מיטב השתלמות הלכה: תשואה, דמי ניהול וסיכון
מיטב השתלמות הלכה מנוהלת על ידי מיטב גמל ופנסיה בע"מ, בסיווג קרנות השתלמות, פעילה מ-2001; 307 חודשי דיווח מ-01/2001 עד 07/2026.
תשואה 07/2026
-0.53%
מתחילת השנה
4.94%
3 שנים מצטבר
35.51%
5 שנים מצטבר
38.31%
דמי ניהול מצבירה
0.72%
לשנה
נכסים
479
מיליון ש"ח
המידע והחישוב להמחשה בלבד ואינם ייעוץ פיננסי, פנסיוני, מס או משפטי. לפני החלטה פנה לבעל רישיון.
עובדות מחושבות
- נכסים מנוהלים ב-07/2026: 479 מיליון ש"ח, מקום 95 מתוך 234 בקטגוריה.
- תשואה מצטברת ל-5 שנים: 38.31%, מקום 68 מתוך 152 בקטגוריה; ל-3 שנים: 35.51% (מקום 74 מתוך 164).
- 10,000 ש"ח שהופקדו לפני 5 שנים (08/2021) שווים היום 13,831 ש"ח לפי התשואות החודשיות המדווחות; לפני 10 שנים: 17,609 ש"ח.
- דמי ניהול ממוצעים מהצבירה: 0.72% לשנה (מקום 219 מתוך 223 בקטגוריה, מהנמוך לגבוה). על 100,000 ש"ח ל-20 שנה, בהנחת תשואה אפס, דמי ניהול כאלה מצטברים ל-13,456 ש"ח.
- הירידה המרבית מהשיא (drawdown) לאורך ההיסטוריה: -30% בין 05/2007 ל-12/2008.
- סטיית תקן: 6.46; מדד שארפ: 0.79 (מקום 72 מתוך 152); חשיפה למניות 221%, לחו"ל 170.1%, למט"ח 88.2%.
תשואה שנתית (12 חודשים מלאים)
| שנה | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| תשואה | 11.41% | 10.11% | 12.7% | 7.94% | 4.24% | -27.2% | 39.72% | 12.26% | -3.98% | 9.49% | 9.36% | 5.67% | 0.25% | 2.09% | 5.37% | -1.77% | 11.67% | 2.26% | 12.51% | -10.36% | 9.57% | 11.82% | 14.08% |
מכפלת התשואות החודשיות המדווחות; שנים חלקיות אינן מוצגות. דירוג הקטגוריה לשנת 2025.
דירוג בקטגוריה קרנות השתלמות (07/2026)
דירוג לפי הנתון בלבד, מתוך 234 קרנות שדיווחו לתקופה. אינו המלצה ואינו דירוג איכות.
| נתון | ערך | מקום |
|---|---|---|
| נכסים (מיליון ש"ח) | 479 | 95 / 234 |
| דמי ניהול מצבירה (נמוך = 1) | 0.72% | 219 / 223 |
| תשואה מתחילת השנה | 4.94% | 98 / 231 |
| תשואה 3 שנים | 35.51% | 74 / 164 |
| תשואה 5 שנים | 38.31% | 68 / 152 |
| מדד שארפ | 0.79 | 72 / 152 |
קרנות דומות בקטגוריה (לפי היקף נכסים)
- קרן השתלמות של העובדים באוניברסיטה העברית בירושלים כללי 479 מ' ש"ח
- מגדל השתלמות מסלול אשראי ואג"ח 474 מ' ש"ח
- קרן השתלמות לשופטים 487 מ' ש"ח
- מיטב השתלמות קיימות 462 מ' ש"ח
- מיטב השתלמות מניות סחיר 499 מ' ש"ח
נתונים חודשיים מלאים
| תקופה | תשואה | מתחילת שנה | נכסים | הפקדות | משיכות | העברות נטו | דמי ניהול | מניות | חו"ל |
|---|---|---|---|---|---|---|---|---|---|
| 07/2026 | -0.53% | 4.94% | 478.8 | 4 | 2 | -2.2 | 0.72% | 221% | 170.1% |
| 06/2026 | -0.64% | 5.5% | 481.9 | 3.6 | 2 | 1.4 | 0.72% | 220.5% | 168% |
| 05/2026 | 2.19% | 6.18% | 482.3 | 3.4 | 1.4 | -0.2 | 0.72% | 222.2% | 165.4% |
| 04/2026 | 3.94% | 3.91% | 470.4 | 3.5 | 1.1 | -1 | 0.72% | 215.8% | 165.4% |
| 03/2026 | -2.68% | -0.03% | 451.4 | 3.7 | 2.5 | 0.4 | 0.72% | 206.5% | 165% |
| 02/2026 | 0.53% | 2.72% | 462.5 | 3.7 | 2.8 | -0.4 | 0.72% | 222.2% | 169.3% |
| 01/2026 | 2.18% | 2.18% | 459.8 | 3.9 | 3 | 1.2 | 0.72% | 219.9% | 167.2% |
| 12/2025 | 0.69% | 14.08% | 448.2 | 4.9 | 1.8 | -3.5 | 0.71% | 213.5% | 168.4% |
| 11/2025 | 0.67% | 13.3% | 445.7 | 3.5 | 2.6 | -3 | 0.71% | 206.9% | 139.5% |
| 10/2025 | 1.67% | 12.54% | 445.1 | 3.2 | 1.4 | 0.3 | 0.71% | 204% | 159.6% |
| 09/2025 | 2.21% | 10.7% | 436.1 | 3.8 | 2.7 | -1.5 | 0.71% | 201.8% | 159.7% |
| 08/2025 | 0.91% | 8.3% | 427.4 | 3.5 | 2.9 | -2.5 | 0.71% | 193.5% | 154.1% |
| 07/2025 | 0.92% | 7.33% | 425.6 | 3.6 | 2 | -5.3 | 0.71% | 200.4% | 152.9% |
| 06/2025 | 3.67% | 6.35% | 425.7 | 3.5 | 1.2 | -4.1 | 0.71% | 197.1% | 150.8% |
| 05/2025 | 2.05% | 2.58% | 412.6 | 3.5 | 2.1 | -3.4 | 0.71% | 188.8% | 150.8% |
| 04/2025 | 1.07% | 0.52% | 406.6 | 3.4 | 2.4 | -1.4 | 0.71% | 191.1% | 154.4% |
| 03/2025 | -1.64% | -0.54% | 402.9 | 3.5 | 3.1 | -1.5 | 0.71% | 189.8% | 157.9% |
| 02/2025 | -0.29% | 1.12% | 410.9 | 3.6 | 1.9 | -4.5 | 0.71% | 192% | 156.8% |
| 01/2025 | 1.41% | 1.41% | 415.2 | 3.5 | 1.2 | -7.9 | 0.71% | 194.2% | 160.6% |
| 12/2024 | 0.72% | 11.82% | 415.3 | 5 | 1.8 | -6.8 | 0.71% | 191.2% | 157.6% |
| 11/2024 | 1.95% | 11.02% | 416.2 | 3.8 | 2 | -6.5 | 0.71% | 188.9% | 159.6% |
| 10/2024 | 0.09% | 8.89% | 413.1 | 3.5 | 2.2 | -1.3 | 0.71% | 192.1% | 162% |
| 09/2024 | 1.74% | 8.8% | 412.9 | 3.9 | 2.1 | -4 | 0.71% | 192% | 160.1% |
| 08/2024 | 0.99% | 6.94% | 408.3 | 3.9 | 2 | -2.3 | 0.71% | 185.1% | 165% |
| 07/2024 | 1.19% | 5.89% | 405 | 3.3 | 1.8 | -3.5 | 0.71% | 184.9% | 171.7% |
| 06/2024 | 1.44% | 4.64% | 402.4 | 4 | 2.2 | -5 | 0.71% | 188.7% | 165.1% |
| 05/2024 | 1.18% | 3.16% | 400.2 | 4.5 | 1.9 | -2.5 | 0.71% | 183.9% | 163.2% |
| 04/2024 | -1.94% | 1.95% | 395.7 | 4 | 1.7 | -2.7 | 0.71% | 178.6% | 159.2% |
| 03/2024 | 1.77% | 3.97% | 404.2 | 3.9 | 2.5 | -3.1 | 0.71% | 183.6% | 162.7% |
| 02/2024 | 2.04% | 2.16% | 399.1 | 4.2 | 3.3 | -2.5 | 0.71% | 174.6% | 141.3% |
| 01/2024 | 0.12% | 0.12% | 393 | 4.1 | 2.4 | -1.7 | 0.71% | 167.9% | 163.7% |
| 12/2023 | 2.28% | 9.57% | 392.7 | 5.5 | 2.5 | -3.1 | 0.71% | 166.8% | 161.8% |
| 11/2023 | 3.46% | 7.12% | 384.3 | 4.3 | 2.6 | -0.8 | 0.71% | 161% | 161% |
| 10/2023 | -2.14% | 3.54% | 370.8 | 4.2 | 2.1 | 0.2 | 0.71% | 156.6% | 168.8% |
| 09/2023 | -2.01% | 5.81% | 376.8 | 4.6 | 2.1 | -0.8 | 0.71% | 159.2% | 158.4% |
| 08/2023 | -0.24% | 7.98% | 383.1 | 4.5 | 2.6 | -0.9 | 0.71% | 163.7% | 161.1% |
| 07/2023 | 2.18% | 8.24% | 383.2 | 4.6 | 3.5 | -1.3 | 0.71% | 163.8% | 155.1% |
| 06/2023 | 1.79% | 5.93% | 375.5 | 4.4 | 2.7 | -0.5 | 0.71% | 156.1% | 147.9% |
| 05/2023 | 0.82% | 4.06% | 368 | 4.6 | 3 | -1.5 | 0.71% | 152.4% | 139.7% |
| 04/2023 | 1.22% | 3.22% | 365.1 | 3.9 | 2.7 | -0.8 | 0.71% | 153.8% | 142% |
| 03/2023 | 1.09% | 1.97% | 360.3 | 4.3 | 3.6 | -0.8 | 0.71% | 148.9% | 155.3% |
| 02/2023 | -1.75% | 0.87% | 356.8 | 4.5 | 4.2 | -0.8 | 0.71% | 151.4% | 153.4% |
| 01/2023 | 2.67% | 2.67% | 363.8 | 4.5 | 4 | -1.6 | 0.71% | 156.8% | 149.5% |
| 12/2022 | -2.6% | -10.36% | 355.6 | 5.3 | 2 | -2.3 | 0.73% | 153.2% | 142.5% |
| 11/2022 | 1.25% | -7.97% | 364.4 | 4.1 | 4 | -0.2 | 0.73% | 158.3% | 148.2% |
| 10/2022 | 2.36% | -9.1% | 360.2 | 3.9 | 3.7 | -0.3 | 0.73% | 156.5% | 135.5% |
| 09/2022 | -3.92% | -11.2% | 352.2 | 3.8 | 1.9 | 0.5 | 0.73% | 150.8% | 123.6% |
| 08/2022 | -1.34% | -7.58% | 364.3 | 4 | 2.7 | 0.1 | 0.73% | 160.2% | 130.4% |
| 07/2022 | 3.77% | -6.32% | 368.2 | 4.3 | 2.8 | 0.2 | 0.73% | 166% | 139.3% |
| 06/2022 | -2.76% | -9.73% | 353.3 | 4 | 2.6 | 2.1 | 0.73% | 158.9% | 126.8% |
| 05/2022 | -3.11% | -7.16% | 359.8 | 3.8 | 2.8 | 1.9 | 0.73% | 167.5% | 125.2% |
| 04/2022 | -1.45% | -4.18% | 368.6 | 3.3 | 1.9 | 0.5 | 0.73% | 170.7% | 119.6% |
| 03/2022 | 0.95% | -2.77% | 372.3 | 3.8 | 2.4 | 3.4 | 0.73% | 174.3% | 131.4% |
| 02/2022 | -1.35% | -3.69% | 364.3 | 3.5 | 3.1 | 3.1 | 0.73% | 169.1% | 120.5% |
| 01/2022 | -2.37% | -2.37% | 366 | 3.5 | 2.8 | 1.4 | 0.73% | 166.6% | 119.8% |
| 12/2021 | 1.39% | 12.51% | 373 | 5.2 | 1.5 | 0.7 | 0.74% | 170.4% | 127.8% |
| 11/2021 | 0.62% | 10.97% | 363.8 | 3.3 | 2 | 0.3 | 0.74% | 162.7% | 119.4% |
| 10/2021 | 2.52% | 10.28% | 360.1 | 3.3 | 1.2 | -0.1 | 0.74% | 161.7% | 120% |
| 09/2021 | -1.01% | 7.57% | 349.5 | 2.7 | 0.9 | 0.8 | 0.74% | 155.5% | 115.2% |
| 08/2021 | 1.61% | 8.67% | 350.6 | 3.3 | 2.5 | -1.7 | 0.74% | 158.3% | 122.3% |
| 07/2021 | 0.79% | 6.95% | 346.1 | 3.7 | 1.2 | -1.9 | 0.74% | 207.6% | 122% |
| 06/2021 | 0.88% | 6.11% | 343.1 | 3.3 | 2.5 | -2.4 | 0.74% | 162.8% | 127.3% |
| 05/2021 | 0.65% | 5.18% | 341.8 | 3.5 | 1.8 | -2 | 0.74% | 157.7% | 119.4% |
| 04/2021 | 1.65% | 4.51% | 340 | 2.7 | 2.1 | 1.1 | 0.74% | 157.1% | 124% |
| 03/2021 | 1.76% | 2.81% | 333.1 | 3.1 | 1.7 | -2.2 | 0.74% | 148.7% | 116.7% |
| 02/2021 | 0.11% | 1.03% | 328.4 | 3 | 3.4 | -2.4 | 0.74% | 142.1% | 102.9% |
| 01/2021 | 0.92% | 0.92% | 330.9 | 3.3 | 3.2 | -2.8 | 0.74% | 137.7% | 101.5% |
| 12/2020 | 1.53% | 2.26% | 330.8 | 4.5 | 2.5 | -3 | 0.75% | 132.3% | 102.5% |
| 11/2020 | 3.82% | 0.72% | 327 | 3.8 | 1.7 | -1 | 0.75% | 128.5% | 102% |
| 10/2020 | -0.37% | -2.99% | 314.1 | 3 | 1.4 | -0.8 | 0.75% | 111.3% | 86.3% |
| 09/2020 | -2.25% | -2.63% | 314.7 | 3.2 | 1.8 | -2 | 0.75% | 117.5% | 92.2% |
| 08/2020 | 2.11% | -0.39% | 322.8 | 3.3 | 2.4 | -2.6 | 0.75% | 120.4% | 107.2% |
| 07/2020 | 1.46% | -2.45% | 318 | 3.4 | 2.6 | 0.1 | 0.75% | 114.4% | 85.4% |
| 06/2020 | -0.21% | -3.85% | 312.7 | 3.2 | 4.1 | 0.1 | 0.75% | 108.7% | 79.3% |
| 05/2020 | 1.53% | -3.65% | 314.4 | 3.3 | 1.4 | -0.5 | 0.75% | 112.1% | 84.4% |
| 04/2020 | 4.66% | -5.1% | 308.5 | 2.7 | 0.6 | -1.3 | 0.75% | 107.8% | 72.3% |
| 03/2020 | -8.56% | -9.33% | 294.2 | 3.3 | 5.1 | -1 | 0.75% | 95.5% | 68% |
| 02/2020 | -1.39% | -0.84% | 324.9 | 3.3 | 1.6 | -2.5 | 0.75% | 117.8% | 78.9% |
| 01/2020 | 0.56% | 0.56% | 330.6 | 3.4 | 0.9 | 0.6 | 0.75% | 120.8% | 85.2% |
| 12/2019 | 0.75% | 11.67% | 325.9 | 5.2 | 2.8 | -1.4 | 0.77% | 124% | 86.6% |
| 11/2019 | 1.11% | 10.84% | 322.6 | 3.6 | 1.7 | -1 | 0.77% | 125.5% | 96.1% |
| 10/2019 | 1.27% | 9.62% | 318.4 | 3.1 | 0.7 | -1.5 | 0.77% | 124% | 93.7% |
| 09/2019 | 1.42% | 8.24% | 313.7 | 3.2 | 1.7 | -0.1 | 0.77% | 116.5% | 85.2% |
| 08/2019 | -0.05% | 6.73% | 308.2 | 3.3 | 2.3 | -1.6 | 0.77% | 114% | 82.1% |
| 07/2019 | 1.09% | 6.78% | 309.1 | 3.6 | 1.8 | -2 | 0.77% | 109.8% | 66.2% |
| 06/2019 | 1.77% | 5.63% | 306.2 | 3.3 | 1.8 | -0.2 | 0.77% | 108.2% | 64.4% |
| 05/2019 | -1.46% | 3.79% | 299.8 | 3.4 | 1.6 | -0.5 | 0.77% | 102.9% | 57.8% |
| 04/2019 | 1.54% | 5.33% | 303.2 | 3.1 | 1 | -0.7 | 0.77% | 108.3% | 61.8% |
| 03/2019 | 0.47% | 3.73% | 297.4 | 3.2 | 2.3 | -0.7 | 0.77% | 105% | 60% |
| 02/2019 | 0.78% | 3.25% | 296 | 3.1 | 2.5 | -1.2 | 0.77% | 105.2% | 59.4% |
| 01/2019 | 2.45% | 2.45% | 294.4 | 3.4 | 2.6 | 0.1 | 0.77% | 102.5% | 57.1% |
| 12/2018 | -2.86% | -1.77% | 286.7 | 5.4 | 1.6 | -0.2 | 0.77% | 96.7% | 53.8% |
| 11/2018 | 0.53% | 1.12% | 291.7 | 3.3 | 1.3 | 3.1 | 0.77% | 103.2% | 55.8% |
| 10/2018 | -2.14% | 0.59% | 285.3 | 3.5 | 1.4 | 0.3 | 0.77% | 100.8% | 54.6% |
| 09/2018 | 0.01% | 2.79% | 289.3 | 2.6 | 1 | 0 | 0.77% | 108.9% | 61.4% |
| 08/2018 | 0.91% | 2.78% | 287.9 | 3.3 | 1.3 | -0.7 | 0.77% | 106.3% | 58.1% |
| 07/2018 | 1.53% | 1.85% | 284.2 | 3.5 | 1.7 | -0.1 | 0.77% | 105% | 59.1% |
| 06/2018 | -0.04% | 0.31% | 278.5 | 3.4 | 1.1 | -1.6 | 0.77% | 102% | 57.8% |
| 05/2018 | 0.48% | 0.35% | 278 | 3.5 | 1.5 | -0.6 | 0.77% | 102.9% | 59% |
| 04/2018 | 0.55% | -0.12% | 275.4 | 2.6 | 0.9 | -1.8 | 0.77% | 102.3% | 59.5% |
| 03/2018 | -0.8% | -0.67% | 274.1 | 3.1 | 1.7 | -2.4 | 0.77% | 98.2% | 56.2% |
| 02/2018 | -1.33% | 0.13% | 277.6 | 3.6 | 1.9 | -2.2 | 0.77% | 102.3% | 58.7% |
| 01/2018 | 1.48% | 1.48% | 282 | 3.6 | 1.9 | -2.6 | 0.77% | 103.9% | 57.7% |
| 12/2017 | 0.82% | 5.37% | 279 | 5.1 | 1.2 | -1.6 | 0.95% | 100.7% | 55.5% |
| 11/2017 | 0.54% | 4.51% | 274.6 | 3.3 | 2.1 | -1.5 | 0.95% | 100.7% | 57% |
| 10/2017 | 1.26% | 3.95% | 273.7 | 3.2 | 1.5 | -0.1 | 0.95% | 100% | 56.7% |
| 09/2017 | 0.49% | 2.66% | 268.8 | 3.1 | 1 | -1.5 | 0.95% | 100.4% | 55.4% |
| 08/2017 | -0.12% | 2.16% | 267.6 | 3.3 | 1.5 | -0.4 | 0.95% | 99.2% | 54.7% |
| 07/2017 | 1.12% | 2.28% | 266.6 | 3.9 | 1.3 | -2.2 | 0.95% | 100.2% | 53.5% |
| 06/2017 | -0.25% | 1.15% | 263.5 | 2.4 | 1.2 | -5 | 0.95% | 97.3% | 51.1% |
| 05/2017 | 0.91% | 1.4% | 268.1 | 3.3 | 0.5 | -2.7 | 0.95% | 97.3% | 51.5% |
| 04/2017 | 0.49% | 0.49% | 265.7 | 2.1 | 1.2 | -2.7 | 0.95% | 98.7% | 54.9% |
| 03/2017 | 0.07% | 0% | 266.3 | 2.7 | 1.4 | -3.2 | 0.95% | 97.5% | 53% |
| 02/2017 | 0.43% | -0.07% | 268.1 | 2.7 | 1 | -6.2 | 0.95% | 98.2% | 54.2% |
| 01/2017 | -0.5% | -0.5% | 271.6 | 2.9 | 1.4 | -2.5 | 0.95% | 98% | 55.7% |
| 12/2016 | 0.74% | 2.09% | 89.5 | 1.4 | 0.4 | 0.2 | 1.06% | 31.7% | 18.4% |
| 11/2016 | 0.33% | 1.34% | 87.6 | 1.2 | 1.1 | -0.6 | 1.06% | 29.5% | 21.7% |
| 10/2016 | 0.05% | 1.01% | 87.9 | 0.8 | 0.6 | 0.3 | 1.06% | 29% | 20.4% |
| 09/2016 | -0.45% | 0.96% | 87.5 | 0.9 | 0.8 | 0.1 | 1.06% | 28.8% | 20% |
| 08/2016 | 0.05% | 1.41% | 87.7 | 1.1 | 0.2 | -0.2 | 1.06% | 29% | 19.3% |
| 07/2016 | 1.75% | 1.36% | 87.1 | 1.2 | 0.5 | 1.1 | 1.06% | 28.3% | 18.8% |
| 06/2016 | -0.56% | -0.38% | 84 | 0.9 | 0.5 | 0.3 | 1.06% | 27.2% | 19.9% |
| 05/2016 | 0.34% | 0.18% | 83.7 | 1.1 | 0.3 | 0 | 1.06% | 27.2% | 19.4% |
| 04/2016 | 0.84% | -0.16% | 82.7 | 0.8 | 0.3 | -0.5 | 1.06% | 26.9% | 19.1% |
| 03/2016 | 0.89% | -0.99% | 82 | 0.9 | 0.8 | 0.2 | 1.06% | 26.1% | 18.6% |
| 02/2016 | -0.42% | -1.86% | 81.2 | 0.6 | 0.7 | 0.6 | 1.06% | 25% | 17.6% |
| 01/2016 | -1.45% | -1.45% | 81 | 0.8 | 0.3 | 0 | 1.06% | 26.7% | 18% |
| 12/2015 | -0.91% | 0.25% | 81.7 | 2.1 | 0.5 | 0.9 | 1.15% | 27.2% | 19.4% |
| 11/2015 | -0.54% | 1.17% | 80 | 1 | 0.4 | 1.1 | 1.15% | 27.9% | 20.1% |
| 10/2015 | 2.53% | 1.72% | 78.7 | 0.8 | 0.4 | 0.3 | 1.15% | 27.6% | 19.6% |
| 09/2015 | -2.08% | -0.79% | 76.1 | 0.6 | 0.1 | -0.4 | 1.15% | 24.6% | 17.8% |
| 08/2015 | -1.47% | 1.31% | 77.7 | 0.9 | 0.5 | 0.9 | 1.15% | 25.9% | 18.1% |
| 07/2015 | 1.33% | 2.83% | 77.7 | 0.9 | 0.3 | 0.1 | 1.15% | 27.1% | 18.1% |
| 06/2015 | -2.5% | 1.48% | 76.1 | 0.8 | 0.2 | 0.1 | 1.15% | 26.4% | 17.6% |
| 05/2015 | 0.22% | 4.08% | 77.4 | 0.8 | 0.4 | 0.7 | 1.15% | 27.4% | 17.7% |
| 04/2015 | 0.45% | 3.85% | 76.3 | 0.8 | 0.4 | -0.2 | 1.15% | 27% | 15.7% |
| 03/2015 | 0.52% | 3.38% | 75.9 | 1 | 0.6 | -0.3 | 1.15% | 26.2% | 13.8% |
| 02/2015 | 2.42% | 2.85% | 75.5 | 0.7 | 0.9 | 0.8 | 1.15% | 24.6% | 12.8% |
| 01/2015 | 0.42% | 0.42% | 73.3 | 0.8 | 0.2 | 0.5 | 1.15% | 21.2% | 10% |
| 12/2014 | -1.09% | 5.67% | 72 | 1.6 | 0.2 | 0.5 | 1.22% | 21.5% | 10.2% |
| 11/2014 | 1.47% | 6.83% | 71.1 | 1 | 0.4 | 0.6 | 1.22% | 21.9% | 10.3% |
| 10/2014 | -0.14% | 5.28% | 68.9 | 0.7 | 0.5 | 0.9 | 1.22% | 20.4% | 8.9% |
| 09/2014 | 0.59% | 5.43% | 68 | 0.7 | 0.5 | 1.7 | 1.22% | 20.8% | 8.8% |
| 08/2014 | 1.69% | 4.81% | 65.7 | 0.6 | 0.1 | 1.1 | 1.22% | 19.6% | 8.1% |
| 07/2014 | 0% | 3.07% | 63.1 | 0.8 | 0.1 | 0.1 | 1.22% | 19.1% | 7.7% |
| 06/2014 | -0.29% | 3.07% | 62.4 | 0.8 | 0.5 | 0.3 | 1.22% | 18.6% | 7.1% |
| 05/2014 | 1.1% | 3.37% | 62 | 0.7 | 0.3 | 1 | 1.22% | 18.7% | 7.1% |
| 04/2014 | -0.22% | 2.25% | 60 | 0.4 | 0.4 | 0.2 | 1.22% | 18.7% | 7.3% |
| 03/2014 | 0.84% | 2.47% | 60 | 0.7 | 0.4 | 1.1 | 1.22% | 18.8% | 7% |
| 02/2014 | 1.76% | 1.62% | 59 | 0.8 | 0.9 | 1.5 | 1.22% | 18.3% | 7% |
| 01/2014 | -0.14% | -0.14% | 56.4 | 0.4 | 0.4 | 1.6 | 1.22% | 16.9% | 6.2% |
| 12/2013 | -0.3% | 9.36% | 55.2 | 1 | 0.8 | 1 | 1.4% | 17.2% | 6.4% |
| 11/2013 | 1.62% | 9.69% | 55.1 | 1.9 | 2.1 | 0.7 | 1.4% | 17.5% | 6.5% |
| 10/2013 | 1.37% | 7.94% | 52.4 | 0.2 | 0.2 | 0 | 1.4% | 16.9% | 6.4% |
| 09/2013 | 2.26% | 6.48% | 51.5 | 0.4 | 0.4 | -0.2 | 1.4% | 16.5% | 6.2% |
| 08/2013 | -0.6% | 4.13% | 50.5 | 0.5 | 0.2 | -0.2 | 1.4% | 15.8% | 6% |
| 07/2013 | 1.72% | 4.76% | 50.9 | 0.7 | 0.6 | -0.1 | 1.4% | 16% | 6.1% |
| 06/2013 | -1.49% | 2.99% | 50 | 0.6 | 0.6 | 0.5 | 1.4% | 15.5% | 5.6% |
| 05/2013 | 1.42% | 4.55% | 50.3 | 0.7 | 0.2 | 0.2 | 1.4% | 15.9% | 5.8% |
| 04/2013 | 0.78% | 3.08% | 49.1 | 0.6 | 0.7 | -0.2 | 1.4% | 15.4% | 5.5% |
| 03/2013 | 0.25% | 2.28% | 48.9 | 0.5 | 0.5 | -0.4 | 1.4% | 15.4% | 5.5% |
| 02/2013 | 1.36% | 2.03% | 49.2 | 0.6 | 0.4 | 0.1 | 1.4% | 15.3% | 5.4% |
| 01/2013 | 0.66% | 0.66% | 48.4 | 0.5 | 0.5 | -1 | 1.4% | 14.8% | 5.3% |
| 12/2012 | -0.16% | 9.49% | 49.1 | 1.2 | 0.9 | -0.2 | 1.52% | 14.6% | 5.1% |
| 11/2012 | 1.1% | 9.67% | 49.2 | 0.6 | 0.5 | 0.2 | 1.52% | 14.8% | 5.2% |
| 10/2012 | 2.23% | 8.48% | 48.5 | 0.7 | 0.3 | 0.2 | 1.52% | 14.6% | 5.2% |
| 09/2012 | 2.48% | 6.11% | 46.9 | 0.5 | 0.5 | -0.1 | 1.52% | 14.8% | 5.3% |
| 08/2012 | -0.1% | 3.54% | 45.9 | 0.4 | 0.7 | -0.7 | 1.52% | 14.2% | 5.3% |
| 07/2012 | 2.01% | 3.65% | 47 | 0.7 | 0.1 | -0.2 | 1.52% | 14% | 5.2% |
| 06/2012 | -0.68% | 1.6% | 45.7 | 0.6 | 0.5 | -0.4 | 1.52% | 13.7% | 4.8% |
| 05/2012 | -3.22% | 2.3% | 46.5 | 0.6 | 0.9 | 0.1 | 1.52% | 13.8% | 4.7% |
| 04/2012 | 1.38% | 5.7% | 48.3 | 0.4 | 0.4 | -0.1 | 1.52% | 14.9% | 5% |
| 03/2012 | 1.55% | 4.26% | 47.7 | 0.6 | 0.4 | 0.1 | 1.52% | 14.7% | 5% |
| 02/2012 | 0.11% | 2.67% | 46.7 | 0.6 | 0.3 | -0.2 | 1.52% | 13.9% | 4.8% |
| 01/2012 | 2.56% | 2.56% | 46.6 | 0.5 | 0.7 | -1.9 | 1.52% | 13.8% | 4.5% |
| 12/2011 | 0.48% | -3.98% | 47.6 | 1.2 | 0.4 | 0.1 | 1.52% | 13.2% | 4.4% |
| 11/2011 | -2.21% | -4.43% | 46.5 | 0.6 | 0.3 | 0.1 | 1.52% | 13.2% | 4.3% |
| 10/2011 | 2.77% | -2.27% | 47.2 | 0.6 | 0.2 | 0.4 | 1.52% | 13.5% | 4.3% |
| 09/2011 | -1.25% | -4.91% | 45.2 | 0.5 | 0.5 | -0.6 | 1.52% | 12.7% | 4.1% |
| 08/2011 | -3.04% | -3.7% | 46.4 | 0.6 | 0.4 | -4.8 | 1.52% | 13% | 4.2% |
| 07/2011 | 0.05% | -0.69% | 52.7 | 0.6 | 0.3 | 0 | 1.52% | 15.1% | 4.1% |
| 06/2011 | -1.29% | -0.74% | 52.4 | 0.7 | 0.8 | -0.6 | 1.52% | 15.6% | 4.2% |
| 05/2011 | -0.84% | 0.56% | 53.9 | 0.7 | 0.4 | -0.5 | 1.52% | 15.8% | 4% |
| 04/2011 | -0.13% | 1.41% | 54.7 | 0.4 | 0.2 | -0.2 | 1.52% | 16.2% | 4% |
| 03/2011 | 0.96% | 1.55% | 54.9 | 0.7 | 0.2 | -0.2 | 1.52% | 16.2% | 4.1% |
| 02/2011 | 0.02% | 0.58% | 54.1 | 0.6 | 0.2 | 0 | 1.52% | 16.3% | 4.3% |
| 01/2011 | 0.56% | 0.56% | 53.8 | 0.5 | 1.4 | -0.1 | 1.52% | 17.1% | 4.2% |
| 12/2010 | 1.12% | 12.26% | 54.5 | 1.6 | 0.4 | 0.3 | 1.48% | 16.9% | 0.5% |
| 11/2010 | -0.85% | 11.02% | 52.5 | 0.7 | 0.4 | -0.1 | 1.48% | 16.5% | 0.5% |
| 10/2010 | 3.22% | 11.97% | 52.8 | 1.3 | 0.3 | 0.1 | 1.48% | 15.6% | 0.5% |
| 09/2010 | 2.18% | 8.48% | 50.2 | 0.5 | 0.8 | 0 | 1.48% | 14% | 0.5% |
| 08/2010 | 1.61% | 6.16% | 49.5 | 0.6 | 0.3 | 0 | 1.48% | 13.5% | 0.4% |
| 07/2010 | 2.45% | 4.48% | 48.4 | 0.5 | 0.3 | 0.3 | 1.48% | 13.6% | 0.4% |
| 06/2010 | 1.24% | 1.98% | 46.9 | 1 | 0.3 | -0.2 | 1.48% | 12.4% | 0.4% |
| 05/2010 | -2.77% | 0.73% | 45.9 | 0 | 0.8 | 0.1 | 1.48% | 11.1% | 0.4% |
| 04/2010 | -1.63% | 3.6% | 48 | 1.6 | 0.4 | 0.1 | 1.48% | 12.8% | 0.4% |
| 03/2010 | 1.54% | 5.32% | 47.6 | 0.4 | 0.6 | 0.2 | 1.48% | 13.4% | 0.4% |
| 02/2010 | 2.29% | 3.72% | 47 | 0.4 | 0.8 | 0.1 | 1.48% | 13.1% | 0.4% |
| 01/2010 | 1.4% | 1.4% | 46.3 | 0.2 | 0.6 | -0 | 1.48% | -2% | 0.4% |
| 12/2009 | 1.5% | 39.72% | 46.1 | 1.7 | 0.3 | -0.1 | 1.46% | 10.6% | 0.4% |
| 11/2009 | 2.23% | 37.66% | 44.2 | 0.8 | 0.6 | -0.2 | 1.46% | 7.9% | 0.4% |
| 10/2009 | 2.49% | 34.66% | 43.3 | 0.8 | 0.4 | 0.1 | 1.46% | 5.9% | 0% |
| 09/2009 | 0.27% | 31.38% | 41.8 | 0.5 | 0.3 | 0 | 1.46% | 8.4% | 0% |
| 08/2009 | -0.65% | 31.03% | 41.5 | 0.9 | 0.3 | -0.1 | 1.46% | 6.1% | 0% |
| 07/2009 | 2.38% | 31.89% | 41.4 | 0.7 | 0.4 | 0.1 | 1.46% | 7.4% | 0% |
| 06/2009 | 2.66% | 28.82% | 40 | 1.5 | 0.6 | -0.1 | 1.46% | 3.9% | 0% |
| 05/2009 | 3.13% | 25.48% | 38.2 | 0.6 | 0.2 | -0.3 | 1.46% | 4% | 0% |
| 04/2009 | 5.43% | 21.68% | 37 | 0.2 | 0.4 | -0.2 | 1.46% | 5.3% | 0% |
| 03/2009 | 2.3% | 15.41% | 35.5 | 0.5 | 0.2 | -0.2 | 1.46% | 3.6% | 0% |
| 02/2009 | 1.79% | 12.81% | 34.7 | 0.3 | 0.6 | -0.5 | 1.46% | 3.7% | 0% |
| 01/2009 | 10.83% | 10.83% | 34.9 | 0.6 | 0.4 | -0.6 | 1.46% | 4.8% | 0% |
| 12/2008 | -1.04% | -27.2% | 32 | 1.4 | 0.8 | -0 | 1.38% | 3.3% | 0% |
| 11/2008 | -6.65% | -26.44% | 31.7 | 1 | 0.8 | -0.1 | 1.38% | 3.5% | 0% |
| 10/2008 | -12.78% | -21.19% | 33.9 | 0.2 | 0.4 | -0.1 | 1.38% | 7.3% | 0% |
| 09/2008 | -6.16% | -9.65% | 39.3 | 0.8 | 0.8 | 0 | 1.38% | 7.7% | 0% |
| 08/2008 | 0.42% | -3.72% | 41.9 | 1 | 0.2 | -0.1 | 1.38% | 5.6% | 0% |
| 07/2008 | -3.85% | -4.12% | 41.1 | 0.6 | 0.1 | -0.2 | 1.38% | 6.8% | 0% |
| 06/2008 | -1.8% | -0.28% | 42.5 | 0.6 | 0.5 | -0.1 | 1.38% | 7% | 0% |
| 05/2008 | 1.52% | 1.55% | 43.3 | 0.5 | 0.3 | -0 | 1.38% | 8.2% | 0% |
| 04/2008 | 2.62% | 0.03% | 42.6 | 0.7 | 0.2 | 0 | 1.38% | 7.6% | 0% |
| 03/2008 | -3.19% | -2.53% | 41.1 | 1 | 0.2 | -0.3 | 1.38% | 7.6% | 0% |
| 02/2008 | 2.74% | 0.69% | 42 | 0.3 | 0.6 | 0.4 | 1.38% | 9.9% | 0% |
| 01/2008 | -2% | -2% | 40.8 | 0.6 | 0.9 | -0.9 | 1.38% | 9.6% | 0.8% |
| 12/2007 | 0.06% | 4.24% | 43 | 1.4 | 1 | -0.2 | 1.37% | - | - |
| 11/2007 | -2.24% | 4.18% | 42.9 | 1.1 | 0.1 | 0.1 | 1.37% | - | - |
| 10/2007 | 3.62% | 6.57% | 42.8 | 0.6 | 0.1 | -0 | 1.37% | - | - |
| 09/2007 | 2% | 2.85% | 40.9 | 0.4 | 0 | 0 | 1.37% | - | - |
| 08/2007 | -4.45% | 0.83% | 39.7 | 0.4 | 0.4 | 0.1 | 1.37% | - | - |
| 07/2007 | -1.42% | 5.52% | 41.5 | 0.9 | 0.3 | 0.4 | 1.37% | - | - |
| 06/2007 | -1.22% | 7.04% | 41.2 | 0.7 | 0.2 | 0.5 | 1.37% | - | - |
| 05/2007 | 3.14% | 8.37% | 40.6 | 0.6 | 0.3 | 0.2 | 1.37% | - | - |
| 04/2007 | 2.67% | 5.07% | 39 | 0.6 | 0.3 | -0.1 | 1.37% | - | - |
| 03/2007 | -0.52% | 2.34% | 37.7 | 0.5 | 0.1 | -0.3 | 1.37% | - | - |
| 02/2007 | 1.26% | 2.87% | 37.9 | 0.7 | 0.6 | -0 | 1.37% | - | - |
| 01/2007 | 1.59% | 1.59% | 37.4 | 0.7 | 0.1 | -0.1 | 1.37% | - | - |
| 12/2006 | -0.14% | 7.94% | 36.4 | 1.6 | 0.3 | 0.1 | 1.33% | - | - |
| 11/2006 | 1.95% | 8.09% | 35 | 0.4 | 0.3 | -0.4 | 1.33% | - | - |
| 10/2006 | 3.92% | 6.02% | 34.7 | 0.7 | 0.3 | 0 | 1.33% | - | - |
| 09/2006 | 1.78% | 2.02% | 33 | 1.2 | 0.2 | -0.8 | 1.33% | - | - |
| 08/2006 | 0.29% | 0.24% | 32.3 | 0.6 | 0.1 | 0.3 | 1.33% | - | - |
| 07/2006 | -0.09% | -0.05% | 31.4 | 0.4 | 0.6 | 0.2 | 1.33% | - | - |
| 06/2006 | -0.87% | 0.04% | 31.6 | 0.5 | 0.7 | -0 | 1.33% | - | - |
| 05/2006 | -1.23% | 0.92% | 32 | 0.5 | 4.5 | 0.1 | 1.33% | - | - |
| 04/2006 | 1.89% | 2.17% | 36.4 | 0.7 | 0.1 | 0.3 | 1.33% | - | - |
| 03/2006 | 1.03% | 0.28% | 34.9 | 0.4 | 0.2 | 0.1 | 1.33% | - | - |
| 02/2006 | -1.19% | -0.75% | 34.4 | 0.4 | 0.3 | 0.2 | 1.33% | - | - |
| 01/2006 | 0.45% | 0.45% | 34.6 | 0.6 | 0.3 | -0.1 | 1.33% | - | - |
| 12/2005 | 1.5% | 12.7% | 34.1 | 1.4 | 0.1 | 0 | 0% | - | - |
| 11/2005 | -0.02% | 11.04% | 32.4 | 0.7 | 0.1 | -0.1 | 0% | - | - |
| 10/2005 | 0.6% | 11.06% | 31.9 | 0.3 | 0.2 | 0.2 | 0% | - | - |
| 09/2005 | 2.48% | 10.4% | 31.4 | 0.8 | 0.2 | -0.2 | 0% | - | - |
| 08/2005 | 1.52% | 7.72% | 30.4 | 0.5 | 0 | 0.3 | 0% | - | - |
| 07/2005 | 2.21% | 6.11% | 29.1 | 0.4 | 0.5 | 0.1 | 0% | - | - |
| 06/2005 | -1.16% | 3.82% | 28.5 | 1.2 | 0.7 | 0.1 | 0% | - | - |
| 05/2005 | 1.73% | 5.04% | 28.3 | 0.4 | 0.1 | 0 | 0% | - | - |
| 04/2005 | 1.76% | 3.25% | 27.5 | 0.3 | 0.5 | 0.2 | 0% | - | - |
| 03/2005 | -0.03% | 1.46% | 27.1 | 0.5 | 0.1 | 3.8 | 0% | - | - |
| 02/2005 | 0.39% | 1.49% | 22.9 | 0.3 | 0.1 | 0.1 | 0% | - | - |
| 01/2005 | 1.1% | 1.1% | 22.5 | 0 | 0 | 0.2 | 0% | - | - |
| 12/2004 | 3.02% | 10.11% | 22 | 2 | 0.3 | 0.1 | 1.2% | - | - |
| 11/2004 | 2.22% | 6.88% | 19.7 | 0.4 | 0 | -0 | 1.2% | - | - |
| 10/2004 | 0.56% | 4.56% | 18.9 | 0.5 | 0 | 0 | 1.2% | - | - |
| 09/2004 | 1.09% | 3.98% | 18.4 | 0.2 | 0 | 0.1 | 1.2% | - | - |
| 08/2004 | -0.61% | 2.85% | 18 | 1.1 | 0 | 0.3 | 1.2% | - | - |
| 07/2004 | -0.62% | 3.49% | 16.7 | 0.3 | 0 | 0.2 | 1.2% | - | - |
| 06/2004 | 1.52% | 4.13% | 16.3 | 0.9 | 0 | 0.5 | 1.2% | - | - |
| 05/2004 | 1.23% | 2.57% | 14.8 | 0.5 | 0 | 0.5 | 1.2% | - | - |
| 04/2004 | 0.33% | 1.33% | 13.6 | 0.5 | 0.1 | 0.1 | 1.2% | - | - |
| 03/2004 | 0.08% | 0.99% | 13.1 | 0.6 | 0.1 | 0.3 | 1.2% | - | - |
| 02/2004 | 0.65% | 0.91% | 12.3 | 0.2 | 0.2 | 0.3 | 1.2% | - | - |
| 01/2004 | 0.26% | 0.26% | 12 | 0.3 | 0 | 0.5 | 1.2% | - | - |
| 12/2003 | 1.31% | 11.41% | 11.2 | 1.2 | 0 | 1 | 0.7% | - | - |
| 11/2003 | 0.98% | 9.97% | 8.9 | 0.4 | 0 | 0.1 | 0.7% | - | - |
| 10/2003 | 1.6% | 8.91% | 8.3 | 0.3 | 0 | 0.1 | 0.7% | - | - |
| 09/2003 | 1.59% | 7.19% | 7.7 | 0.2 | 0.1 | 0.4 | 0.7% | - | - |
| 08/2003 | -0.32% | 5.51% | 7.1 | 0.3 | 0.1 | 0.6 | 0.7% | - | - |
| 07/2003 | -1.47% | 5.85% | 6.4 | 1 | 0.1 | 0.4 | 0.7% | - | - |
| 06/2003 | 2.79% | 7.43% | 5.2 | 0.2 | 0 | 0.6 | 0.7% | - | - |
| 05/2003 | 1.31% | 4.51% | 4.3 | 0.1 | 0.1 | 0.6 | 0.7% | - | - |
| 04/2003 | 1.53% | 3.16% | 3.7 | 0.1 | 0 | 0.1 | 0.7% | - | - |
| 03/2003 | 0.45% | 1.61% | 3.4 | 0.1 | 0 | 0.3 | 0.7% | - | - |
| 02/2003 | 0.5% | 1.15% | 3 | 0.1 | 0 | 0.8 | 0.7% | - | - |
| 01/2003 | 0.65% | 0.65% | 2.2 | 0 | 0.2 | 0.4 | 0.7% | - | - |
| 12/2002 | 0.36% | - | 1.9 | 0.3 | 0 | 0.4 | - | - | - |
| 11/2002 | 0.58% | - | 1.2 | 0.1 | 0 | 0.1 | - | - | - |
| 10/2002 | 0.73% | - | 1 | 0 | 0 | 0 | - | - | - |
| 09/2002 | 0.58% | - | 1 | 0 | 0 | 0.1 | - | - | - |
| 08/2002 | 0.28% | - | 0.9 | 0 | 0 | 0 | - | - | - |
| 07/2002 | 0.45% | - | 0.9 | 0 | 0 | 0.2 | - | - | - |
| 06/2002 | -1.42% | - | 0.7 | 0 | 0 | 0.1 | - | - | - |
| 05/2002 | 0.45% | - | 0.6 | 0 | 0 | 0.4 | - | - | - |
| 04/2002 | 1.03% | - | 0.2 | 0 | 0 | 0.2 | - | - | - |
| 03/2002 | 0.5% | - | 0 | 0 | 0 | 0 | - | - | - |
| 02/2002 | 6.55% | - | 0 | 0 | 0 | 0 | - | - | - |
| 01/2002 | - | - | 0 | 0 | 0 | 0 | - | - | - |
| 12/2001 | - | - | 0 | 0 | 0 | 0 | - | - | - |
| 11/2001 | - | - | 0 | 0 | 0 | 0 | - | - | - |
| 10/2001 | - | - | 0 | 0 | 0 | 0 | - | - | - |
| 09/2001 | - | - | 0 | 0 | 0 | 0 | - | - | - |
| 08/2001 | - | - | 0 | 0 | 0 | 0 | - | - | - |
| 07/2001 | - | - | 0 | 0 | 0 | 0 | - | - | - |
| 06/2001 | - | - | 0 | 0 | 0 | 0 | - | - | - |
| 05/2001 | - | - | 0 | 0 | 0 | 0 | - | - | - |
| 04/2001 | - | - | 0 | 0 | 0 | 0 | - | - | - |
| 03/2001 | - | - | 0 | 0 | 0 | 0 | - | - | - |
| 02/2001 | - | - | 0 | 0 | 0 | 0 | - | - | - |
| 01/2001 | - | - | 0 | 0 | 0 | 0 | - | - | - |
סכומים במיליוני ש"ח. כל שורה נושאת מזהה שורה במאגר (data-src).
שאלות נפוצות
מה התשואה של מיטב השתלמות הלכה?
ב-07/2026: -0.53% לחודש, 4.94% מתחילת השנה, 35.51% ל-3 שנים ו-38.31% ל-5 שנים (מצטבר), לפי דיווח הגוף המנהל לרשות שוק ההון.
מה דמי הניהול במיטב השתלמות הלכה?
0.72% לשנה מהצבירה בממוצע. דמי הניהול בפועל של חוסך ספציפי עשויים להיות שונים.
האם מיטב השתלמות הלכה מומלצת?
האתר אינו ממליץ על קרנות. הדירוגים כאן הם לפי נתון בודד שבחרת. ייעוץ פנסיוני ניתן רק על ידי בעל רישיון.
קישורים
בדיקת פנסיה
בדיקת פנסיה חינם אצל בעל רישיון פנסיוני. האתר אינו מייעץ - הפנייה עוברת לבעל מקצוע מורשה בלבד.
בעל רישיון בלבדללא עלות וללא התחייבותהפרטים נמחקים בתוך 90 יום
מקור הנתונים ורישיון
מקור הנתונים: נתוני הגמל נט לשנת 1999-2022, רשות שוק ההון, ביטוח וחיסכון, data.gov.il, רישיון רישיון פתוח (data.gov.il). נמשך ב-2026-09-12 · נתוני הגמל נט לשנת 2023, רשות שוק ההון, ביטוח וחיסכון, data.gov.il, רישיון רישיון פתוח (data.gov.il). נמשך ב-2026-09-12 · נתוני הגמל נט לשנים 2024-היום, רשות שוק ההון, ביטוח וחיסכון, data.gov.il, רישיון רישיון פתוח (data.gov.il). נמשך ב-2026-09-12.
שטר הוא אתר פרטי, לא רשמי. הנתונים מוצגים כמות שהם; במקרה של סתירה, רק הפרסום הרשמי ייחשב כנכון. מצאת טעות? בקשת תיקון.