הפניקס השתלמות אשראי ואג"ח: תשואה, דמי ניהול וסיכון
הפניקס השתלמות אשראי ואג"ח מנוהלת על ידי הפניקס פנסיה וגמל בע"מ, בסיווג קרנות השתלמות, פעילה מ-2001; 272 חודשי דיווח מ-01/2001 עד 07/2026.
תשואה 07/2026
-0.02%
מתחילת השנה
2.22%
3 שנים מצטבר
16.4%
5 שנים מצטבר
15.46%
דמי ניהול מצבירה
0.64%
לשנה
נכסים
741
מיליון ש"ח
המידע והחישוב להמחשה בלבד ואינם ייעוץ פיננסי, פנסיוני, מס או משפטי. לפני החלטה פנה לבעל רישיון.
עובדות מחושבות
- נכסים מנוהלים ב-07/2026: 741 מיליון ש"ח, מקום 76 מתוך 234 בקטגוריה.
- תשואה מצטברת ל-5 שנים: 15.46%, מקום 123 מתוך 152 בקטגוריה; ל-3 שנים: 16.4% (מקום 120 מתוך 164).
- 10,000 ש"ח שהופקדו לפני 5 שנים (08/2021) שווים היום 11,546 ש"ח לפי התשואות החודשיות המדווחות; לפני 10 שנים: 13,501 ש"ח.
- דמי ניהול ממוצעים מהצבירה: 0.64% לשנה (מקום 184 מתוך 223 בקטגוריה, מהנמוך לגבוה). על 100,000 ש"ח ל-20 שנה, בהנחת תשואה אפס, דמי ניהול כאלה מצטברים ל-12,051 ש"ח.
- הירידה המרבית מהשיא (drawdown) לאורך ההיסטוריה: -5.8% בין 11/2021 ל-09/2022.
- סטיית תקן: 2.93; מדד שארפ: 0.09 (מקום 114 מתוך 152); חשיפה למניות 1.9%, לחו"ל 154.3%, למט"ח 63.2%.
תשואה שנתית (12 חודשים מלאים)
| שנה | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| תשואה | 2.65% | 11.43% | 6.23% | 6.19% | 6.06% | 4.6% | 2.94% | 8.11% | 4.04% | 4.68% | 2.2% | 1.1% | 3.92% | -0.88% | 8.29% | 2.63% | 4.5% | -5.28% | 4.85% | 5.82% | 5.97% |
מכפלת התשואות החודשיות המדווחות; שנים חלקיות אינן מוצגות. דירוג הקטגוריה לשנת 2025.
דירוג בקטגוריה קרנות השתלמות (07/2026)
דירוג לפי הנתון בלבד, מתוך 234 קרנות שדיווחו לתקופה. אינו המלצה ואינו דירוג איכות.
| נתון | ערך | מקום |
|---|---|---|
| נכסים (מיליון ש"ח) | 741 | 76 / 234 |
| דמי ניהול מצבירה (נמוך = 1) | 0.64% | 184 / 223 |
| תשואה מתחילת השנה | 2.22% | 203 / 231 |
| תשואה 3 שנים | 16.4% | 120 / 164 |
| תשואה 5 שנים | 15.46% | 123 / 152 |
| מדד שארפ | 0.09 | 114 / 152 |
קרנות דומות בקטגוריה (לפי היקף נכסים)
נתונים חודשיים מלאים
| תקופה | תשואה | מתחילת שנה | נכסים | הפקדות | משיכות | העברות נטו | דמי ניהול | מניות | חו"ל |
|---|---|---|---|---|---|---|---|---|---|
| 07/2026 | -0.02% | 2.22% | 741.1 | 2.9 | 1.9 | 0.6 | 0.64% | 1.9% | 154.3% |
| 06/2026 | 0.72% | 2.24% | 740 | 2.8 | 3.7 | -4.4 | 0.64% | 2% | 132% |
| 05/2026 | 1.08% | 1.51% | 740.3 | 3 | 3.8 | 0 | 0.64% | 3.2% | 127.9% |
| 04/2026 | 0.63% | 0.43% | 733.7 | 2.9 | 3.1 | 1 | 0.64% | 2.9% | 112.2% |
| 03/2026 | -0.69% | -0.2% | 728.6 | 2.9 | 3.5 | 13.7 | 0.64% | 2.4% | 114.7% |
| 02/2026 | 0.28% | 0.49% | 720.8 | 2.8 | 3.4 | 5.8 | 0.64% | 2.2% | 95.9% |
| 01/2026 | 0.21% | 0.21% | 714.1 | 3.9 | 3 | 3.1 | 0.64% | 1.9% | 97% |
| 12/2025 | 0.13% | 5.97% | 708.9 | 4 | 2.6 | -1.9 | 0.65% | 1.7% | 93.9% |
| 11/2025 | 0.31% | 5.83% | 708.9 | 3.4 | 2.5 | 4.1 | 0.65% | 1.5% | 96.6% |
| 10/2025 | 0.66% | 5.5% | 702.1 | 2.8 | 3.6 | 0.2 | 0.65% | 7.3% | 96.7% |
| 09/2025 | 0.74% | 4.81% | 698.4 | 2.9 | 5.3 | 0.8 | 0.65% | 1.4% | 104.3% |
| 08/2025 | 0.72% | 4.04% | 695.3 | 2.8 | 4 | -3.8 | 0.65% | 1.4% | 112.7% |
| 07/2025 | 0.31% | 3.3% | 695.6 | 3.3 | 4.8 | -15.3 | 0.65% | 1.3% | 111.7% |
| 06/2025 | 1.4% | 2.98% | 710.5 | 3 | 2.3 | -7 | 0.65% | 1.2% | 119.3% |
| 05/2025 | -0.2% | 1.56% | 707.2 | 3.1 | 3.2 | -2.5 | 0.65% | 1% | 123.6% |
| 04/2025 | 0.76% | 1.76% | 711.6 | 3.3 | 3 | 15.9 | 0.65% | 0.9% | 124.2% |
| 03/2025 | -0.06% | 0.99% | 690.4 | 3 | 2.8 | 4.1 | 0.65% | 0.8% | 103% |
| 02/2025 | 0.71% | 1.05% | 686.8 | 2.8 | 4.1 | -6.7 | 0.65% | 1% | 102.8% |
| 01/2025 | 0.34% | 0.34% | 690.3 | 3.4 | 3.8 | -3.1 | 0.65% | 0.8% | 111.7% |
| 12/2024 | 0.59% | 5.82% | 691.8 | 5.1 | 3.6 | -12.5 | 0.66% | 0.7% | 125.6% |
| 11/2024 | 1.02% | 5.2% | 699.1 | 2.3 | 5.5 | -10.6 | 0.66% | 0.5% | 111% |
| 10/2024 | 0.37% | 4.14% | 706.2 | 3.2 | 4.3 | -8.1 | 0.66% | 0.7% | 109.9% |
| 09/2024 | 0.61% | 3.75% | 713.1 | 3.3 | 4.4 | -8.6 | 0.66% | 0.7% | 108.1% |
| 08/2024 | 0.98% | 3.12% | 718.8 | 3.5 | 3.5 | 1.6 | 0.66% | 0.5% | 102.6% |
| 07/2024 | 1.04% | 2.12% | 710.6 | 3.6 | 4.4 | -8.2 | 0.66% | 0.5% | 104.3% |
| 06/2024 | 0.18% | 1.07% | 712.5 | 2.8 | 5.2 | -7.4 | 0.66% | 0.4% | 114.5% |
| 05/2024 | -0.02% | 0.89% | 721.4 | 4.1 | 6.2 | -15.2 | 0.66% | 0.4% | 119.2% |
| 04/2024 | -0.43% | 0.91% | 739.1 | 3.4 | 2.6 | 1 | 0.66% | 0.5% | 127.7% |
| 03/2024 | 0.72% | 1.35% | 740.8 | 3.5 | 5.7 | -7.5 | 0.66% | 0.5% | 116.6% |
| 02/2024 | 0.35% | 0.62% | 744.7 | 3.5 | 4.8 | -6 | 0.66% | 0.5% | 108% |
| 01/2024 | 0.27% | 0.27% | 749.8 | 4.2 | 5 | -7.1 | 0.66% | 0.5% | 108.4% |
| 12/2023 | 1.38% | 4.85% | 756.1 | 6 | 4.6 | -13.4 | 0.66% | 1.2% | 114.7% |
| 11/2023 | 2.78% | 3.42% | 758.2 | 4 | 4.5 | -5.7 | 0.66% | 0.8% | 113.2% |
| 10/2023 | -2.05% | 0.62% | 744.1 | 3.8 | 3.9 | 1.4 | 0.66% | 0.6% | 172.3% |
| 09/2023 | -1.05% | 2.73% | 758.9 | 3.9 | 3.1 | -3.2 | 0.66% | 0.6% | 151.2% |
| 08/2023 | 0.55% | 3.82% | 769.6 | 4.4 | 6 | 1.7 | 0.66% | 0.6% | 142.3% |
| 07/2023 | 0.5% | 3.25% | 765.7 | 4.2 | 6.6 | -4.4 | 0.66% | 0.6% | 118.5% |
| 06/2023 | 0.48% | 2.74% | 769.2 | 3.8 | 4.5 | -9 | 0.66% | 0.6% | 130.9% |
| 05/2023 | 1.23% | 2.24% | 775.6 | 4.4 | 7.5 | -10 | 0.66% | 0.6% | 133.5% |
| 04/2023 | 0.71% | 1% | 779.5 | 4 | 8.3 | -6.3 | 0.66% | 0.5% | 121% |
| 03/2023 | 0.53% | 0.29% | 784.7 | 4 | 9.2 | -1.5 | 0.66% | 0.5% | 129.4% |
| 02/2023 | -1.48% | -0.24% | 787.9 | 4 | 9.9 | -2.1 | 0.66% | 0.5% | 132.2% |
| 01/2023 | 1.26% | 1.26% | 808.1 | 4.4 | 7.7 | -9.8 | 0.66% | 0.1% | 125.3% |
| 12/2022 | -0.26% | -5.28% | 811.5 | 7.2 | 5.7 | -4.9 | 0.69% | 0.1% | 121.7% |
| 11/2022 | 0.53% | -5.03% | 817.4 | 4.4 | 8.7 | -7.9 | 0.69% | 0.1% | 118.4% |
| 10/2022 | 0.24% | -5.53% | 825.7 | 4.3 | 4.5 | -5.1 | 0.69% | 0.1% | 124.7% |
| 09/2022 | -1.42% | -5.76% | 829.5 | 4.4 | 6.4 | -1.6 | 0.69% | 0% | 124.7% |
| 08/2022 | -1.19% | -4.4% | 845.5 | 4.4 | 4.2 | -7.9 | 0.69% | 0% | 121.1% |
| 07/2022 | 1.08% | -3.25% | 863.9 | 4.9 | 6.4 | -5.7 | 0.69% | 0% | 120.3% |
| 06/2022 | 0.29% | -4.28% | 862.4 | 4.5 | 6.8 | -11.3 | 0.69% | 0% | 122.1% |
| 05/2022 | -1.73% | -4.56% | 874.1 | 4.7 | 4.7 | -8.5 | 0.69% | 0% | 127.1% |
| 04/2022 | -0.41% | -2.88% | 898.5 | 4.6 | 3.6 | -9.9 | 0.69% | 0% | 135.6% |
| 03/2022 | -0.39% | -2.48% | 911.5 | 5 | 4.1 | -10.1 | 0.69% | 0% | 139.5% |
| 02/2022 | -1.1% | -2.1% | 924.8 | 4.9 | 5.3 | -2.2 | 0.69% | 0% | 142.9% |
| 01/2022 | -1.01% | -1.01% | 938.2 | 4.4 | 3.5 | -5.3 | 0.69% | 0% | 150.2% |
| 12/2021 | -0.06% | 4.5% | 952.8 | 8.9 | 6.2 | -15.3 | 0.71% | 0% | 148.2% |
| 11/2021 | 0.55% | 4.57% | 966.4 | 5 | 5 | -14.2 | 0.71% | 0% | 153.2% |
| 10/2021 | 0.21% | 3.99% | 975.8 | 4.6 | 3.2 | -7 | 0.71% | 1% | 153.3% |
| 09/2021 | -0.02% | 3.78% | 619.8 | 3.2 | 3.7 | -1.9 | 0.71% | 0.9% | 95.2% |
| 08/2021 | 0.74% | 3.8% | 622.7 | 3.3 | 3.2 | -5.8 | 0.71% | 0.8% | 94.8% |
| 07/2021 | 0.32% | 3.04% | 624.1 | 3.6 | 2.9 | -2.3 | 0.71% | 0.5% | 97.7% |
| 06/2021 | 0.31% | 2.71% | 624.1 | 3.2 | 2.7 | -9.5 | 0.71% | 0.5% | 95.2% |
| 05/2021 | 0.79% | 2.39% | 631.4 | 4 | 1.7 | -3.3 | 0.71% | 0.7% | 90.5% |
| 04/2021 | 0.24% | 1.59% | 627.8 | 3 | 1.9 | -6.5 | 0.71% | 0% | 90.5% |
| 03/2021 | 0.77% | 1.34% | 632.1 | 4.2 | 3.7 | -8.3 | 0.71% | 0.1% | 87.5% |
| 02/2021 | -0.15% | 0.57% | 635.5 | 3.5 | 5.3 | -4.4 | 0.71% | 0.1% | 98.3% |
| 01/2021 | 0.72% | 0.72% | 643 | 3.3 | 2.9 | -9.3 | 0.71% | 0.1% | 103.2% |
| 12/2020 | 0.34% | 2.63% | 647.6 | 7.1 | 3.4 | -10.4 | 0.76% | 0.1% | 94.6% |
| 11/2020 | 1.35% | 2.28% | 652.5 | 3.8 | 4.7 | -7.3 | 0.76% | 0.1% | 99.2% |
| 10/2020 | 0.14% | 0.92% | 652.2 | 3.9 | 3.5 | -0.8 | 0.76% | 0.1% | 90.5% |
| 09/2020 | -0.48% | 0.77% | 652 | 3.4 | 1.8 | 1.1 | 0.76% | 0% | 90% |
| 08/2020 | 1.42% | 1.26% | 652.9 | 4.1 | 3.7 | 2.3 | 0.76% | 0.1% | 90.6% |
| 07/2020 | 1.39% | -0.16% | 641.5 | 3.6 | 6.8 | 6.1 | 0.76% | 0% | 89.1% |
| 06/2020 | -0.95% | -1.53% | 630.2 | 3.8 | 7.2 | -6.3 | 0.76% | 0% | 86.7% |
| 05/2020 | 0.83% | -0.58% | 646.4 | 4.2 | 4.5 | -13 | 0.76% | 0% | 86.3% |
| 04/2020 | 3.13% | -1.4% | 654.8 | 5.2 | 2.3 | -10 | 0.76% | 0% | 84% |
| 03/2020 | -5.03% | -4.39% | 642.2 | 2.1 | 10.7 | 55 | 0.76% | 0% | 81.1% |
| 02/2020 | 0.3% | 0.67% | 627 | 3.5 | 4 | 6 | 0.76% | 0% | 74.7% |
| 01/2020 | 0.37% | 0.37% | 619.9 | 3.2 | 2.8 | -6.3 | 0.76% | 0% | 74.3% |
| 12/2019 | 0.37% | 8.29% | 623.9 | 7.4 | 3.6 | -7.9 | 0.79% | 0.1% | 77.2% |
| 11/2019 | 0.22% | 7.89% | 626.1 | 4 | 3.9 | -4.6 | 0.79% | 0.1% | 71.8% |
| 10/2019 | 0.62% | 7.65% | 629.7 | 4.5 | 2.7 | -4.7 | 0.79% | 0.2% | 73.9% |
| 09/2019 | 0.58% | 6.99% | 629.1 | 3.8 | 4.5 | -2.7 | 0.79% | 0.3% | 75% |
| 08/2019 | 0.24% | 6.37% | 629.2 | 4.9 | 4.8 | -2.8 | 0.79% | 0.2% | 74.6% |
| 07/2019 | 1.07% | 6.12% | 630.8 | 4.6 | 4.4 | -6.4 | 0.79% | 0.3% | 74.6% |
| 06/2019 | 0.9% | 5% | 630.7 | 11.7 | 4.8 | -6.4 | 0.79% | 0.2% | 67.9% |
| 05/2019 | 0.14% | 4.06% | 625 | 4.4 | 5.5 | -2.4 | 0.79% | 0.4% | 65.7% |
| 04/2019 | 0.69% | 3.91% | 628.1 | 4 | 4.5 | -6.2 | 0.79% | 0.4% | 66.7% |
| 03/2019 | 0.82% | 3.2% | 630.8 | 4.1 | 4.9 | -4.2 | 0.79% | 0.1% | 73% |
| 02/2019 | 0.87% | 2.36% | 631.1 | 4.6 | 7.5 | -3.9 | 0.79% | 0.1% | 69.1% |
| 01/2019 | 1.48% | 1.48% | 632.9 | 5 | 6.5 | -2 | 0.79% | 1.2% | 69.4% |
| 12/2018 | -0.83% | -0.88% | 627.5 | 7.2 | 5.8 | -4.2 | 0.79% | 2.6% | 70.4% |
| 11/2018 | -0.46% | -0.05% | 636.1 | 4.9 | 3.5 | -7.4 | 0.79% | 0.8% | 72.6% |
| 10/2018 | -0.37% | 0.42% | 645.4 | 4.6 | 4.7 | -5.2 | 0.79% | 0.8% | 71.9% |
| 09/2018 | 0.15% | 0.79% | 653.6 | 3.6 | 3.6 | -5.7 | 0.79% | 0.9% | 67% |
| 08/2018 | 0.45% | 0.64% | 658.7 | 4.3 | 3.5 | -9.9 | 0.79% | 0.8% | 69.3% |
| 07/2018 | 0.22% | 0.19% | 665.3 | 5.2 | 5.6 | -4.4 | 0.79% | 0.8% | 69.2% |
| 06/2018 | 0.03% | -0.03% | 668.9 | 3.9 | 6.6 | -8.8 | 0.79% | 0.7% | 68.8% |
| 05/2018 | -0.19% | -0.06% | 680.6 | 7.1 | 5.2 | -4.9 | 0.79% | 0.7% | 60.6% |
| 04/2018 | 0.15% | 0.13% | 685.3 | 4.2 | 4.7 | -3.5 | 0.79% | 0.7% | 59.2% |
| 03/2018 | 0.29% | -0.02% | 688.7 | 5.5 | 6.9 | -6.8 | 0.79% | 0.6% | 61.6% |
| 02/2018 | -0.52% | -0.31% | 695.3 | 5.2 | 6.5 | -7.1 | 0.79% | 0.6% | 72.1% |
| 01/2018 | 0.21% | 0.21% | 707.8 | 4.8 | 5.3 | -11.4 | 0.79% | 0.5% | 75.9% |
| 12/2017 | 0.4% | 3.92% | 551.6 | 6.6 | 4.4 | -6.7 | 0.81% | 0.5% | 57.9% |
| 11/2017 | 0.41% | 3.51% | 554.3 | 3.8 | 3.1 | -7.8 | 0.81% | 0.6% | 55.2% |
| 10/2017 | 0.38% | 3.08% | 559.5 | 4.3 | 3.2 | -8 | 0.81% | 0.6% | 61.4% |
| 09/2017 | 0.01% | 2.69% | 564.6 | 3.4 | 4.1 | -10.6 | 0.81% | 0.6% | 56.6% |
| 08/2017 | 0.58% | 2.68% | 576.2 | 4.4 | 4.6 | -9.8 | 0.81% | 0% | 56.5% |
| 07/2017 | 0.87% | 2.09% | 583.3 | 4.3 | 4.5 | -9.7 | 0.81% | 0% | 57.3% |
| 06/2017 | -0.32% | 1.21% | 588.5 | 4 | 5 | -13.5 | 0.81% | 0% | 55.1% |
| 05/2017 | 0.66% | 1.54% | 605.3 | 3.9 | 4.4 | -16.5 | 0.81% | 0% | 53.9% |
| 04/2017 | 0.77% | 0.87% | 618.6 | 3.9 | 5.7 | -11.9 | 0.81% | 0% | 55.7% |
| 03/2017 | 0.26% | 0.1% | 627.8 | 4.3 | 6.3 | -13.1 | 0.81% | 0% | 56.9% |
| 02/2017 | -0.19% | -0.16% | 641.8 | 4.3 | 5.5 | -8.5 | 0.81% | 0% | 57.9% |
| 01/2017 | 0.03% | 0.03% | 653.1 | 5.7 | 3.9 | -10.1 | 0.81% | 0% | 47.2% |
| 12/2016 | 0.27% | 1.1% | 661.6 | 8 | 3.7 | -9.2 | 0.87% | 0% | 43.3% |
| 11/2016 | -0.72% | 0.82% | 665.1 | 5.5 | 3.9 | -7 | 0.87% | 0% | 44.1% |
| 10/2016 | 0.22% | 1.56% | 675.8 | 3.7 | 2.2 | -2.7 | 0.87% | 0% | 56.9% |
| 09/2016 | -0.4% | 1.33% | 675.9 | 4.7 | 3.7 | -4.6 | 0.87% | 0% | 58% |
| 08/2016 | -0.23% | 1.74% | 682.7 | 6.8 | 4.6 | -4.1 | 0.87% | 0% | 64.9% |
| 07/2016 | 0.46% | 1.97% | 686.6 | 4.4 | 3.1 | -5.7 | 0.87% | 0% | 54.6% |
| 06/2016 | 0.64% | 1.51% | 688.4 | 4.7 | 2.1 | -2.3 | 0.87% | 0% | 38.7% |
| 05/2016 | 0.05% | 0.86% | 684.2 | 4.8 | 3.2 | -1.3 | 0.87% | 0% | 36.2% |
| 04/2016 | 0.39% | 0.81% | 684 | 3.8 | 4.4 | -4.8 | 0.87% | 0% | 35.6% |
| 03/2016 | 0% | 0.42% | 687.1 | 3 | 3.5 | 0.7 | 0.87% | 0% | 30.4% |
| 02/2016 | 0.35% | 0.42% | 687.4 | 4.5 | 4.8 | 2 | 0.87% | 0% | 24% |
| 01/2016 | 0.07% | 0.07% | 683.7 | 4.5 | 4.7 | -2.1 | 0.87% | 0% | 13.2% |
| 12/2015 | 0.16% | 2.2% | 335.2 | 5.1 | 3.2 | -4.7 | 0.96% | 0% | 13.6% |
| 11/2015 | -0.34% | 2.03% | 337.8 | 2.9 | 1.4 | -2 | 0.96% | 0% | 15.4% |
| 10/2015 | 0.47% | 2.38% | 339.8 | 2.5 | 0.8 | -2.6 | 0.96% | 0% | 14.8% |
| 09/2015 | -0.42% | 1.9% | 339.3 | 2.4 | 1.2 | 1.2 | 0.96% | 0% | 5.6% |
| 08/2015 | 0.59% | 2.33% | 338.6 | 2.1 | 1.8 | -0.2 | 0.96% | 0% | 5.7% |
| 07/2015 | 0.75% | 1.73% | 336.6 | 2.9 | 2.6 | -5.8 | 0.96% | 0% | 6.2% |
| 06/2015 | -2.12% | 0.97% | 339.8 | 3.2 | 2.3 | -4.7 | 0.96% | 0% | 6.6% |
| 05/2015 | -0.42% | 3.16% | 351.3 | 2.8 | 2.3 | -3.5 | 0.96% | 0% | 8.5% |
| 04/2015 | 0.24% | 3.6% | 356.1 | 2.3 | 2.8 | -3.1 | 0.96% | 0% | 8.5% |
| 03/2015 | 0.14% | 3.35% | 359.1 | 2.6 | 2.6 | -2.4 | 0.96% | 0.1% | 8.4% |
| 02/2015 | 1.3% | 3.2% | 361.2 | 2.5 | 4.7 | -3.4 | 0.96% | 0.1% | 8.6% |
| 01/2015 | 1.88% | 1.88% | 362.6 | 2.4 | 1.6 | -1.7 | 0.96% | -0% | 8.8% |
| 12/2014 | -1.51% | 4.68% | 357.1 | 5.2 | 1.6 | -2 | 1.01% | -0% | 9.6% |
| 11/2014 | 0.32% | 6.28% | 361.2 | 3.3 | 1.7 | -3.2 | 1.01% | 0% | 10% |
| 10/2014 | 0.58% | 5.94% | 362 | 2.9 | 1.4 | -0.5 | 1.01% | 0% | 9.9% |
| 09/2014 | 0.23% | 5.33% | 359.2 | 2.6 | 2.7 | -1.7 | 1.01% | 0% | 10.9% |
| 08/2014 | 1.4% | 5.09% | 360.4 | 3.2 | 1.9 | -4.5 | 1.01% | 0% | 10.9% |
| 07/2014 | 0.2% | 3.64% | 359 | 3.5 | 1.4 | -3.5 | 1.01% | 0% | 9.9% |
| 06/2014 | -0.2% | 3.43% | 360 | 3.8 | 2.1 | -5.5 | 1.01% | 0% | 7.8% |
| 05/2014 | 1.04% | 3.64% | 364.9 | 4 | 1.9 | -5.5 | 1.01% | 0% | 8% |
| 04/2014 | 0.51% | 2.57% | 364.8 | 2.9 | 2.2 | -4.6 | 1.01% | 0% | 7.9% |
| 03/2014 | 0.56% | 2.05% | 367.2 | 3.6 | 5.1 | -4.2 | 1.01% | 0% | 8.8% |
| 02/2014 | 0.83% | 1.49% | 368 | 2.2 | 4.1 | -3.3 | 1.01% | 0% | 13.4% |
| 01/2014 | 0.65% | 0.65% | 370.4 | 2.1 | 1.8 | -2.6 | 1.01% | 0% | 14.7% |
| 12/2013 | -0.38% | 4.04% | 298.2 | 4.5 | 2.2 | -2.6 | 1.13% | 0% | 13.2% |
| 11/2013 | 0.74% | 4.44% | 299.9 | 2.6 | 1.1 | -3.7 | 1.13% | 3.1% | 13.3% |
| 10/2013 | 0.73% | 3.67% | 300.1 | 2.9 | 1.3 | -2.1 | 1.13% | 0% | 15.2% |
| 09/2013 | 1.11% | 2.92% | 298.6 | 2.8 | 1.2 | -2.9 | 1.13% | 0% | 14.8% |
| 08/2013 | -0.63% | 1.79% | 296.8 | 2.5 | 2.3 | -4.4 | 1.13% | 0.8% | 15.7% |
| 07/2013 | 0.93% | 2.43% | 303.1 | 3.1 | 2.6 | -2.5 | 1.13% | 0% | 14.8% |
| 06/2013 | -0.42% | 1.49% | 302.5 | 2.8 | 1.9 | -1.1 | 1.13% | 0% | 14.7% |
| 05/2013 | 0.17% | 1.92% | 304.2 | 2.7 | 2.5 | -2.8 | 1.13% | 0% | 42.2% |
| 04/2013 | 1.31% | 1.75% | 306.5 | 3.1 | 1.7 | -1.4 | 1.13% | 0% | 42.2% |
| 03/2013 | -0.05% | 0.43% | 302.9 | 2.9 | 1.7 | -1.5 | 1.13% | 0% | 47% |
| 02/2013 | 0.51% | 0.48% | 303.5 | 2.7 | 2.1 | -2.1 | 1.13% | 0% | 52% |
| 01/2013 | -0.03% | -0.03% | 303.8 | 3 | 1.7 | -2.7 | 1.13% | 0% | 51.9% |
| 12/2012 | 1.01% | 8.11% | 305.6 | 5.5 | 1.9 | -2.9 | 1.27% | 0% | 44.8% |
| 11/2012 | 0.88% | 7.03% | 302.1 | 2.9 | 2.5 | -0.4 | 1.27% | 0% | 40.2% |
| 10/2012 | 1.52% | 6.09% | 299.7 | 3.3 | 2.4 | 1.5 | 1.27% | 0% | 42.8% |
| 09/2012 | 0.79% | 4.5% | 293.1 | 2.6 | 2 | 3.1 | 1.27% | 0% | 35% |
| 08/2012 | -0.95% | 3.69% | 287.4 | 2.9 | 1.4 | 3.6 | 1.27% | 0% | 22.9% |
| 07/2012 | 2.18% | 4.68% | 285.3 | 3 | 1.3 | 0.6 | 1.27% | 0% | 16% |
| 06/2012 | -0.2% | 2.45% | 277.2 | 2.9 | 2.8 | -1 | 1.27% | 0% | 9.4% |
| 05/2012 | 0.11% | 2.65% | 278.9 | 3 | 2 | 0.8 | 1.27% | 0% | 8.2% |
| 04/2012 | 0.88% | 2.54% | 277 | 2.6 | 1.8 | -0.8 | 1.27% | 0% | 5.1% |
| 03/2012 | 0.59% | 1.64% | 274.9 | 3.2 | 1.3 | -1.5 | 1.27% | 0% | 5% |
| 02/2012 | -0.14% | 1.05% | 273.1 | 2.1 | 1.9 | 2.3 | 1.27% | 0% | 5.7% |
| 01/2012 | 1.19% | 1.19% | 271.4 | 4.1 | 3 | 5.6 | 1.27% | 0% | 6.4% |
| 12/2011 | 1% | 2.94% | 261.9 | 4.7 | 1.8 | 2.4 | 1.31% | 0% | 6.3% |
| 11/2011 | -1% | 1.92% | 254.3 | 2.9 | 1.9 | 1.3 | 1.31% | 0% | 6.1% |
| 10/2011 | 1.25% | 2.95% | 254.8 | 2.8 | 2.3 | -2.1 | 1.31% | 0% | 8% |
| 09/2011 | -0.05% | 1.68% | 253.6 | 2.6 | 1.1 | -0.6 | 1.31% | 0% | 8.1% |
| 08/2011 | 1.11% | 1.73% | 252.9 | 3.1 | 1.9 | -1.5 | 1.31% | 0% | 7.4% |
| 07/2011 | 0.51% | 0.62% | 250.7 | 2.7 | 3.7 | -1.7 | 1.31% | 0% | 5.3% |
| 06/2011 | -0.06% | 0.11% | 252.4 | 2.9 | 1.8 | 1.5 | 1.31% | 0% | 2.6% |
| 05/2011 | 0.27% | 0.17% | 250.3 | 3 | 1.6 | -3.2 | 1.31% | 0% | 5.3% |
| 04/2011 | 0.29% | -0.1% | 251.7 | 2.6 | 1.6 | -1.8 | 1.31% | 0% | 2.6% |
| 03/2011 | -0.84% | -0.39% | 252 | 3 | 2.1 | -1.4 | 1.31% | 0% | 5.3% |
| 02/2011 | 0.25% | 0.45% | 254.9 | 2 | 7.8 | -2.5 | 1.31% | 0% | 5.4% |
| 01/2011 | 0.2% | 0.2% | 257.7 | 3.1 | 1.1 | 0.4 | 1.31% | 0% | 2% |
| 12/2010 | -0.58% | 6.53% | 260.3 | 4.7 | 1.4 | -3.2 | 1.47% | 0% | 1.9% |
| 12/2007 | -0.56% | 4.6% | 1.6 | 0 | 0 | -0.2 | 0.19% | - | - |
| 11/2007 | 0.27% | 5.19% | 1.8 | 0 | 0 | 0 | 0.19% | - | - |
| 10/2007 | 1.2% | 4.91% | 1.8 | 0 | 0 | 0 | 0.19% | - | - |
| 09/2007 | 0.63% | 3.67% | 1.8 | 0 | 0 | 0 | 0.19% | - | - |
| 08/2007 | 0.25% | 3.02% | 1.8 | 0 | 0 | 0 | 0.19% | - | - |
| 07/2007 | -1.66% | 2.76% | 1.7 | 0 | 0 | 0 | 0.19% | - | - |
| 06/2007 | -0.67% | 4.49% | 1.8 | 0 | 0 | 0 | 0.19% | - | - |
| 05/2007 | 1.33% | 5.2% | 1.8 | 0 | 0 | 0 | 0.19% | - | - |
| 04/2007 | 1.61% | 3.82% | 1.7 | 0 | 0 | 0 | 0.19% | - | - |
| 03/2007 | 0.16% | 2.17% | 1.7 | 0 | 0 | 0 | 0.19% | - | - |
| 02/2007 | 0.83% | 2.01% | 1.7 | 0 | 0 | 0 | 0.19% | - | - |
| 01/2007 | 1.17% | 1.17% | 1.7 | 0 | 0 | 0 | 0.19% | - | - |
| 12/2006 | 0.37% | 6.06% | 1.6 | 0 | 0 | 0 | 0.22% | - | - |
| 11/2006 | 0.58% | 5.67% | 1.6 | 0 | 0 | 0 | 0.22% | - | - |
| 10/2006 | 1.12% | 5.06% | 1.6 | 0 | 0 | 0 | 0.22% | - | - |
| 09/2006 | 0.34% | 3.9% | 1.6 | 0 | 0 | 0 | 0.22% | - | - |
| 08/2006 | 0.52% | 3.55% | 1.6 | 0 | 0 | 0 | 0.22% | - | - |
| 07/2006 | 0.8% | 3.01% | 1.5 | 0 | 0 | 0 | 0.22% | - | - |
| 06/2006 | -0.14% | 2.19% | 1.5 | 0 | 0.3 | 0 | 0.22% | - | - |
| 05/2006 | 0.33% | 2.34% | 1.8 | 0 | 0 | 0.1 | 0.22% | - | - |
| 04/2006 | 1.07% | 2% | 1.7 | 0 | 0 | 0 | 0.22% | - | - |
| 03/2006 | 0.28% | 0.92% | 1.7 | 0 | 0 | 0 | 0.22% | - | - |
| 02/2006 | -0.24% | 0.64% | 1.7 | 0 | 0 | 0 | 0.22% | - | - |
| 01/2006 | 0.88% | 0.88% | 1.7 | 0 | 0 | 0 | 0.22% | - | - |
| 12/2005 | -0.22% | 6.19% | 1.7 | 0 | 0 | 0 | 0.18% | - | - |
| 11/2005 | -0.59% | 6.42% | 1.7 | 0 | 0 | 0 | 0.18% | - | - |
| 10/2005 | -0.16% | 7.05% | 1.6 | 0 | 0 | 0 | 0.18% | - | - |
| 09/2005 | 0.82% | 7.23% | 1.6 | 0 | 0 | 0 | 0.18% | - | - |
| 08/2005 | 1.26% | 6.35% | 1.6 | 0 | 0 | 0 | 0.18% | - | - |
| 07/2005 | 0.82% | 5.03% | 1.6 | 0 | 0 | 0.1 | 0.18% | - | - |
| 06/2005 | 0.17% | 4.18% | 1.5 | 0 | 0 | 0 | 0.18% | - | - |
| 05/2005 | 0.95% | 4% | 1.5 | 0 | 0 | 0 | 0.18% | - | - |
| 04/2005 | 0.64% | 3.02% | 1.5 | 0 | 0 | -0.2 | 0.18% | - | - |
| 03/2005 | 0.19% | 2.37% | 1.7 | 0 | 0 | 0 | 0.18% | - | - |
| 02/2005 | 0.89% | 2.17% | 1.6 | 0 | 0 | 0 | 0.18% | - | - |
| 01/2005 | 1.27% | 1.27% | 1.6 | 0 | 0 | 0 | 0.18% | - | - |
| 12/2004 | 0.93% | 6.23% | 1.6 | 0 | 0 | 0 | 0.19% | - | - |
| 11/2004 | 0.33% | 5.25% | 1.6 | 0 | 0 | 0 | 0.19% | - | - |
| 10/2004 | 0.35% | 4.91% | 1.5 | 0 | 0.2 | 0 | 0.19% | - | - |
| 09/2004 | 0.79% | 4.54% | 1.7 | 0 | 0 | 0 | 0.19% | - | - |
| 08/2004 | 0.83% | 3.72% | 1.7 | 0 | 0.1 | 0 | 0.19% | - | - |
| 07/2004 | 0.34% | 2.87% | 1.7 | 0 | 0 | 0 | 0.19% | - | - |
| 06/2004 | 0.36% | 2.52% | 1.7 | 0 | 0 | -0 | 0.19% | - | - |
| 05/2004 | 0.84% | 2.15% | 1.7 | 0 | 0 | 0 | 0.19% | - | - |
| 04/2004 | 0.24% | 1.3% | 1.7 | 0 | 0 | -0.1 | 0.19% | - | - |
| 03/2004 | 1.05% | 1.06% | 1.7 | 0 | 0 | -0.1 | 0.19% | - | - |
| 02/2004 | -0.3% | 0.01% | 1.7 | 0 | 0 | 0 | 0.19% | - | - |
| 01/2004 | 0.31% | 0.31% | 1.7 | 0 | 0 | -0.1 | 0.19% | - | - |
| 12/2003 | 0.3% | 11.43% | 1.8 | 0 | 0 | 0 | 0.2% | - | - |
| 11/2003 | 0.94% | 11.1% | 1.8 | 0 | 0 | 0 | 0.2% | - | - |
| 10/2003 | 0.7% | 10.06% | 1.7 | 0 | 0 | 0 | 0.2% | - | - |
| 09/2003 | 1.31% | 9.3% | 1.7 | 0 | 0 | 0 | 0.2% | - | - |
| 08/2003 | 0.6% | 7.89% | 1.7 | 0 | 0 | 0 | 0.2% | - | - |
| 07/2003 | -0.18% | 7.24% | 1.7 | 0 | 0 | 0 | 0.2% | - | - |
| 06/2003 | 1.97% | 7.44% | 1.7 | 0 | 0 | 0.1 | 0.2% | - | - |
| 05/2003 | 1.31% | 5.36% | 1.6 | 0 | 0 | 0 | 0.2% | - | - |
| 04/2003 | 1.11% | 4% | 1.5 | 0 | 0 | 0 | 0.2% | - | - |
| 03/2003 | 1.03% | 2.86% | 1.5 | 0 | 0 | 0 | 0.2% | - | - |
| 02/2003 | 0.98% | 1.81% | 1.5 | 0 | 0 | 0 | 0.2% | - | - |
| 01/2003 | 0.82% | 0.82% | 1.5 | 0 | 0 | 0 | 0.2% | - | - |
| 12/2002 | 0.33% | 2.65% | 1.5 | 0.1 | 0.1 | 0.3 | - | - | - |
| 11/2002 | 1.68% | 2.31% | 1.2 | 0 | 0.2 | 0 | - | - | - |
| 10/2002 | 0.73% | 0.62% | 1.3 | 0 | 0 | 0 | - | - | - |
| 09/2002 | -0.53% | -0.11% | 1.3 | 0 | 0 | 0.1 | - | - | - |
| 08/2002 | 0.19% | 0.43% | 1.2 | 0 | 0 | 0.2 | - | - | - |
| 07/2002 | 1% | 0.24% | 1 | 0 | 0 | 0 | - | - | - |
| 06/2002 | -1.96% | -0.76% | 1 | 0 | 0 | 0 | - | - | - |
| 05/2002 | 1.41% | 1.23% | 1 | 0 | 0 | 0 | - | - | - |
| 04/2002 | -0.33% | -0.18% | 1 | 0 | 0 | 0 | - | - | - |
| 03/2002 | -1.05% | 0.15% | 1 | 0 | 0 | 0 | - | - | - |
| 02/2002 | -0.43% | 1.21% | 1 | 0 | 0 | 0 | - | - | - |
| 01/2002 | 1.65% | 1.65% | 1 | 0 | 0 | 0 | - | - | - |
| 12/2001 | 2.49% | - | 1 | 0 | 0 | 0 | - | - | - |
| 11/2001 | 0.5% | - | 1 | -0 | 0 | 0 | - | - | - |
| 10/2001 | 0.27% | - | 1 | 0.2 | 0 | 0 | - | - | - |
| 09/2001 | - | - | 0.8 | 0 | 0 | 0.8 | - | - | - |
| 08/2001 | - | - | 0 | 0 | 0 | 0 | - | - | - |
| 07/2001 | - | - | 0 | 0 | 0 | 0 | - | - | - |
| 06/2001 | - | - | 0 | 0 | 0 | 0 | - | - | - |
| 05/2001 | - | - | 0 | 0 | 0 | 0 | - | - | - |
| 04/2001 | - | - | 0 | 0 | 0 | 0 | - | - | - |
| 03/2001 | - | - | 0 | 0 | 0 | 0 | - | - | - |
| 02/2001 | - | - | 0 | 0 | 0 | 0 | - | - | - |
| 01/2001 | - | - | 0 | 0 | 0 | 0 | - | - | - |
סכומים במיליוני ש"ח. כל שורה נושאת מזהה שורה במאגר (data-src).
שאלות נפוצות
מה התשואה של הפניקס השתלמות אשראי ואג"ח?
ב-07/2026: -0.02% לחודש, 2.22% מתחילת השנה, 16.4% ל-3 שנים ו-15.46% ל-5 שנים (מצטבר), לפי דיווח הגוף המנהל לרשות שוק ההון.
מה דמי הניהול בהפניקס השתלמות אשראי ואג"ח?
0.64% לשנה מהצבירה בממוצע. דמי הניהול בפועל של חוסך ספציפי עשויים להיות שונים.
האם הפניקס השתלמות אשראי ואג"ח מומלצת?
האתר אינו ממליץ על קרנות. הדירוגים כאן הם לפי נתון בודד שבחרת. ייעוץ פנסיוני ניתן רק על ידי בעל רישיון.
קישורים
בדיקת פנסיה
בדיקת פנסיה חינם אצל בעל רישיון פנסיוני. האתר אינו מייעץ - הפנייה עוברת לבעל מקצוע מורשה בלבד.
בעל רישיון בלבדללא עלות וללא התחייבותהפרטים נמחקים בתוך 90 יום
מקור הנתונים ורישיון
מקור הנתונים: נתוני הגמל נט לשנת 1999-2022, רשות שוק ההון, ביטוח וחיסכון, data.gov.il, רישיון רישיון פתוח (data.gov.il). נמשך ב-2026-09-12 · נתוני הגמל נט לשנת 2023, רשות שוק ההון, ביטוח וחיסכון, data.gov.il, רישיון רישיון פתוח (data.gov.il). נמשך ב-2026-09-12 · נתוני הגמל נט לשנים 2024-היום, רשות שוק ההון, ביטוח וחיסכון, data.gov.il, רישיון רישיון פתוח (data.gov.il). נמשך ב-2026-09-12.
שטר הוא אתר פרטי, לא רשמי. הנתונים מוצגים כמות שהם; במקרה של סתירה, רק הפרסום הרשמי ייחשב כנכון. מצאת טעות? בקשת תיקון.