2 | -0.3 | 1.12% | 0% | 0% |
| 02/2012 | -0.09% | 0.22% | 48.8 | 0.4 | 0.7 | 0.5 | 1.12% | 0% | 0% |
| 01/2012 | 0.31% | 0.31% | 48.7 | 0.1 | 0.5 | 3.6 | 1.12% | 0% | 0% |
| 12/2011 | 0.3% | 3.04% | 45.4 | 1.4 | 0.3 | 1 | 1.21% | 0% | 0% |
| 11/2011 | 0.25% | 2.73% | 43.1 | 1.1 | 0.4 | 1.1 | 1.21% | 0% | 0% |
| 10/2011 | 0.36% | 2.48% | 41.3 | 0.7 | 0.6 | 0.6 | 1.21% | 0% | 0% |
| 09/2011 | 0.26% | 2.11% | 40.4 | 0.3 | 0.2 | 2.4 | 1.21% | 0% | 0% |
| 08/2011 | 0.37% | 1.84% | 37.8 | 0.8 | 0.8 | 1.9 | 1.21% | 0% | 0% |
| 07/2011 | 0.3% | 1.47% | 35.8 | 0.5 | 0.4 | 0.4 | 1.21% | 0% | 0% |
| 06/2011 | 0.23% | 1.17% | 35.2 | 0.5 | 0.7 | 0.9 | 1.21% | 1.6% | 0% |
| 05/2011 | 0.3% | 0.93% | 34.4 | 0.5 | 0.3 | -0.3 | 1.21% | 1.6% | 0% |
| 04/2011 | 0.23% | 0.63% | 34.5 | 0.4 | 0.7 | -0.4 | 1.21% | 1.6% | 0% |
| 03/2011 | 0.08% | 0.4% | 35.1 | 0.6 | 0.6 | -0.8 | 1.21% | 1.6% | 0% |
| 02/2011 | 0.13% | 0.32% | 35.8 | 0.6 | 0.6 | -0 | 1.21% | 1.6% | 0% |
| 01/2011 | 0.19% | 0.19% | 35.9 | 0.6 | 0.5 | -0.2 | 1.21% | 1.6% | 0% |
| 12/2010 | 0.15% | 2.15% | 36 | 0.9 | 0.1 | -0.7 | 1.28% | 1.6% | 0% |
| 12/2007 | 0.33% | 4.69% | 0.2 | 0 | 0 | 0 | 0.3% | - | - |
| 11/2007 | 0.74% | 4.34% | 0.2 | 0 | 0 | 0 | 0.3% | - | - |
| 10/2007 | 0.37% | 3.58% | 0.2 | 0 | 0 | 0 | 0.3% | - | - |
| 09/2007 | 0.51% | 3.19% | 0.2 | 0 | 0 | 0 | 0.3% | - | - |
| 08/2007 | 0.22% | 2.67% | 0.2 | 0 | 0 | 0 | 0.3% | - | - |
| 07/2007 | 0.04% | 2.44% | 0.2 | 0 | 0 | 0 | 0.3% | - | - |
| 06/2007 | 0.25% | 2.4% | 0.2 | 0 | 0 | 0 | 0.3% | - | - |
| 05/2007 | 0.38% | 2.15% | 0.2 | 0 | 0 | 0 | 0.3% | - | - |
| 04/2007 | 0.51% | 1.76% | 0.2 | 0 | 0 | 0 | 0.3% | - | - |
| 03/2007 | 0.36% | 1.25% | 0.2 | 0 | 0 | -0.1 | 0.3% | - | - |
| 02/2007 | 0.38% | 0.88% | 0.2 | 0 | 0 | 0 | 0.3% | - | - |
| 01/2007 | 0.5% | 0.5% | 0.2 | 0 | 0 | 0 | 0.3% | - | - |
| 12/2006 | 0.55% | 5.71% | 0.2 | 0 | 0 | 0 | 0.35% | - | - |
| 11/2006 | 0.38% | 5.14% | 0.2 | 0 | 0 | 0 | 0.35% | - | - |
| 10/2006 | 0.73% | 4.74% | 0.2 | 0 | 0 | 0 | 0.35% | - | - |
| 09/2006 | 0.47% | 3.98% | 0.2 | 0 | 0.1 | 0 | 0.35% | - | - |
| 08/2006 | 0.51% | 3.49% | 0.3 | 0 | 0 | 0 | 0.35% | - | - |
| 07/2006 | 0.45% | 2.97% | 0.3 | 0 | 0 | 0 | 0.35% | - | - |
| 06/2006 | 0.47% | 2.51% | 0.3 | 0 | 0 | 0 | 0.35% | - | - |
| 05/2006 | 0.41% | 2.03% | 0.3 | 0 | 0 | -0 | 0.35% | - | - |
| 04/2006 | 0.43% | 1.61% | 0.3 | 0 | 0 | 0 | 0.35% | - | - |
| 03/2006 | 0.36% | 1.17% | 0.3 | 0 | 0 | 0 | 0.35% | - | - |
| 02/2006 | 0.36% | 0.81% | 0.3 | 0 | 0 | 0 | 0.35% | - | - |
| 01/2006 | 0.45% | 0.45% | 0.3 | 0 | 0 | -0.3 | 0.35% | - | - |
| 12/2005 | 0.35% | 3.35% | 0.6 | 0 | 0 | 0 | 0.27% | - | - |
| 11/2005 | 0.22% | 2.99% | 0.6 | 0 | 0 | 0 | 0.27% | - | - |
| 10/2005 | 0.2% | 2.76% | 0.6 | 0 | 0 | 0 | 0.27% | - | - |
| 09/2005 | 0.23% | 2.56% | 0.6 | 0 | 0 | 0 | 0.27% | - | - |
| 08/2005 | 0.25% | 2.32% | 0.6 | 0 | 0 | 0 | 0.27% | - | - |
| 07/2005 | 0.3% | 2.07% | 0.6 | 0 | 0 | 0 | 0.27% | - | - |
| 06/2005 | 0.28% | 1.76% | 0.6 | 0 | 0 | 0 | 0.27% | - | - |
| 05/2005 | 0.33% | 1.48% | 0.6 | 0 | 0 | 0 | 0.27% | - | - |
| 04/2005 | 0.27% | 1.14% | 0.6 | 0 | 0 | -0.3 | 0.27% | - | - |
| 03/2005 | 0.3% | 0.87% | 0.9 | 0 | 0 | 0 | 0.27% | - | - |
| 02/2005 | 0.26% | 0.57% | 0.9 | 0 | 0 | 0 | 0.27% | - | - |
| 01/2005 | 0.31% | 0.31% | 0.9 | 0 | 0 | 0 | 0.27% | - | - |
| 12/2004 | 0.32% | 4.48% | 0.9 | 0 | 0 | 0 | 0.29% | - | - |
| 11/2004 | 0.37% | 4.15% | 0.9 | 0 | 0 | 0 | 0.29% | - | - |
| 10/2004 | 0.35% | 3.76% | 0.9 | 0 | 0 | 0 | 0.29% | - | - |
| 09/2004 | 0.35% | 3.4% | 0.8 | 0 | 0 | -0.1 | 0.29% | - | - |
| 08/2004 | 0.41% | 3.04% | 0.9 | 0 | 0 | 0 | 0.29% | - | - |
| 07/2004 | 0.37% | 2.62% | 0.9 | 0 | 0 | -0 | 0.29% | - | - |
| 06/2004 | 0.48% | 2.24% | 0.9 | 0 | 0 | 0 | 0.29% | - | - |
| 05/2004 | 0.41% | 1.75% | 0.9 | 0 | 0 | 0 | 0.29% | - | - |
| 04/2004 | 0.16% | 1.34% | 0.9 | 0 | 0 | -0.2 | 0.29% | - | - |
| 03/2004 | 0.43% | 1.17% | 1.1 | 0 | 0 | 0 | 0.29% | - | - |
| 02/2004 | 0.36% | 0.74% | 1.1 | 0 | 0 | -0.1 | 0.29% | - | - |
| 01/2004 | 0.38% | 0.38% | 1.2 | 0 | 0 | 0 | 0.29% | - | - |
| 12/2003 | 0.48% | 7.4% | 1.2 | 0 | 0 | 0 | 0.32% | - | - |
| 11/2003 | 0.47% | 6.89% | 1.2 | 0 | 0 | 0 | 0.32% | - | - |
| 10/2003 | 0.48% | 6.39% | 1.2 | 0 | 0.1 | 0 | 0.32% | - | - |
| 09/2003 | 0.6% | 5.88% | 1.2 | 0 | 0 | -0.1 | 0.32% | - | - |
| 08/2003 | 0.64% | 5.25% | 1.3 | 0 | 0 | -0.2 | 0.32% | - | - |
| 07/2003 | 0.65% | 4.58% | 1.5 | 0 | 0 | 0 | 0.32% | - | - |
| 06/2003 | 0.7% | 3.9% | 1.5 | 0 | 0 | 0.1 | 0.32% | - | - |
| 05/2003 | 0.65% | 3.18% | 1.4 | 0 | 0.2 | 0 | 0.32% | - | - |
| 04/2003 | 0.73% | 2.51% | 1.6 | 0 | 0 | 0 | 0.32% | - | - |
| 03/2003 | 0.74% | 1.77% | 1.6 | 0 | 0.1 | 0.3 | 0.32% | - | - |
| 02/2003 | 0.52% | 1.02% | 1.4 | 0 | 0 | 0.1 | 0.32% | - | - |
| 01/2003 | 0.5% | 0.5% | 1.3 | 0 | 0 | 0 | 0.32% | - | - |
| 12/2002 | 1.25% | 6.15% | 1.3 | 0 | 0 | 0 | - | - | - |
| 11/2002 | 0.86% | 4.84% | 1.3 | 0 | 0 | 0 | - | - | - |
| 10/2002 | 0.71% | 3.94% | 1.3 | 0 | 0 | 0 | - | - | - |
| 09/2002 | 0.57% | 3.21% | 1.3 | 0 | 0 | 0 | - | - | - |
| 08/2002 | 0.77% | 2.63% | 1.3 | 0 | 0 | 0 | - | - | - |
| 07/2002 | 0.84% | 1.84% | 1.2 | 0 | 0 | 0 | - | - | - |
| 06/2002 | -0.08% | 0.99% | 1.2 | 0 | 0 | 0 | - | - | - |
| 05/2002 | 0.41% | 1.07% | 1.2 | 0 | 0 | 0 | - | - | - |
| 04/2002 | -0.02% | 0.66% | 1.3 | 0 | 0.1 | 0 | - | - | - |
| 03/2002 | 0.12% | 0.68% | 1.4 | 0 | 0 | 0 | - | - | - |
| 02/2002 | 0.27% | 0.56% | 1.4 | 0 | 0 | 0 | - | - | - |
| 01/2002 | 0.29% | 0.29% | 1.4 | 0 | 0.1 | 0.2 | - | - | - |
| 12/2001 | 0.43% | - | 1.2 | 0 | 0 | 0.2 | - | - | - |
| 11/2001 | 0.43% | - | 1 | 0 | 0 | 0 | - | - | - |
| 10/2001 | 0.53% | - | 1 | 0.2 | 0 | 0 | - | - | - |
| 09/2001 | - | - | 0.8 | 0 | 0 | 0.8 | - | - | - |
| 08/2001 | - | - | 0 | 0 | 0 | 0 | - | - | - |
| 07/2001 | - | - | 0 | 0 | 0 | 0 | - | - | - |
| 06/2001 | - | - | 0 | 0 | 0 | 0 | - | - | - |
| 05/2001 | - | - | 0 | 0 | 0 | 0 | - | - | - |
| 04/2001 | - | - | 0 | 0 | 0 | 0 | - | - | - |
| 03/2001 | - | - | 0 | 0 | 0 | 0 | - | - | - |
| 02/2001 | - | - | 0 | 0 | 0 | 0 | - | - | - |
| 01/2001 | - | - | 0 | 0 | 0 | 0 | - | - | - |
סכומים במיליוני ש"ח. כל שורה נושאת מזהה שורה במאגר (data-src).
שאלות נפוצות
מה התשואה של הפניקס השתלמות כספי (שקלי)?
ב-07/2026: 0.21% לחודש, 2.45% מתחילת השנה, 14.1% ל-3 שנים ו-16.86% ל-5 שנים (מצטבר), לפי דיווח הגוף המנהל לרשות שוק ההון.
מה דמי הניהול בהפניקס השתלמות כספי (שקלי)?
0.6% לשנה מהצבירה בממוצע. דמי הניהול בפועל של חוסך ספציפי עשויים להיות שונים.
האם הפניקס השתלמות כספי (שקלי) מומלצת?
האתר אינו ממליץ על קרנות. הדירוגים כאן הם לפי נתון בודד שבחרת. ייעוץ פנסיוני ניתן רק על ידי בעל רישיון.
קישורים
בדיקת פנסיה
בדיקת פנסיה חינם אצל בעל רישיון פנסיוני. האתר אינו מייעץ - הפנייה עוברת לבעל מקצוע מורשה בלבד.
בעל רישיון בלבדללא עלות וללא התחייבותהפרטים נמחקים בתוך 90 יום
מקור הנתונים ורישיון
מקור הנתונים: נתוני הגמל נט לשנת 1999-2022, רשות שוק ההון, ביטוח וחיסכון, data.gov.il, רישיון רישיון פתוח (data.gov.il). נמשך ב-2026-09-12 · נתוני הגמל נט לשנת 2023, רשות שוק ההון, ביטוח וחיסכון, data.gov.il, רישיון רישיון פתוח (data.gov.il). נמשך ב-2026-09-12 · נתוני הגמל נט לשנים 2024-היום, רשות שוק ההון, ביטוח וחיסכון, data.gov.il, רישיון רישיון פתוח (data.gov.il). נמשך ב-2026-09-12.
שטר הוא אתר פרטי, לא רשמי. הנתונים מוצגים כמות שהם; במקרה של סתירה, רק הפרסום הרשמי ייחשב כנכון. מצאת טעות? בקשת תיקון.