הכשרה חברה לביטוח בע"מ - קרן ט': תשואה, דמי ניהול וסיכון
הכשרה חברה לביטוח בע"מ - קרן ט' מנוהלת על ידי , בסיווג פוליסות שהונפקו בשנים 1990-1991; 331 חודשי דיווח מ-01/1999 עד 07/2026.
תשואה 07/2026
-0.53%
מתחילת השנה
4.55%
3 שנים מצטבר
31.37%
5 שנים מצטבר
27.99%
דמי ניהול מצבירה
0.87%
לשנה
נכסים
77
מיליון ש"ח
המידע והחישוב להמחשה בלבד ואינם ייעוץ פיננסי, פנסיוני, מס או משפטי. לפני החלטה פנה לבעל רישיון.
עובדות מחושבות
- נכסים מנוהלים ב-07/2026: 77 מיליון ש"ח, מקום 6 מתוך 9 בקטגוריה.
- תשואה מצטברת ל-5 שנים: 27.99%, מקום 9 מתוך 9 בקטגוריה; ל-3 שנים: 31.37% (מקום 9 מתוך 9).
- 10,000 ש"ח שהופקדו לפני 5 שנים (08/2021) שווים היום 12,799 ש"ח לפי התשואות החודשיות המדווחות; לפני 10 שנים: 18,326 ש"ח.
- דמי ניהול ממוצעים מהצבירה: 0.87% לשנה (מקום 1 מתוך 9 בקטגוריה, מהנמוך לגבוה). על 100,000 ש"ח ל-20 שנה, בהנחת תשואה אפס, דמי ניהול כאלה מצטברים ל-16,034 ש"ח.
- הירידה המרבית מהשיא (drawdown) לאורך ההיסטוריה: -12.6% בין 12/2021 ל-12/2022.
- סטיית תקן: 6.1; מדד שארפ: 0.59 (מקום 9 מתוך 9); חשיפה למניות 33.7%, לחו"ל 22.2%, למט"ח 13%.
תשואה שנתית (12 חודשים מלאים)
| שנה | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| תשואה | 10.48% | 2.24% | 6.07% | 7.1% | 9.13% | 7.34% | 15.13% | 5.85% | 11.37% | -0.55% | 21.21% | 12.63% | -0.62% | 7.95% | 10.51% | 5.95% | 2.19% | 3.34% | 5.86% | -1.99% | 14.46% | 8.5% | 14.59% | -12.61% | 6.75% | 12.22% | 11.95% |
מכפלת התשואות החודשיות המדווחות; שנים חלקיות אינן מוצגות. דירוג הקטגוריה לשנת 2025.
דירוג בקטגוריה פוליסות שהונפקו בשנים 1990-1991 (07/2026)
דירוג לפי הנתון בלבד, מתוך 9 קרנות שדיווחו לתקופה. אינו המלצה ואינו דירוג איכות.
| נתון | ערך | מקום |
|---|---|---|
| נכסים (מיליון ש"ח) | 77 | 6 / 9 |
| דמי ניהול מצבירה (נמוך = 1) | 0.87% | 1 / 9 |
| תשואה מתחילת השנה | 4.55% | 9 / 9 |
| תשואה 3 שנים | 31.37% | 9 / 9 |
| תשואה 5 שנים | 27.99% | 9 / 9 |
| מדד שארפ | 0.59 | 9 / 9 |
קרנות דומות בקטגוריה (לפי היקף נכסים)
- מגדל-קרן ח' 30 מ' ש"ח
- איילון-קרן ט' 13 מ' ש"ח
- הראל-קרן ח' 4 מ' ש"ח
- מנורה-קרן ט' 542 מ' ש"ח
- הראל-קרן ט' 1,056 מ' ש"ח
נתונים חודשיים מלאים
| תקופה | תשואה | מתחילת שנה | נכסים | הפקדות | משיכות | העברות נטו | דמי ניהול | מניות | חו"ל |
|---|---|---|---|---|---|---|---|---|---|
| 07/2026 | -0.53% | 4.55% | 76.8 | - | - | - | 0.87% | 33.7% | 22.2% |
| 06/2026 | -0.23% | 5.1% | 77.1 | - | - | - | 0.87% | 35% | 24.7% |
| 05/2026 | 1.98% | 5.35% | 77.9 | - | - | - | 0.87% | 35.5% | 23.8% |
| 04/2026 | 3.92% | 3.3% | 77.9 | - | - | - | 0.87% | 35.1% | 23.9% |
| 03/2026 | -2.77% | -0.6% | 74.6 | - | - | - | 0.87% | 34.9% | 23.6% |
| 02/2026 | 0.26% | 2.24% | 77.1 | - | - | - | 0.87% | 34.7% | 22.6% |
| 01/2026 | 1.97% | 1.97% | 77.1 | - | - | - | 0.87% | 36.4% | 24.8% |
| 12/2025 | 0.75% | 11.95% | 76.1 | - | - | - | 0.6% | 35.4% | 24.9% |
| 11/2025 | 0.5% | 11.12% | 76 | - | - | - | 0.6% | 35.7% | 28.5% |
| 10/2025 | 1.5% | 10.56% | 76.1 | - | - | - | 0.6% | 34.7% | 27.8% |
| 09/2025 | 2.16% | 8.93% | 75.1 | - | - | - | 0.6% | 35.1% | 28.7% |
| 08/2025 | 1.01% | 6.63% | 73.9 | - | - | - | 0.6% | 34.2% | 27.5% |
| 07/2025 | 1.16% | 5.56% | 73.3 | - | - | - | 0.6% | 33.7% | 26.7% |
| 06/2025 | 2.51% | 4.35% | 72.8 | - | - | - | 0.6% | 32.5% | 25.5% |
| 05/2025 | 2.02% | 1.79% | 67.8 | - | - | - | 0.6% | 30.8% | 25.5% |
| 04/2025 | 1.34% | -0.22% | 66.2 | - | - | - | 0.6% | 28.8% | 24% |
| 03/2025 | -1.85% | -1.54% | 65.3 | - | - | - | 0.6% | 28.6% | 25.8% |
| 02/2025 | -0.52% | 0.32% | 67.6 | - | - | - | 0.6% | 29.6% | 24.3% |
| 01/2025 | 0.84% | 0.84% | 67.7 | - | - | - | 0.6% | 30.9% | 26.8% |
| 12/2024 | 0.88% | 12.22% | 67.3 | - | - | - | 0.6% | 29.7% | 26.1% |
| 11/2024 | 2.19% | 11.24% | 67.2 | - | - | - | 0.6% | 29.4% | 27% |
| 10/2024 | -0.16% | 8.86% | 66.3 | - | - | - | 0.6% | 28.7% | 26.6% |
| 09/2024 | 1.97% | 9.03% | 69 | - | - | - | 0.6% | 30.4% | 28.2% |
| 08/2024 | 0.42% | 6.93% | 69.4 | - | - | - | 0.6% | 29.6% | 26.9% |
| 07/2024 | 0.9% | 6.48% | 67.4 | - | - | - | 0.6% | 29.5% | 27.7% |
| 06/2024 | 1.24% | 5.53% | 66.8 | - | - | - | 0.6% | 29.5% | 28.2% |
| 05/2024 | 1.09% | 4.24% | 68.7 | - | - | - | 0.6% | 27.7% | 26.9% |
| 04/2024 | -1.12% | 3.11% | 69.3 | - | - | - | 0.6% | 29% | 27.7% |
| 03/2024 | 1.63% | 4.28% | 70.1 | - | - | - | 0.6% | 29.6% | 28.7% |
| 02/2024 | 2.12% | 2.61% | 69 | - | - | - | 0.6% | 28.4% | 27.1% |
| 01/2024 | 0.48% | 0.48% | 71.3 | - | - | - | 0.6% | 28% | 27% |
| 12/2023 | 2.33% | 6.75% | 70.9 | - | - | - | 0.6% | 27.2% | 26% |
| 11/2023 | 2.54% | 4.32% | 69.3 | - | - | - | 0.6% | 26% | 25.3% |
| 10/2023 | -2.69% | 1.73% | 67.6 | - | - | - | 0.6% | 24.8% | 25.4% |
| 09/2023 | -1.85% | 4.55% | 69.4 | - | - | - | 0.6% | 24.3% | 23.6% |
| 08/2023 | -0.2% | 6.52% | 70.8 | - | - | - | 0.6% | 26.7% | 25.7% |
| 07/2023 | 1.8% | 6.73% | 70.9 | - | - | - | 0.6% | 26.8% | 23% |
| 06/2023 | 1.4% | 4.84% | 69.9 | - | - | - | 0.6% | 27.6% | 24.4% |
| 05/2023 | 1.47% | 3.4% | 68.7 | - | - | - | 0.6% | 25.7% | 21.8% |
| 04/2023 | 0.8% | 1.9% | 67.7 | - | - | - | 0.6% | 23.5% | 20.1% |
| 03/2023 | 0.47% | 1.09% | 67.4 | - | - | - | 0.6% | 23.9% | 19.5% |
| 02/2023 | -1.55% | 0.62% | 66.8 | - | - | - | 0.6% | 23.6% | 19.7% |
| 01/2023 | 2.2% | 2.2% | 67.9 | - | - | - | 0.6% | 25.4% | 18.7% |
| 12/2022 | -2.08% | -12.61% | 66.4 | - | - | - | 2.28% | 24.4% | 17.7% |
| 11/2022 | -0.1% | -10.75% | 67.8 | - | - | - | 2.28% | 25.7% | 16.1% |
| 10/2022 | 1.23% | -10.66% | 67.9 | - | - | - | 2.28% | 24.1% | 14.3% |
| 09/2022 | -4.58% | -11.75% | 67 | - | - | - | 2.28% | 26.1% | 16% |
| 08/2022 | -0.53% | -7.51% | 70.3 | - | - | - | 2.28% | 27.9% | 16.3% |
| 07/2022 | 2.71% | -7.02% | 69.7 | - | - | - | 2.28% | 27.5% | 17.4% |
| 06/2022 | -2.13% | -9.47% | 67.9 | - | - | - | 2.28% | 24.2% | 14.2% |
| 05/2022 | -3.76% | -7.5% | 69.3 | - | - | - | 2.28% | 26.9% | 16.6% |
| 04/2022 | -0.6% | -3.89% | 71.7 | - | - | - | 2.28% | 27.1% | 15.3% |
| 03/2022 | 1.17% | -3.31% | 72.5 | - | - | - | 2.28% | 29.4% | 16.5% |
| 02/2022 | -2.85% | -4.42% | 71.6 | - | - | - | 2.28% | 29.5% | 16.4% |
| 01/2022 | -1.62% | -1.62% | 73.4 | - | - | - | 2.28% | 31.2% | 18.8% |
| 12/2021 | 2.22% | 14.59% | 77.9 | - | - | - | 1.88% | 31.8% | 10.9% |
| 11/2021 | 0.73% | 12.11% | 76 | - | - | - | 1.88% | 30.4% | 17.9% |
| 10/2021 | 1.89% | 11.29% | 75.8 | - | - | - | 1.88% | 30.3% | 17.3% |
| 09/2021 | -0.67% | 9.23% | 74.4 | - | - | - | 1.88% | 29.3% | 15.9% |
| 08/2021 | 0.23% | 9.97% | 76.6 | - | - | - | 1.88% | 30.5% | 17.3% |
| 07/2021 | 0.42% | 9.71% | 76.4 | - | - | - | 1.88% | 31.4% | 17.2% |
| 06/2021 | 0.61% | 9.25% | 76.9 | - | - | - | 1.88% | 33.5% | 19.9% |
| 05/2021 | 0.57% | 8.59% | 77.2 | - | - | - | 1.88% | 33.7% | 19.6% |
| 04/2021 | 0.99% | 7.98% | 76.5 | - | - | - | 1.88% | 33% | 18.6% |
| 03/2021 | 4.75% | 6.92% | 76.5 | - | - | - | 1.88% | 33% | 15.8% |
| 02/2021 | 0.67% | 2.07% | 73 | - | - | - | 1.88% | 31.4% | 15.2% |
| 01/2021 | 1.39% | 1.39% | 73.3 | - | - | - | 1.88% | 31.2% | 15.6% |
| 12/2020 | 2.56% | 8.5% | 72.7 | - | - | - | 2.08% | 29.2% | 19.7% |
| 11/2020 | 4.15% | 5.79% | 70.9 | - | - | - | 2.08% | 28.3% | 19.9% |
| 10/2020 | 0.66% | 1.57% | 67.9 | - | - | - | 2.08% | 26.5% | 19.4% |
| 09/2020 | -1.41% | 0.91% | 67.7 | - | - | - | 2.08% | 26.6% | 20.5% |
| 08/2020 | 4.17% | 2.35% | 69.1 | - | - | - | 2.08% | 26.9% | 19.8% |
| 07/2020 | 1.61% | -1.75% | 66.6 | - | - | - | 2.08% | 24% | 16.7% |
| 06/2020 | -0.37% | -3.3% | 65.5 | - | - | - | 2.08% | 23.2% | 15.8% |
| 05/2020 | 1.41% | -2.95% | 68.1 | - | - | - | 2.08% | 26.4% | 16.8% |
| 04/2020 | 4.05% | -4.29% | 66.1 | - | - | - | 2.08% | 24.9% | 15.4% |
| 03/2020 | -7.34% | -8.02% | 64.3 | - | - | - | 2.08% | 24.8% | 17% |
| 02/2020 | -1.09% | -0.73% | 72.8 | - | - | - | 2.08% | 27.1% | 14.3% |
| 01/2020 | 0.36% | 0.36% | 71.1 | - | - | - | 2.08% | 25.1% | 12.7% |
| 12/2019 | 1.09% | 14.46% | 71.1 | - | - | - | 0.6% | 27.6% | 14.2% |
| 11/2019 | 2.47% | 13.23% | 70.6 | - | - | - | 0.6% | 25.8% | 14.9% |
| 10/2019 | 1.6% | 10.5% | 69.7 | - | - | - | 0.6% | 23.6% | 14.2% |
| 09/2019 | 0.51% | 8.76% | 68.6 | - | - | - | 0.6% | 24% | 13.7% |
| 08/2019 | 0.14% | 8.21% | 68.2 | - | - | - | 0.6% | 25.5% | 14.7% |
| 07/2019 | 0.62% | 8.05% | 68.4 | - | - | - | 0.6% | 24.4% | 14.1% |
| 06/2019 | 1.77% | 7.39% | 73 | - | - | - | 0.6% | 26.7% | 15.5% |
| 05/2019 | -1.08% | 5.52% | 71.7 | - | - | - | 0.6% | 26.5% | 15.7% |
| 04/2019 | 1.48% | 6.67% | 72.5 | - | - | - | 0.6% | 27.2% | 16.7% |
| 03/2019 | 0.88% | 5.12% | 71.4 | - | - | - | 0.6% | 23.5% | 14.5% |
| 02/2019 | 1.57% | 4.2% | 70.8 | - | - | - | 0.6% | 27.3% | 17.8% |
| 01/2019 | 2.59% | 2.59% | 69.7 | - | - | - | 0.6% | 28% | 17.7% |
| 12/2018 | -2.97% | -1.99% | 68 | - | - | - | 1.34% | 28.4% | 18.4% |
| 11/2018 | 0.54% | 1.01% | 70 | - | - | - | 1.34% | 28.6% | 18.9% |
| 10/2018 | -1.98% | 0.47% | 69.7 | - | - | - | 1.34% | 29.4% | 16.1% |
| 09/2018 | -0.29% | 2.5% | 71.1 | - | - | - | 1.34% | 25.1% | 12.8% |
| 08/2018 | 1.19% | 2.79% | 71.3 | - | - | - | 1.34% | 25.2% | 14% |
| 07/2018 | 1.14% | 1.59% | 70.4 | - | - | - | 1.34% | 24.7% | 15.2% |
| 06/2018 | 0.01% | 0.44% | 69.6 | - | - | - | 1.34% | 25.3% | 15.7% |
| 05/2018 | 0.4% | 0.43% | 72 | - | - | - | 1.34% | 25.1% | 15.6% |
| 04/2018 | 0.4% | 0.03% | 69.4 | - | - | - | 1.34% | 26.2% | 14.9% |
| 03/2018 | -0.55% | -0.37% | 69.1 | - | - | - | 1.34% | 25% | 15.4% |
| 02/2018 | -1.21% | 0.18% | 71.8 | - | - | - | 1.34% | 26.9% | 15.4% |
| 01/2018 | 1.41% | 1.41% | 72.7 | - | - | - | 1.34% | 28% | 15.9% |
| 12/2017 | 0.4% | 5.86% | 69.3 | - | - | - | 1.06% | 28.9% | 16.4% |
| 11/2017 | 1.07% | 5.44% | 71.4 | - | - | - | 1.06% | 28.6% | 17.6% |
| 10/2017 | 0.92% | 4.32% | 68.3 | - | - | - | 1.06% | 28.1% | 16.8% |
| 09/2017 | 0.51% | 3.37% | 67.7 | - | - | - | 1.06% | 27.2% | 15.3% |
| 08/2017 | 0.41% | 2.85% | 67.4 | - | - | - | 1.06% | 25.5% | 14.4% |
| 07/2017 | 0.64% | 2.43% | 67.2 | - | - | - | 1.06% | 25.6% | 14.8% |
| 06/2017 | -0.96% | 1.78% | 66.7 | - | - | - | 1.06% | 25.5% | 14.6% |
| 05/2017 | 1.11% | 2.76% | 67.3 | - | - | - | 1.06% | 24.8% | 12.4% |
| 04/2017 | 0.92% | 1.64% | 66.7 | - | - | - | 1.06% | 23.4% | 7.4% |
| 03/2017 | 0.19% | 0.71% | 66 | - | - | - | 1.06% | 22.9% | 10.3% |
| 02/2017 | 0.69% | 0.52% | 65.8 | - | - | - | 1.06% | 22.1% | 10.6% |
| 01/2017 | -0.17% | -0.17% | 67.4 | - | - | - | 1.06% | 25.7% | 12.3% |
| 12/2016 | 0.77% | 3.34% | 67.5 | - | - | - | 0.98% | 24.6% | 13.2% |
| 11/2016 | 0.85% | 2.55% | 67 | - | - | - | 0.98% | 24.1% | 14.5% |
| 10/2016 | 0.03% | 1.69% | 66.4 | - | - | - | 0.98% | 23.4% | 14.5% |
| 09/2016 | -0.5% | 1.66% | 66.4 | - | - | - | 0.98% | 22.9% | 14.2% |
| 08/2016 | 0.14% | 2.17% | 66.7 | - | - | - | 0.98% | 22.7% | 14.3% |
| 07/2016 | 3.05% | 2.03% | 66.6 | - | - | - | 0.98% | 24.3% | 15.2% |
| 06/2016 | -1.08% | -0.99% | 64.7 | - | - | - | 0.98% | 26.4% | 17.9% |
| 05/2016 | 0.81% | 0.09% | 64.8 | - | - | - | 0.98% | 27.1% | 18.7% |
| 04/2016 | 0.73% | -0.72% | 64.3 | - | - | - | 0.98% | 25.4% | 17.1% |
| 03/2016 | 1.75% | -1.44% | 63.9 | - | - | - | 0.98% | 26.1% | 18.2% |
| 02/2016 | -0.8% | -3.13% | 64.2 | - | - | - | 0.98% | 27.7% | 18.2% |
| 01/2016 | -2.35% | -2.35% | 64.7 | - | - | - | 0.98% | 28% | 18.8% |
| 12/2015 | -1.42% | 2.19% | 66.3 | - | - | - | 1.42% | 29.5% | 18.8% |
| 11/2015 | 0.18% | 3.66% | 66.2 | - | - | - | 1.42% | 30.5% | 19% |
| 10/2015 | 3.16% | 3.47% | 66.1 | - | - | - | 1.42% | 30.5% | 18.9% |
| 09/2015 | -2.55% | 0.3% | 64.1 | - | - | - | 1.42% | 29.1% | 15.2% |
| 08/2015 | -2% | 2.93% | 65.8 | - | - | - | 1.42% | 30.2% | 15.9% |
| 07/2015 | 2.03% | 5.03% | 67.1 | - | - | - | 1.42% | 31.2% | 15.7% |
| 06/2015 | -2.54% | 2.94% | 65.8 | - | - | - | 1.42% | 30.9% | 15.6% |
| 05/2015 | 0.68% | 5.62% | 68.4 | - | - | - | 1.42% | 32.5% | 16.3% |
| 04/2015 | 0.53% | 4.91% | 67.9 | - | - | - | 1.42% | 32.3% | 16.7% |
| 03/2015 | 0.31% | 4.36% | 67.6 | - | - | - | 1.42% | 31.8% | 18.3% |
| 02/2015 | 3.65% | 4.03% | 67.4 | - | - | - | 1.42% | 31.9% | 20.4% |
| 01/2015 | 0.37% | 0.37% | 65 | - | - | - | 1.42% | 29.9% | 18% |
| 12/2014 | -1.41% | 5.95% | 64.7 | - | - | - | 1.77% | 29.6% | 17.4% |
| 11/2014 | 1.46% | 7.47% | 65.7 | - | - | - | 1.77% | 31.2% | 17.3% |
| 10/2014 | 1.14% | 5.92% | 64.7 | - | - | - | 1.77% | 30.3% | 17% |
| 09/2014 | 1.14% | 4.73% | 64 | - | - | - | 1.77% | 29.8% | 16.4% |
| 08/2014 | 1.87% | 3.55% | 65.7 | - | - | - | 1.77% | 28.9% | 16.2% |
| 07/2014 | -0.87% | 1.65% | 63.6 | - | - | - | 1.77% | 28.3% | 15.1% |
| 06/2014 | 0.7% | 2.54% | 64.1 | - | - | - | 1.77% | 28.9% | 14.6% |
| 05/2014 | 1.01% | 1.83% | 63.7 | - | - | - | 1.77% | 28.9% | 14.6% |
| 04/2014 | -0.34% | 0.81% | 63 | - | - | - | 1.77% | 28.4% | 13.9% |
| 03/2014 | 0.3% | 1.15% | 63.2 | - | - | - | 1.77% | 28.1% | 13.8% |
| 02/2014 | 1.88% | 0.85% | 63 | - | - | - | 1.77% | 28.8% | 14% |
| 01/2014 | -1.01% | -1.01% | 61.9 | - | - | - | 1.77% | 26.2% | 12.6% |
| 12/2013 | 0.19% | 10.51% | 54.7 | - | - | - | 0.94% | 27% | 13.1% |
| 11/2013 | 2.11% | 10.3% | 62.4 | - | - | - | 0.94% | 28% | 14% |
| 10/2013 | 1.61% | 8.02% | 61.1 | - | - | - | 0.94% | 24.8% | 15% |
| 09/2013 | 2.32% | 6.31% | 60.1 | - | - | - | 0.94% | 25.1% | 17.2% |
| 08/2013 | -0.39% | 3.9% | 60.4 | - | - | - | 0.94% | 24.3% | 16.9% |
| 07/2013 | 1.84% | 4.31% | 60.7 | - | - | - | 0.94% | 22.2% | 16.8% |
| 06/2013 | -1.13% | 2.42% | 59.6 | - | - | - | 0.94% | 21.1% | 12.2% |
| 05/2013 | 1.68% | 3.59% | 59.4 | - | - | - | 0.94% | 23.6% | 15.8% |
| 04/2013 | -0.13% | 1.88% | 58.5 | - | - | - | 0.94% | 23.7% | 16.1% |
| 03/2013 | 0.78% | 2.01% | 58.5 | - | - | - | 0.94% | 23.5% | 16.3% |
| 02/2013 | 0.49% | 1.22% | 58.1 | - | - | - | 0.94% | 23.1% | 16.2% |
| 01/2013 | 0.73% | 0.73% | 57.8 | - | - | - | 0.94% | 22.8% | 16.3% |
| 12/2012 | -0.81% | 7.95% | 60.3 | - | - | - | 0.6% | 20.1% | 8.8% |
| 11/2012 | 0.66% | 8.84% | 60.3 | - | - | - | 0.6% | 21.2% | 8.9% |
| 10/2012 | 1.01% | 8.12% | 59.4 | - | - | - | 0.6% | 18.1% | 13% |
| 09/2012 | 1.65% | 7.04% | 58.8 | - | - | - | 0.6% | 18.2% | 16.3% |
| 08/2012 | 1.1% | 5.3% | 58.3 | - | - | - | 0.6% | 18.2% | 16.3% |
| 07/2012 | 1.57% | 4.16% | 57.3 | - | - | - | 0.6% | 18% | 16.2% |
| 06/2012 | 0.16% | 2.55% | 56.6 | - | - | - | 0.6% | 17.6% | 14.5% |
| 05/2012 | -1.63% | 2.38% | 56.8 | - | - | - | 0.6% | 17.8% | 14.4% |
| 04/2012 | 0.91% | 4.08% | 58.5 | - | - | - | 0.6% | 21.1% | 16.8% |
| 03/2012 | 0.83% | 3.14% | 58 | - | - | - | 0.6% | 22.6% | 18.3% |
| 02/2012 | 0.88% | 2.29% | 57.5 | - | - | - | 0.6% | 21.2% | 17.7% |
| 01/2012 | 1.4% | 1.4% | 56.2 | - | - | - | 0.6% | 19% | 17.7% |
| 12/2011 | 1.56% | -0.62% | 55.4 | - | - | - | 2.02% | 16.7% | 15.6% |
| 11/2011 | -0.2% | -2.14% | 55.4 | - | - | - | 2.02% | 16.6% | 15.5% |
| 10/2011 | 2.68% | -1.95% | 55.5 | - | - | - | 2.02% | 15.8% | 15.3% |
| 09/2011 | -2.92% | -4.51% | 54 | - | - | - | 2.02% | 15% | 15.3% |
| 08/2011 | -0.92% | -1.63% | 55.7 | - | - | - | 2.02% | 20.3% | 16.3% |
| 07/2011 | 0.7% | -0.72% | 56.2 | - | - | - | 2.02% | 21.3% | 16.2% |
| 06/2011 | -0.83% | -1.41% | 55.8 | - | - | - | 2.02% | 21.3% | 17.9% |
| 05/2011 | -0.54% | -0.59% | 56.6 | - | - | - | 2.02% | 21.9% | 18.5% |
| 04/2011 | 0.56% | -0.05% | 56.9 | - | - | - | 2.02% | 21.5% | 16.7% |
| 03/2011 | -0.82% | -0.6% | 56.6 | - | - | - | 2.02% | 21.7% | 15.1% |
| 02/2011 | -0.08% | 0.22% | 57 | - | - | - | 2.02% | 21.8% | 15.2% |
| 01/2011 | 0.3% | 0.3% | 55.8 | - | - | - | 2.02% | 22% | 9.7% |
| 12/2010 | 1.66% | 12.63% | 55.6 | - | - | - | 2.29% | 19.3% | 8.2% |
| 11/2010 | -1.06% | 10.79% | 55.1 | - | - | - | 2.29% | 18.8% | 7.8% |
| 10/2010 | 2.97% | 11.97% | 55.7 | - | - | - | 2.29% | 19.1% | 7.9% |
| 09/2010 | 2.27% | 8.74% | 54 | - | - | - | 2.29% | 18.2% | 7.1% |
| 08/2010 | 0.75% | 6.33% | 52.8 | - | - | - | 2.29% | 15% | 5.8% |
| 07/2010 | 2.6% | 5.54% | 52.5 | - | - | - | 2.29% | 15.8% | 6.1% |
| 06/2010 | 1.68% | 2.86% | 51.1 | - | - | - | 2.29% | 15.9% | 5.8% |
| 05/2010 | -2.64% | 1.16% | 52.8 | - | - | - | 2.29% | 17.4% | 5.9% |
| 04/2010 | -0.29% | 3.91% | 54.2 | - | - | - | 2.29% | 18.8% | 6.4% |
| 03/2010 | 2.95% | 4.21% | 54.4 | - | - | - | 2.29% | 19.3% | 4.8% |
| 02/2010 | 1.63% | 1.22% | 52.8 | - | - | - | 2.29% | 18.9% | 4.5% |
| 01/2010 | -0.4% | -0.4% | 52 | - | - | - | 2.29% | 18.2% | 1.2% |
| 12/2009 | 0.54% | 21.21% | 52.2 | - | - | - | 0.6% | - | - |
| 11/2009 | 2.93% | 20.55% | 52.2 | - | - | - | 0.6% | - | - |
| 10/2009 | 1.09% | 17.12% | 50.7 | - | - | - | 0.6% | - | - |
| 09/2009 | 2.52% | 15.86% | 50.1 | - | - | - | 0.6% | - | - |
| 08/2009 | 0.8% | 13.01% | 48.9 | - | - | - | 0.6% | - | - |
| 07/2009 | 3.21% | 12.11% | 48.5 | - | - | - | 0.6% | - | - |
| 06/2009 | 1.22% | 8.63% | 47.9 | - | - | - | 0.6% | - | - |
| 05/2009 | 0% | 7.32% | 47.7 | - | - | - | 0.6% | - | - |
| 04/2009 | 1.37% | 7.32% | 47.7 | - | - | - | 0.6% | - | - |
| 03/2009 | 2.46% | 5.87% | 47 | - | - | - | 0.6% | - | - |
| 02/2009 | 1.92% | 3.33% | 45.9 | - | - | - | 0.6% | - | - |
| 01/2009 | 1.38% | 1.38% | 45 | - | - | - | 0.6% | - | - |
| 12/2008 | 4.85% | -0.55% | 44.4 | - | - | - | 1.85% | - | - |
| 11/2008 | -0.24% | -5.15% | 42.6 | - | - | - | 1.85% | - | - |
| 10/2008 | -3.83% | -4.92% | 42.7 | - | - | - | 1.85% | - | - |
| 09/2008 | -2.5% | -1.14% | 44.4 | - | - | - | 1.85% | - | - |
| 08/2008 | -0.03% | 1.4% | 45.6 | - | - | - | 1.85% | - | - |
| 07/2008 | -0.35% | 1.43% | 45.6 | - | - | - | 1.85% | - | - |
| 06/2008 | 0.08% | 1.78% | 45.8 | - | - | - | 1.85% | - | - |
| 05/2008 | 0.84% | 1.7% | 45.5 | - | - | - | 1.85% | - | - |
| 04/2008 | 2.21% | 0.86% | 45.3 | - | - | - | 1.85% | - | - |
| 03/2008 | -1.27% | -1.33% | 44.4 | - | - | - | 1.85% | - | - |
| 02/2008 | 1.89% | -0.06% | 43.8 | - | - | - | 1.85% | - | - |
| 01/2008 | -1.91% | -1.91% | 43 | - | - | - | 1.85% | - | - |
| 12/2007 | 0.69% | 11.37% | 39.4 | - | - | - | 1.41% | - | - |
| 11/2007 | -0.81% | 10.6% | 39.6 | - | - | - | 1.41% | - | - |
| 10/2007 | 1.93% | 11.51% | 39.8 | - | - | - | 1.41% | - | - |
| 09/2007 | 2.22% | 9.39% | 39.2 | - | - | - | 1.41% | - | - |
| 08/2007 | -1.97% | 7.02% | 38.4 | - | - | - | 1.41% | - | - |
| 07/2007 | -0.59% | 9.17% | 39.2 | - | - | - | 1.41% | - | - |
| 06/2007 | 1.01% | 9.82% | 41.4 | - | - | - | 1.41% | - | - |
| 05/2007 | 2.45% | 8.72% | 41.1 | - | - | - | 1.41% | - | - |
| 04/2007 | 2.26% | 6.12% | 40.2 | - | - | - | 1.41% | - | - |
| 03/2007 | 1.01% | 3.77% | 39.3 | - | - | - | 1.41% | - | - |
| 02/2007 | 0.94% | 2.74% | 39.6 | - | - | - | 1.41% | - | - |
| 01/2007 | 1.78% | 1.78% | 39.2 | - | - | - | 1.41% | - | - |
| 12/2006 | -0.23% | 5.85% | 38.8 | - | - | - | 2.21% | - | - |
| 11/2006 | 0.74% | 6.09% | 40.5 | - | - | - | 2.21% | - | - |
| 10/2006 | 1.81% | 5.31% | 38.4 | - | - | - | 2.21% | - | - |
| 09/2006 | 1.08% | 3.44% | 38.4 | - | - | - | 2.21% | - | - |
| 08/2006 | 0.25% | 2.33% | 38 | - | - | - | 2.21% | - | - |
| 07/2006 | 0.78% | 2.08% | 38 | - | - | - | 2.21% | - | - |
| 06/2006 | -1.07% | 1.29% | 37 | - | - | - | 2.21% | - | - |
| 05/2006 | -0.33% | 2.38% | 38.4 | - | - | - | 2.21% | - | - |
| 04/2006 | 1.81% | 2.72% | 38.5 | - | - | - | 2.21% | - | - |
| 03/2006 | 0.42% | 0.9% | 38.7 | - | - | - | 2.21% | - | - |
| 02/2006 | -0.55% | 0.47% | 37.7 | - | - | - | 2.21% | - | - |
| 01/2006 | 1.03% | 1.03% | 37.7 | - | - | - | 2.21% | - | - |
| 12/2005 | 1.78% | - | 37.7 | - | - | - | 1.44% | - | - |
| 11/2005 | 0.28% | - | 38.6 | - | - | - | 1.44% | - | - |
| 10/2005 | 0.43% | - | 38.6 | - | - | - | 1.44% | - | - |
| 09/2005 | 1.82% | - | 38.6 | - | - | - | 1.44% | - | - |
| 08/2005 | 4.02% | - | - | - | - | - | 1.44% | - | - |
| 07/2005 | 1.52% | - | - | - | - | - | 1.44% | - | - |
| 06/2005 | -0.43% | 4.46% | 35.2 | - | - | - | 1.44% | - | - |
| 05/2005 | 1.49% | 4.91% | 35.4 | - | - | - | 1.44% | - | - |
| 04/2005 | 0.98% | 3.37% | 34.9 | - | - | - | 1.44% | - | - |
| 03/2005 | -0.12% | 2.37% | 35.5 | - | - | - | 1.44% | - | - |
| 02/2005 | 0.86% | 2.49% | 34.5 | - | - | - | 1.44% | - | - |
| 01/2005 | 1.62% | 1.62% | 34.4 | - | - | - | 1.44% | - | - |
| 12/2004 | 1.67% | 7.34% | 33.8 | - | - | - | 2.13% | - | - |
| 11/2004 | 1.34% | 5.57% | 33.3 | - | - | - | 2.13% | - | - |
| 10/2004 | 0.19% | 4.18% | 33 | - | - | - | 2.13% | - | - |
| 09/2004 | 0.87% | 3.98% | 32.9 | - | - | - | 2.13% | - | - |
| 08/2004 | 0.35% | 3.08% | 32.6 | - | - | - | 2.13% | - | - |
| 07/2004 | -0.15% | 2.72% | 32.4 | - | - | - | 2.13% | - | - |
| 06/2004 | 0.79% | 2.88% | 32.5 | - | - | - | 2.13% | - | - |
| 05/2004 | 1.11% | 2.07% | 32.5 | - | - | - | 2.13% | - | - |
| 04/2004 | 0.07% | 0.95% | 32.1 | - | - | - | 2.13% | - | - |
| 03/2004 | 0.84% | 0.88% | 31.9 | - | - | - | 2.13% | - | - |
| 02/2004 | -0.27% | 0.04% | 31.6 | - | - | - | 2.13% | - | - |
| 01/2004 | 0.31% | 0.31% | 31.8 | - | - | - | 2.13% | - | - |
| 12/2003 | 0.69% | 9.13% | 31.7 | - | - | - | 0.6% | - | - |
| 11/2003 | 0.65% | 8.38% | 31.5 | - | - | - | 0.6% | - | - |
| 10/2003 | 1.06% | 7.68% | 31.3 | - | - | - | 0.6% | - | - |
| 09/2003 | 1.44% | 6.55% | 31.1 | - | - | - | 0.6% | - | - |
| 08/2003 | 0.13% | 5.04% | 31.1 | - | - | - | 0.6% | - | - |
| 07/2003 | -0.42% | 4.9% | 31.2 | - | - | - | 0.6% | - | - |
| 06/2003 | 0.81% | 5.34% | 31.4 | - | - | - | 0.6% | - | - |
| 05/2003 | 1.01% | 4.5% | 31.3 | - | - | - | 0.6% | - | - |
| 04/2003 | 1.04% | 3.45% | 31 | - | - | - | 0.6% | - | - |
| 03/2003 | 1.4% | 2.39% | 31.3 | - | - | - | 0.6% | - | - |
| 02/2003 | 0.63% | 0.97% | 30.4 | - | - | - | 0.6% | - | - |
| 01/2003 | 0.34% | 0.34% | 30 | - | - | - | 0.6% | - | - |
| 12/2002 | 0.26% | 7.1% | 29.9 | - | - | - | - | - | - |
| 11/2002 | 1.37% | 6.82% | 29.8 | - | - | - | - | - | - |
| 10/2002 | 0.69% | 5.38% | 29.4 | - | - | - | - | - | - |
| 09/2002 | -0.26% | 4.65% | 29.3 | - | - | - | - | - | - |
| 08/2002 | 0.64% | 4.93% | 29.5 | - | - | - | - | - | - |
| 07/2002 | 1.17% | 4.26% | 29.4 | - | - | - | - | - | - |
| 06/2002 | 0.48% | 3.05% | 29.5 | - | - | - | - | - | - |
| 05/2002 | 0.93% | 2.56% | 29.2 | - | - | - | - | - | - |
| 04/2002 | 0.35% | 1.62% | 29 | - | - | - | - | - | - |
| 03/2002 | -0.21% | 1.26% | 29.1 | - | - | - | - | - | - |
| 02/2002 | 0.47% | 1.47% | 29.1 | - | - | - | - | - | - |
| 01/2002 | 1% | 1% | 28.9 | - | - | - | - | - | - |
| 12/2001 | 1.58% | 6.07% | 28.9 | - | - | - | - | - | - |
| 11/2001 | 0.54% | 4.42% | 28.7 | - | - | - | - | - | - |
| 10/2001 | 0.46% | 3.86% | 28.7 | - | - | - | - | - | - |
| 09/2001 | 0.53% | 3.39% | 28.4 | - | - | - | - | - | - |
| 08/2001 | 0.44% | 2.84% | 28.4 | - | - | - | - | - | - |
| 07/2001 | 0.58% | 2.39% | 27.9 | - | - | - | - | - | - |
| 06/2001 | 0.67% | 1.8% | 28.1 | - | - | - | - | - | - |
| 05/2001 | 1.05% | 1.12% | 28 | - | - | - | - | - | - |
| 04/2001 | 1.43% | 0.07% | 27.7 | - | - | - | - | - | - |
| 03/2001 | -1.07% | -1.34% | 27.3 | - | - | - | - | - | - |
| 02/2001 | -0.01% | -0.27% | 27.5 | - | - | - | - | - | - |
| 01/2001 | -0.26% | -0.26% | 27.5 | - | - | - | - | - | - |
| 12/2000 | -0.18% | 2.24% | 27.8 | - | - | - | - | - | - |
| 11/2000 | 0.38% | 2.42% | 28.1 | - | - | - | - | - | - |
| 10/2000 | -2.29% | 2.04% | 28.3 | - | - | - | - | - | - |
| 09/2000 | -0.03% | 4.43% | 28.9 | - | - | - | - | - | - |
| 08/2000 | 1.16% | 4.46% | 29.2 | - | - | - | - | - | - |
| 07/2000 | -0.33% | 3.26% | 28.9 | - | - | - | - | - | - |
| 06/2000 | 0.26% | 3.6% | 28.9 | - | - | - | - | - | - |
| 05/2000 | 1.86% | 3.33% | 28.8 | - | - | - | - | - | - |
| 04/2000 | -0.63% | 1.45% | 28.2 | - | - | - | - | - | - |
| 03/2000 | 0.05% | 2.09% | 28.2 | - | - | - | - | - | - |
| 02/2000 | 1.32% | 2.04% | 28.4 | - | - | - | - | - | - |
| 01/2000 | 0.71% | 0.71% | 28.1 | - | - | - | - | - | - |
| 12/1999 | 1.36% | 10.48% | 27.8 | - | - | - | - | - | - |
| 11/1999 | 1.89% | 9% | 27.5 | - | - | - | - | - | - |
| 10/1999 | 0.43% | 6.97% | 27.6 | - | - | - | - | - | - |
| 09/1999 | 0.75% | 6.52% | 27.4 | - | - | - | - | - | - |
| 08/1999 | 0.67% | 5.72% | 27.1 | - | - | - | - | - | - |
| 07/1999 | 0.78% | 5.02% | 26.8 | - | - | - | - | - | - |
| 06/1999 | 0.49% | 4.21% | 26.7 | - | - | - | - | - | - |
| 05/1999 | 1.32% | 3.7% | 26.6 | - | - | - | - | - | - |
| 04/1999 | 0.99% | 2.35% | 26.3 | - | - | - | - | - | - |
| 03/1999 | 0.88% | 1.34% | 26 | - | - | - | - | - | - |
| 02/1999 | 0.37% | 0.46% | 25.8 | - | - | - | - | - | - |
| 01/1999 | 0.09% | 0.09% | 26 | - | - | - | - | - | - |
סכומים במיליוני ש"ח. כל שורה נושאת מזהה שורה במאגר (data-src).
שאלות נפוצות
מה התשואה של הכשרה חברה לביטוח בע"מ - קרן ט'?
ב-07/2026: -0.53% לחודש, 4.55% מתחילת השנה, 31.37% ל-3 שנים ו-27.99% ל-5 שנים (מצטבר), לפי דיווח הגוף המנהל לרשות שוק ההון.
מה דמי הניהול בהכשרה חברה לביטוח בע"מ - קרן ט'?
0.87% לשנה מהצבירה בממוצע. דמי הניהול בפועל של חוסך ספציפי עשויים להיות שונים.
האם הכשרה חברה לביטוח בע"מ - קרן ט' מומלצת?
האתר אינו ממליץ על קרנות. הדירוגים כאן הם לפי נתון בודד שבחרת. ייעוץ פנסיוני ניתן רק על ידי בעל רישיון.
קישורים
בדיקת פנסיה
בדיקת פנסיה חינם אצל בעל רישיון פנסיוני. האתר אינו מייעץ - הפנייה עוברת לבעל מקצוע מורשה בלבד.
בעל רישיון בלבדללא עלות וללא התחייבותהפרטים נמחקים בתוך 90 יום
מקור הנתונים ורישיון
מקור הנתונים: נתוני הביטוח נט לשנת 1999-2022, רשות שוק ההון, ביטוח וחיסכון, data.gov.il, רישיון data.gov.il (רישיון הפורטל). נמשך ב-2026-09-12 · נתוני הביטוח נט לשנת 2023, רשות שוק ההון, ביטוח וחיסכון, data.gov.il, רישיון data.gov.il (רישיון הפורטל). נמשך ב-2026-09-12 · נתוני הביטוח נט לשנים 2024-היום, רשות שוק ההון, ביטוח וחיסכון, data.gov.il, רישיון data.gov.il (רישיון הפורטל). נמשך ב-2026-09-12.
שטר הוא אתר פרטי, לא רשמי. הנתונים מוצגים כמות שהם; במקרה של סתירה, רק הפרסום הרשמי ייחשב כנכון. מצאת טעות? בקשת תיקון.