כלל-אשראי ואג"ח: תשואה, דמי ניהול וסיכון
כלל-אשראי ואג"ח מנוהלת על ידי , בסיווג פוליסות שהונפקו החל משנת 2004; 323 חודשי דיווח מ-09/1999 עד 07/2026.
תשואה 07/2026
-0.05%
מתחילת השנה
2.94%
3 שנים מצטבר
17.99%
5 שנים מצטבר
17.72%
דמי ניהול מצבירה
0.95%
לשנה
נכסים
2,426
מיליון ש"ח
המידע והחישוב להמחשה בלבד ואינם ייעוץ פיננסי, פנסיוני, מס או משפטי. לפני החלטה פנה לבעל רישיון.
עובדות מחושבות
- נכסים מנוהלים ב-07/2026: 2,426 מיליון ש"ח, מקום 36 מתוך 176 בקטגוריה.
- תשואה מצטברת ל-5 שנים: 17.72%, מקום 85 מתוך 107 בקטגוריה; ל-3 שנים: 17.99% (מקום 103 מתוך 137).
- 10,000 ש"ח שהופקדו לפני 5 שנים (08/2021) שווים היום 11,772 ש"ח לפי התשואות החודשיות המדווחות; לפני 10 שנים: 13,377 ש"ח.
- דמי ניהול ממוצעים מהצבירה: 0.95% לשנה (מקום 141 מתוך 170 בקטגוריה, מהנמוך לגבוה), מההפקדות: 2.59%. על 100,000 ש"ח ל-20 שנה, בהנחת תשואה אפס, דמי ניהול כאלה מצטברים ל-17,379 ש"ח.
- הירידה המרבית מהשיא (drawdown) לאורך ההיסטוריה: -7.1% בין 08/2008 ל-10/2008.
- סטיית תקן: 2.7; מדד שארפ: 0.29 (מקום 83 מתוך 107); חשיפה למניות 141.5%, לחו"ל 662.6%, למט"ח 162.1%.
תשואה שנתית (12 חודשים מלאים)
| שנה | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| תשואה | 12.23% | 15.81% | -0.97% | 13.5% | 6.28% | 8.38% | 5.52% | 5.81% | 3.08% | 18.73% | 8.82% | 3.47% | 9.56% | 4.85% | 4.03% | 1.2% | 1.44% | 3.96% | -0.61% | 7.03% | 1.77% | 3.87% | -4.6% | 4.76% | 6.02% | 6.39% |
מכפלת התשואות החודשיות המדווחות; שנים חלקיות אינן מוצגות. דירוג הקטגוריה לשנת 2025.
דירוג בקטגוריה פוליסות שהונפקו החל משנת 2004 (07/2026)
דירוג לפי הנתון בלבד, מתוך 176 קרנות שדיווחו לתקופה. אינו המלצה ואינו דירוג איכות.
| נתון | ערך | מקום |
|---|---|---|
| נכסים (מיליון ש"ח) | 2,426 | 36 / 176 |
| דמי ניהול מצבירה (נמוך = 1) | 0.95% | 141 / 170 |
| תשואה מתחילת השנה | 2.94% | 127 / 172 |
| תשואה 3 שנים | 17.99% | 103 / 137 |
| תשואה 5 שנים | 17.72% | 85 / 107 |
| מדד שארפ | 0.29 | 83 / 107 |
קרנות דומות בקטגוריה (לפי היקף נכסים)
- כלל חברה לביטוח בע"מ מסלול לבני 60 ומעלה 2,430 מ' ש"ח
- הראל מסלול לבני 50 ומטה 2,474 מ' ש"ח
- הראל מסלול עוקב מדד S&P 500 2,289 מ' ש"ח
- הכשרה - אלטשולר שחם בע"מ - כללי 2,245 מ' ש"ח
- הראל מסלול לבני 50 עד 60 2,616 מ' ש"ח
נתונים חודשיים מלאים
| תקופה | תשואה | מתחילת שנה | נכסים | הפקדות | משיכות | העברות נטו | דמי ניהול | מניות | חו"ל |
|---|---|---|---|---|---|---|---|---|---|
| 07/2026 | -0.05% | 2.94% | 2,426.3 | - | - | - | 0.95% | 141.5% | 662.6% |
| 06/2026 | 0.52% | 2.99% | 2,423.9 | - | - | - | 0.95% | 145.3% | 638.7% |
| 05/2026 | 1.11% | 2.46% | 2,426 | - | - | - | 0.95% | 143.3% | 563% |
| 04/2026 | 0.99% | 1.33% | 2,411.8 | - | - | - | 0.95% | 141.8% | 593.3% |
| 03/2026 | -0.37% | 0.34% | 2,401 | - | - | - | 0.95% | 137% | 618.5% |
| 02/2026 | 0.24% | 0.71% | 2,421.1 | - | - | - | 0.95% | 142% | 597.2% |
| 01/2026 | 0.47% | 0.47% | 2,409.6 | - | - | - | 0.95% | 128% | 584.6% |
| 12/2025 | 0.52% | 6.39% | 2,412.9 | - | - | - | 1% | 124.4% | 597.5% |
| 11/2025 | 0.52% | 5.84% | 2,411 | - | - | - | 1% | 123% | 571.9% |
| 10/2025 | 0.55% | 5.29% | 2,408.5 | - | - | - | 1% | 82.7% | 559.9% |
| 09/2025 | 0.72% | 4.72% | 2,409.4 | - | - | - | 1% | 106.1% | 581.6% |
| 08/2025 | 0.72% | 3.97% | 2,409.9 | - | - | - | 1% | 103.9% | 598.2% |
| 07/2025 | 0.23% | 3.23% | 2,416.1 | - | - | - | 1% | 78.5% | 592.3% |
| 06/2025 | 1.36% | 2.99% | 2,442 | - | - | - | 1% | 78% | 592.5% |
| 05/2025 | -0.02% | 1.61% | 2,433.5 | - | - | - | 1% | 74.5% | 636% |
| 04/2025 | 0.52% | 1.63% | 2,466.5 | - | - | - | 1% | 73.8% | 711.4% |
| 03/2025 | -0.06% | 1.1% | 2,471.7 | - | - | - | 1% | 85.8% | 656.1% |
| 02/2025 | 0.88% | 1.16% | 2,496.5 | - | - | - | 1% | 86% | 604.2% |
| 01/2025 | 0.28% | 0.28% | 2,494.3 | - | - | - | 1% | 83.1% | 679.3% |
| 12/2024 | 0.48% | 6.02% | 2,507.8 | - | - | - | 1.29% | 80.9% | 631.4% |
| 11/2024 | 1.19% | 5.51% | 2,527.9 | - | - | - | 1.29% | 83.6% | 674.4% |
| 10/2024 | 0.57% | 4.27% | 2,524 | - | - | - | 1.29% | 84.5% | 649.9% |
| 09/2024 | 0.61% | 3.68% | 2,538.9 | - | - | - | 1.29% | 82.5% | 584.3% |
| 08/2024 | 0.94% | 3.05% | 2,549.8 | - | - | - | 1.29% | 80.1% | 561.5% |
| 07/2024 | 0.99% | 2.09% | 2,558.4 | - | - | - | 1.29% | 26.3% | 690.6% |
| 06/2024 | 0.07% | 1.09% | 2,232.7 | - | - | - | 1.29% | 22.3% | 612.5% |
| 05/2024 | 0.15% | 1.02% | 2,251.4 | - | - | - | 1.29% | 21.2% | 616.4% |
| 04/2024 | -0.19% | 0.87% | 2,276.4 | - | - | - | 1.29% | 21.8% | 607.3% |
| 03/2024 | 0.68% | 1.06% | 2,300 | - | - | - | 1.29% | 23% | 570.3% |
| 02/2024 | 0.25% | 0.38% | 2,302.9 | - | - | - | 1.29% | 22.5% | 584.7% |
| 01/2024 | 0.13% | 0.13% | 2,329.6 | - | - | - | 1.29% | 21.9% | 553.8% |
| 12/2023 | 1.37% | 4.76% | 2,345.7 | - | - | - | 1.03% | 21.9% | 656.3% |
| 11/2023 | 2.53% | 3.35% | 2,349 | - | - | - | 1.03% | 20.6% | 689% |
| 10/2023 | -1.64% | 0.8% | 2,321.6 | - | - | - | 1.03% | 16.1% | 787% |
| 09/2023 | -1% | 2.48% | 2,384 | - | - | - | 1.03% | 14.1% | 729.3% |
| 08/2023 | 0.41% | 3.51% | 2,427.2 | - | - | - | 1.03% | 14.1% | 752.6% |
| 07/2023 | 0.39% | 3.09% | 2,438.5 | - | - | - | 1.03% | 14.2% | 729% |
| 06/2023 | 0.45% | 2.69% | 2,447.6 | - | - | - | 1.03% | 12.5% | 675.5% |
| 05/2023 | 1% | 2.23% | 2,452.5 | - | - | - | 1.03% | 12.4% | 727.2% |
| 04/2023 | 0.49% | 1.22% | 2,441.4 | - | - | - | 1.03% | 11.2% | 706.2% |
| 03/2023 | 0.95% | 0.72% | 2,435 | - | - | - | 1.03% | 10.9% | 710.1% |
| 02/2023 | -1.33% | -0.22% | 2,425.6 | - | - | - | 1.03% | 10.9% | 666.5% |
| 01/2023 | 1.12% | 1.12% | 2,452.7 | - | - | - | 1.03% | 10.7% | 575% |
| 12/2022 | -0.04% | -4.6% | 2,433.5 | - | - | - | 1.04% | 10.6% | 567.6% |
| 11/2022 | 0.76% | -4.56% | 2,431.5 | - | - | - | 1.04% | 10.4% | 618.7% |
| 10/2022 | -0.02% | -5.28% | 2,420.8 | - | - | - | 1.04% | 10.5% | 633.3% |
| 09/2022 | -1.46% | -5.26% | 2,425 | - | - | - | 1.04% | 10.3% | 600.3% |
| 08/2022 | -1.32% | -3.86% | 2,467.9 | - | - | - | 1.04% | 13% | 587.1% |
| 07/2022 | 1.11% | -2.57% | 2,514.4 | - | - | - | 1.04% | 16.9% | 587.2% |
| 06/2022 | 0.32% | -3.64% | 2,494.5 | - | - | - | 1.04% | 13.3% | 619.3% |
| 05/2022 | -1.3% | -3.95% | 2,500.9 | - | - | - | 1.04% | 13.9% | 592.6% |
| 04/2022 | -0.6% | -2.69% | 2,544.7 | - | - | - | 1.04% | 21.1% | 571.1% |
| 03/2022 | -0.1% | -2.1% | 2,579.7 | - | - | - | 1.04% | 20.6% | 485.3% |
| 02/2022 | -0.94% | -2% | 2,591.8 | - | - | - | 1.04% | 21.1% | 401.2% |
| 01/2022 | -1.07% | -1.07% | 2,621.7 | - | - | - | 1.04% | 14.1% | 389.2% |
| 12/2021 | 0.13% | 3.87% | 2,649.7 | - | - | - | 1.06% | 14.5% | 379% |
| 11/2021 | 0.18% | 3.74% | 2,646.6 | - | - | - | 1.06% | 13.7% | 407.7% |
| 10/2021 | 0.22% | 3.55% | 2,650.1 | - | - | - | 1.06% | 13.9% | 421.9% |
| 09/2021 | 0.19% | 3.32% | 2,645.3 | - | - | - | 1.06% | 14.4% | 537.3% |
| 08/2021 | 0.72% | 3.13% | 2,646.1 | - | - | - | 1.06% | 15% | 519.9% |
| 07/2021 | 0.19% | 2.39% | 2,632 | - | - | - | 1.06% | 17.2% | 530.7% |
| 06/2021 | 0.21% | 2.2% | 2,633.2 | - | - | - | 1.06% | 16.5% | 526.2% |
| 05/2021 | 0.76% | 1.98% | 2,642.5 | - | - | - | 1.06% | 8% | 544.7% |
| 04/2021 | 0.39% | 1.21% | 2,623.6 | - | - | - | 1.06% | 8.8% | 536.7% |
| 03/2021 | 0.63% | 0.82% | 2,620.3 | - | - | - | 1.06% | 8.2% | 559.9% |
| 02/2021 | -0.27% | 0.19% | 2,605.6 | - | - | - | 1.06% | 6.6% | 525.3% |
| 01/2021 | 0.46% | 0.46% | 2,619.3 | - | - | - | 1.06% | 4.4% | 510.2% |
| 12/2020 | 0.47% | 1.77% | 2,618 | - | - | - | 1.06% | 3.8% | 456% |
| 11/2020 | 0.94% | 1.29% | 2,616.3 | - | - | - | 1.06% | 3% | 480% |
| 10/2020 | -0.1% | 0.35% | 2,603.9 | - | - | - | 1.06% | 3.1% | 467.7% |
| 09/2020 | -0.7% | 0.45% | 2,615.1 | - | - | - | 1.06% | 3.1% | 456.7% |
| 08/2020 | 0.86% | 1.16% | 2,644 | - | - | - | 1.06% | 3% | 458.9% |
| 07/2020 | 0.77% | 0.3% | 2,624.1 | - | - | - | 1.06% | 2.1% | 452.7% |
| 06/2020 | -0.24% | -0.47% | 2,610.1 | - | - | - | 1.06% | 2.1% | 420.8% |
| 05/2020 | 1.11% | -0.23% | 2,616.2 | - | - | - | 1.06% | 1.8% | 409% |
| 04/2020 | 2.51% | -1.32% | 2,603 | - | - | - | 1.06% | 1.8% | 388.6% |
| 03/2020 | -4.63% | -3.74% | 2,553.3 | - | - | - | 1.06% | 1.8% | 327.6% |
| 02/2020 | 0.54% | 0.93% | 2,650.5 | - | - | - | 1.06% | 1.8% | 293.2% |
| 01/2020 | 0.39% | 0.39% | 2,625.3 | - | - | - | 1.06% | 0.1% | 296.8% |
| 12/2019 | 0.28% | 7.03% | 2,617.2 | - | - | - | 1.08% | 0.1% | 320% |
| 11/2019 | 0.02% | 6.73% | 2,612.1 | - | - | - | 1.08% | 0.1% | 357.9% |
| 10/2019 | 0.54% | 6.71% | 2,619.9 | - | - | - | 1.08% | 0.1% | 350.1% |
| 09/2019 | 0.24% | 6.14% | 2,605.1 | - | - | - | 1.08% | 0.1% | 345.3% |
| 08/2019 | 0.77% | 5.88% | 2,606.1 | - | - | - | 1.08% | 0.1% | 345.3% |
| 07/2019 | 0.96% | 5.07% | 2,593.6 | - | - | - | 1.08% | 0.1% | 362.3% |
| 06/2019 | 0.68% | 4.08% | 2,576.4 | - | - | - | 1.08% | 0.1% | 277% |
| 05/2019 | 0.31% | 3.37% | 2,559.1 | - | - | - | 1.08% | 0.1% | 249.5% |
| 04/2019 | 0.46% | 3.05% | 2,556.4 | - | - | - | 1.08% | 0.1% | 250.4% |
| 03/2019 | 0.84% | 2.58% | 2,540.3 | - | - | - | 1.08% | 0.1% | 249.6% |
| 02/2019 | 0.64% | 1.73% | 2,515.5 | - | - | - | 1.08% | 0.1% | 226.7% |
| 01/2019 | 1.08% | 1.08% | 2,491.8 | - | - | - | 1.08% | 0.1% | 214.2% |
| 12/2018 | -0.13% | -0.61% | 2,450.8 | - | - | - | 1.09% | 0.1% | 221.3% |
| 11/2018 | -0.45% | -0.48% | 2,440.5 | - | - | - | 1.09% | 0.1% | 224.7% |
| 10/2018 | -0.45% | -0.03% | 2,445.4 | - | - | - | 1.09% | 0.1% | 233% |
| 09/2018 | -0.02% | 0.42% | 2,454.9 | - | - | - | 1.09% | 0.1% | 218.3% |
| 08/2018 | 0.29% | 0.44% | 2,447.7 | - | - | - | 1.09% | 0.1% | 208% |
| 07/2018 | 0.21% | 0.15% | 2,437.2 | - | - | - | 1.09% | 0.1% | 211.1% |
| 06/2018 | -0.11% | -0.06% | 2,429.2 | - | - | - | 1.09% | 0.1% | 206.9% |
| 05/2018 | -0.06% | 0.05% | 2,438.3 | - | - | - | 1.09% | 0.1% | 215.9% |
| 04/2018 | 0.01% | 0.11% | 2,444.6 | - | - | - | 1.09% | 0.1% | 214.6% |
| 03/2018 | 0.39% | 0.1% | 2,440.7 | - | - | - | 1.09% | 0.1% | 210.2% |
| 02/2018 | -0.53% | -0.29% | 2,432.4 | - | - | - | 1.09% | 0.1% | 206.5% |
| 01/2018 | 0.24% | 0.24% | 2,445.6 | - | - | - | 1.09% | 0.1% | 197.6% |
| 12/2017 | 0.35% | 3.96% | 2,444.7 | - | - | - | 1.07% | 0.1% | 227.7% |
| 11/2017 | 0.43% | 3.6% | 2,442 | - | - | - | 1.07% | 0.1% | 199.3% |
| 10/2017 | 0.31% | 3.16% | 2,435.5 | - | - | - | 1.07% | 0.1% | 257.7% |
| 09/2017 | -0.15% | 2.84% | 2,430.2 | - | - | - | 1.07% | 0.1% | 263.1% |
| 08/2017 | 0.72% | 2.99% | 2,435.5 | - | - | - | 1.07% | 0.1% | 279% |
| 07/2017 | 0.86% | 2.26% | 2,422.5 | - | - | - | 1.07% | 0.1% | 274.5% |
| 06/2017 | -0.37% | 1.38% | 2,406.1 | - | - | - | 1.07% | 0.1% | 262.5% |
| 05/2017 | 0.62% | 1.76% | 2,416.4 | - | - | - | 1.07% | 0.1% | 265.9% |
| 04/2017 | 0.7% | 1.13% | 2,410.4 | - | - | - | 1.07% | 0.1% | 265.1% |
| 03/2017 | 0.36% | 0.43% | 2,396.7 | - | - | - | 1.07% | 0.1% | 264.6% |
| 02/2017 | -0.06% | 0.07% | 2,402.8 | - | - | - | 1.07% | 0.1% | 253.9% |
| 01/2017 | 0.13% | 0.13% | 2,408.6 | - | - | - | 1.07% | 0.1% | 233.2% |
| 12/2016 | 0.28% | 1.44% | 2,409.9 | - | - | - | 0.96% | 0.1% | 220.8% |
| 11/2016 | -0.92% | 1.15% | 2,407.7 | - | - | - | 0.96% | 0.3% | 214.8% |
| 10/2016 | 0% | 2.09% | 2,430.7 | - | - | - | 0.96% | 0.3% | 160.3% |
| 09/2016 | -0.49% | 2.09% | 2,423.4 | - | - | - | 0.96% | 0.3% | 138.4% |
| 08/2016 | -0.27% | 2.59% | 2,434.9 | - | - | - | 0.96% | 0.3% | 82.1% |
| 07/2016 | 0.51% | 2.87% | 2,444.6 | - | - | - | 0.96% | 0.4% | 87.7% |
| 06/2016 | 0.69% | 2.35% | 2,430 | - | - | - | 0.96% | 0.4% | 61.5% |
| 05/2016 | -0.08% | 1.65% | 2,411.3 | - | - | - | 0.96% | 0.4% | 43.8% |
| 04/2016 | 0.67% | 1.73% | 2,420.7 | - | - | - | 0.96% | 0.4% | 40.3% |
| 03/2016 | -0.05% | 1.05% | 1,989.3 | - | - | - | 0.96% | 0.4% | 30.3% |
| 02/2016 | 0.55% | 1.1% | 1,969.7 | - | - | - | 0.96% | 0.4% | 25.5% |
| 01/2016 | 0.55% | 0.55% | 1,943.6 | - | - | - | 0.96% | 0.4% | 22.1% |
| 12/2015 | -0.11% | 1.2% | 1,903.7 | - | - | - | 1.05% | 0.4% | 22.7% |
| 11/2015 | -0.42% | 1.31% | 1,848.4 | - | - | - | 1.05% | 0.4% | 15% |
| 10/2015 | 0.81% | 1.74% | 1,849 | - | - | - | 1.05% | 0.4% | 25.4% |
| 09/2015 | -0.61% | 0.92% | 1,822.8 | - | - | - | 1.05% | 0.4% | 25.4% |
| 08/2015 | 0.38% | 1.54% | 1,825.9 | - | - | - | 1.05% | 0.4% | 25.7% |
| 07/2015 | 1.03% | 1.16% | 1,816 | - | - | - | 1.05% | 0.5% | 25% |
| 06/2015 | -2.6% | 0.13% | 1,794.3 | - | - | - | 1.05% | 0.6% | 22.4% |
| 05/2015 | -0.64% | 2.8% | 1,820.4 | - | - | - | 1.05% | 0.6% | 22.8% |
| 04/2015 | 0.71% | 3.46% | 1,810.6 | - | - | - | 1.05% | 0.6% | 22.8% |
| 03/2015 | -0.27% | 2.73% | 1,784.7 | - | - | - | 1.05% | 0.5% | 23.6% |
| 02/2015 | 1.13% | 3.01% | 1,775.2 | - | - | - | 1.05% | 0.5% | 30.9% |
| 01/2015 | 1.86% | 1.86% | 1,745 | - | - | - | 1.05% | 0.5% | 30.6% |
| 12/2014 | -1.18% | 4.03% | 1,700.4 | - | - | - | 1.04% | 0.5% | 30.3% |
| 11/2014 | 0.23% | 5.27% | 1,713.3 | - | - | - | 1.04% | 0.4% | 31.7% |
| 10/2014 | 0.43% | 5.03% | 1,690.7 | - | - | - | 1.04% | 0.4% | 31.4% |
| 09/2014 | -0.06% | 4.58% | 1,661.3 | - | - | - | 1.04% | 0.4% | 29.9% |
| 08/2014 | 1.38% | 4.64% | 1,646.4 | - | - | - | 1.04% | 0.4% | 28.7% |
| 07/2014 | 0.14% | 3.22% | 1,601 | - | - | - | 1.04% | 0.4% | 28.2% |
| 06/2014 | -0.28% | 3.07% | 1,578.6 | - | - | - | 1.04% | 0.1% | 33.3% |
| 05/2014 | 0.99% | 3.36% | 1,563.6 | - | - | - | 1.04% | 0.1% | 21.6% |
| 04/2014 | 0.5% | 2.35% | 1,533.2 | - | - | - | 1.04% | 0.1% | 20.7% |
| 03/2014 | 0.57% | 1.84% | 1,515.1 | - | - | - | 1.04% | 0.1% | 21.2% |
| 02/2014 | 0.73% | 1.26% | 1,484.9 | - | - | - | 1.04% | 0.1% | 21.1% |
| 01/2014 | 0.53% | 0.53% | 1,459.6 | - | - | - | 1.04% | 0.1% | 15.4% |
| 12/2013 | -0.53% | 4.85% | 1,448 | - | - | - | 1.01% | 0.1% | 15.3% |
| 11/2013 | 1.06% | 5.41% | 1,446.9 | - | - | - | 1.01% | 0.1% | 8% |
| 10/2013 | 0.79% | 4.31% | 1,423.6 | - | - | - | 1.01% | 0.1% | 9.1% |
| 09/2013 | 1.43% | 3.49% | 1,400.3 | - | - | - | 1.01% | 0.1% | 8.9% |
| 08/2013 | -0.89% | 2.03% | 1,374.3 | - | - | - | 1.01% | 0.1% | 8.9% |
| 07/2013 | 1.12% | 2.95% | 1,378.5 | - | - | - | 1.01% | 0.1% | 8.8% |
| 06/2013 | -0.56% | 1.81% | 1,353.8 | - | - | - | 1.01% | 0.1% | 9% |
| 05/2013 | 0.28% | 2.38% | 1,350.2 | - | - | - | 1.01% | 0.1% | 9.1% |
| 04/2013 | 1.76% | 2.09% | 1,334.8 | - | - | - | 1.01% | 0.2% | 9.2% |
| 03/2013 | 0.24% | 0.33% | 1,300.6 | - | - | - | 1.01% | 0.2% | 9.7% |
| 02/2013 | 0.61% | 0.09% | 1,286.9 | - | - | - | 1.01% | 0.1% | 9.8% |
| 01/2013 | -0.52% | -0.52% | 1,269 | - | - | - | 1.01% | 0.2% | 10.7% |
| 12/2012 | 1.22% | 9.56% | 1,265.6 | - | - | - | 0.99% | 0.2% | 11.6% |
| 11/2012 | 0.61% | 8.24% | 1,233.6 | - | - | - | 0.99% | 0.2% | 10.8% |
| 10/2012 | 1.61% | 7.59% | 1,217.8 | - | - | - | 0.99% | 0.2% | 12.5% |
| 09/2012 | 1.07% | 5.88% | 1,182.4 | - | - | - | 0.99% | 0.2% | 11.7% |
| 08/2012 | -0.19% | 4.76% | 1,162.6 | - | - | - | 0.99% | 0.2% | 11.1% |
| 07/2012 | 2.08% | 4.96% | 1,153.1 | - | - | - | 0.99% | 0.2% | 9.7% |
| 06/2012 | -0.35% | 2.82% | 1,120.2 | - | - | - | 0.99% | 0.3% | 9.3% |
| 05/2012 | 0.07% | 3.18% | 1,117.6 | - | - | - | 0.99% | 0.3% | 8.9% |
| 04/2012 | 1.18% | 3.11% | 1,106.1 | - | - | - | 0.99% | 0.3% | 9.4% |
| 03/2012 | 0.24% | 1.91% | 1,084.8 | - | - | - | 0.99% | 0.3% | 9% |
| 02/2012 | 0.31% | 1.66% | 1,074.4 | - | - | - | 0.99% | 0.3% | 11.4% |
| 01/2012 | 1.35% | 1.35% | 1,064.9 | - | - | - | 0.99% | 0.3% | 14.1% |
| 12/2011 | 1.07% | 3.47% | 1,040.9 | - | - | - | 0.96% | 0.3% | 13.6% |
| 11/2011 | -0.82% | 2.38% | 1,018.3 | - | - | - | 0.96% | 0.3% | 13.4% |
| 10/2011 | 1.11% | 3.22% | 1,015.7 | - | - | - | 0.96% | 0.3% | 13.7% |
| 09/2011 | 0.15% | 2.09% | 997.3 | - | - | - | 0.96% | 0.2% | 12.9% |
| 08/2011 | 0.46% | 1.94% | 988.9 | - | - | - | 0.96% | 0.2% | 13.5% |
| 07/2011 | 0.75% | 1.47% | 978.3 | - | - | - | 0.96% | 0.2% | 19.9% |
| 06/2011 | -0.06% | 0.71% | 961 | - | - | - | 0.96% | 0.2% | 16.8% |
| 05/2011 | 0.65% | 0.77% | 952.4 | - | - | - | 0.96% | 0.2% | 16.9% |
| 04/2011 | 0.12% | 0.12% | 935.6 | - | - | - | 0.96% | 0.2% | 17.1% |
| 03/2011 | -0.92% | 0% | 929.5 | - | - | - | 0.96% | 0.2% | 16.9% |
| 02/2011 | 0.4% | 0.93% | 929.4 | - | - | - | 0.96% | 0.2% | 17.5% |
| 01/2011 | 0.53% | 0.53% | 915.1 | - | - | - | 0.96% | 0.2% | 17.8% |
| 12/2010 | -0.96% | 8.82% | 902.8 | - | - | - | 0.94% | 0.2% | 17.2% |
| 11/2010 | -0.71% | 9.87% | 900.6 | - | - | - | 0.94% | 0.2% | 17.2% |
| 10/2010 | 2.02% | 10.66% | 897.8 | - | - | - | 0.94% | 0.2% | 17.7% |
| 09/2010 | -0.54% | 8.47% | 868.6 | - | - | - | 0.94% | 0% | 17.7% |
| 08/2010 | 1.69% | 9.06% | 861 | - | - | - | 0.94% | 0% | 17.7% |
| 07/2010 | 0.98% | 7.25% | 835.1 | - | - | - | 0.94% | 0% | 19.4% |
| 06/2010 | 1.74% | 6.2% | 816.8 | - | - | - | 0.94% | 0.2% | 18.9% |
| 05/2010 | 0.99% | 4.39% | 791.7 | - | - | - | 0.94% | 0.6% | 18.7% |
| 04/2010 | 0.11% | 3.36% | 777.3 | - | - | - | 0.94% | 0% | 20.2% |
| 03/2010 | 0.7% | 3.25% | 761.3 | - | - | - | 0.94% | 0% | 21% |
| 02/2010 | 0.78% | 2.53% | 751 | - | - | - | 0.94% | 0% | 22.2% |
| 01/2010 | 1.74% | 1.74% | 736.4 | - | - | - | 0.94% | 0% | 22.6% |
| 12/2009 | -1.38% | 18.73% | 713.4 | - | - | - | 0.88% | - | - |
| 11/2009 | 1.4% | 20.39% | 708.1 | - | - | - | 0.88% | - | - |
| 10/2009 | 1.27% | 18.73% | 688.9 | - | - | - | 0.88% | - | - |
| 09/2009 | 1.52% | 17.24% | 672.2 | - | - | - | 0.88% | - | - |
| 08/2009 | 1.25% | 15.49% | 649.8 | - | - | - | 0.88% | - | - |
| 07/2009 | 1.33% | 14.06% | 628.5 | - | - | - | 0.88% | - | - |
| 06/2009 | 3.42% | 12.56% | 610.3 | - | - | - | 0.88% | - | - |
| 05/2009 | -1.16% | 8.84% | 583.8 | - | - | - | 0.88% | - | - |
| 04/2009 | 1.41% | 10.12% | 568 | - | - | - | 0.88% | - | - |
| 03/2009 | 3.04% | 8.59% | 558.9 | - | - | - | 0.88% | - | - |
| 02/2009 | 1.4% | 5.39% | 532.8 | - | - | - | 0.88% | - | - |
| 01/2009 | 3.93% | 3.93% | 515.9 | - | - | - | 0.88% | - | - |
| 12/2008 | 3.33% | 3.08% | 489.2 | - | - | - | 0.89% | - | - |
| 11/2008 | 0.99% | -0.24% | 463.7 | - | - | - | 0.89% | - | - |
| 10/2008 | -4.33% | -1.22% | 458.7 | - | - | - | 0.89% | - | - |
| 09/2008 | -2.91% | 3.25% | 473.4 | - | - | - | 0.89% | - | - |
| 08/2008 | 0.75% | 6.35% | 477.4 | - | - | - | 0.89% | - | - |
| 07/2008 | -0.28% | 5.55% | 464.6 | - | - | - | 0.89% | - | - |
| 06/2008 | 1.23% | 5.85% | 454.7 | - | - | - | 0.89% | - | - |
| 05/2008 | 1.1% | 4.56% | 439.8 | - | - | - | 0.89% | - | - |
| 04/2008 | 0.95% | 3.43% | 424.2 | - | - | - | 0.89% | - | - |
| 03/2008 | -0.06% | 2.45% | 412 | - | - | - | 0.89% | - | - |
| 02/2008 | 1.61% | 2.51% | 403 | - | - | - | 0.89% | - | - |
| 01/2008 | 0.89% | 0.89% | 391.1 | - | - | - | 0.89% | - | - |
| 12/2007 | -0.14% | 5.81% | 381.8 | - | - | - | 1% | - | - |
| 11/2007 | 0.17% | 5.96% | 372.9 | - | - | - | 1% | - | - |
| 10/2007 | 1.3% | 5.78% | 367.8 | - | - | - | 1% | - | - |
| 09/2007 | 0.75% | 4.42% | 357.2 | - | - | - | 1% | - | - |
| 08/2007 | -1.04% | 3.65% | 348.7 | - | - | - | 1% | - | - |
| 07/2007 | -0.78% | 4.74% | 346.6 | - | - | - | 1% | - | - |
| 06/2007 | -0.04% | 5.56% | 342.4 | - | - | - | 1% | - | - |
| 05/2007 | 1.78% | 5.6% | 337.8 | - | - | - | 1% | - | - |
| 04/2007 | 1.56% | 3.75% | 325.6 | - | - | - | 1% | - | - |
| 03/2007 | -0.1% | 2.16% | 316.8 | - | - | - | 1% | - | - |
| 02/2007 | 0.99% | 2.26% | 312.5 | - | - | - | 1% | - | - |
| 01/2007 | 1.26% | 1.26% | 306.1 | - | - | - | 1% | - | - |
| 12/2006 | 0.26% | 5.52% | 296.4 | - | - | - | 0.83% | - | - |
| 11/2006 | 0.63% | 5.25% | 289.2 | - | - | - | 0.83% | - | - |
| 10/2006 | 0.96% | 4.59% | 256.4 | - | - | - | 0.83% | - | - |
| 09/2006 | 0.2% | 3.59% | 249.4 | - | - | - | 0.83% | - | - |
| 08/2006 | 0.56% | 3.39% | 245.8 | - | - | - | 0.83% | - | - |
| 07/2006 | 0.48% | 2.81% | 238.9 | - | - | - | 0.83% | - | - |
| 06/2006 | -0.15% | 2.32% | 233.3 | - | - | - | 0.83% | - | - |
| 05/2006 | 0.71% | 2.47% | 228.7 | - | - | - | 0.83% | - | - |
| 04/2006 | 0.57% | 1.75% | 223.1 | - | - | - | 0.83% | - | - |
| 03/2006 | 0.33% | 1.17% | 218.4 | - | - | - | 0.83% | - | - |
| 02/2006 | 0.15% | 0.84% | 213.8 | - | - | - | 0.83% | - | - |
| 01/2006 | 0.69% | 0.69% | 210.2 | - | - | - | 0.83% | - | - |
| 12/2005 | -0.1% | 8.38% | 232 | - | - | - | 1% | - | - |
| 11/2005 | -0.3% | 8.49% | 227.9 | - | - | - | 1% | - | - |
| 10/2005 | 0.03% | 8.81% | 226.3 | - | - | - | 1% | - | - |
| 09/2005 | 1.2% | 8.78% | 222.8 | - | - | - | 1% | - | - |
| 08/2005 | 1.3% | 7.49% | 215.9 | - | - | - | 1% | - | - |
| 07/2005 | 0.97% | 6.11% | 208.7 | - | - | - | 1% | - | - |
| 06/2005 | 0.37% | 5.09% | 199.8 | - | - | - | 1% | - | - |
| 05/2005 | 1.05% | 4.7% | 195 | - | - | - | 1% | - | - |
| 04/2005 | 1.28% | 3.62% | 191.5 | - | - | - | 1% | - | - |
| 03/2005 | 0.27% | 2.31% | 186.4 | - | - | - | 1% | - | - |
| 02/2005 | 0.91% | 2.03% | 182.4 | - | - | - | 1% | - | - |
| 01/2005 | 1.11% | 1.11% | 177.6 | - | - | - | 1% | - | - |
| 12/2004 | 0.92% | 6.28% | 172.7 | - | - | - | 0.8% | - | - |
| 11/2004 | 0.39% | 5.32% | 166.5 | - | - | - | 0.8% | - | - |
| 10/2004 | 0.39% | 4.91% | 162.5 | - | - | - | 0.8% | - | - |
| 09/2004 | 0.79% | 4.5% | 159.3 | - | - | - | 0.8% | - | - |
| 08/2004 | 0.75% | 3.68% | 155.5 | - | - | - | 0.8% | - | - |
| 07/2004 | 0.2% | 2.91% | 150.8 | - | - | - | 0.8% | - | - |
| 06/2004 | 0.71% | 2.7% | 148.6 | - | - | - | 0.8% | - | - |
| 05/2004 | 0.99% | 1.98% | 143.8 | - | - | - | 0.8% | - | - |
| 04/2004 | 0.06% | 0.98% | 139.7 | - | - | - | 0.8% | - | - |
| 03/2004 | 1.02% | 0.92% | 138.3 | - | - | - | 0.8% | - | - |
| 02/2004 | -0.21% | -0.1% | 134 | - | - | - | 0.8% | - | - |
| 01/2004 | 0.11% | 0.11% | 133.1 | - | - | - | 0.8% | - | - |
| 12/2003 | 0.74% | 13.5% | 130.2 | - | - | - | 0.8% | - | - |
| 11/2003 | 0.94% | 12.66% | 126.4 | - | - | - | 0.8% | - | - |
| 10/2003 | 1.08% | 11.61% | 121.6 | - | - | - | 0.8% | - | - |
| 09/2003 | 1.41% | 10.42% | 116.4 | - | - | - | 0.8% | - | - |
| 08/2003 | 0.56% | 8.89% | 113 | - | - | - | 0.8% | - | - |
| 07/2003 | -0.21% | 8.28% | 108.2 | - | - | - | 0.8% | - | - |
| 06/2003 | 2.12% | 8.51% | 105.5 | - | - | - | 0.8% | - | - |
| 05/2003 | 1.44% | 6.26% | 100.4 | - | - | - | 0.8% | - | - |
| 04/2003 | 1.89% | 4.75% | 93.4 | - | - | - | 0.8% | - | - |
| 03/2003 | 1.26% | 2.8% | 89.5 | - | - | - | 0.8% | - | - |
| 02/2003 | 1.05% | 1.52% | 86.5 | - | - | - | 0.8% | - | - |
| 01/2003 | 0.47% | 0.47% | 84.7 | - | - | - | 0.8% | - | - |
| 12/2002 | 0.05% | -0.97% | 83 | - | - | - | - | - | - |
| 11/2002 | 2.65% | -1.02% | 79.9 | - | - | - | - | - | - |
| 10/2002 | 0.04% | -3.58% | 75.4 | - | - | - | - | - | - |
| 09/2002 | -2.11% | -3.61% | 78.1 | - | - | - | - | - | - |
| 08/2002 | -0.3% | -1.54% | 78.2 | - | - | - | - | - | - |
| 07/2002 | 1.23% | -1.24% | 78 | - | - | - | - | - | - |
| 06/2002 | -1.03% | -2.44% | 73.4 | - | - | - | - | - | - |
| 05/2002 | 0.55% | -1.43% | 77.4 | - | - | - | - | - | - |
| 04/2002 | -1.44% | -1.96% | 71.8 | - | - | - | - | - | - |
| 03/2002 | -2.77% | -0.53% | 72 | - | - | - | - | - | - |
| 02/2002 | -0.89% | 2.3% | 70.9 | - | - | - | - | - | - |
| 01/2002 | 3.22% | 3.22% | 46.5 | - | - | - | - | - | - |
| 12/2001 | 4.52% | 15.81% | 36.9 | - | - | - | - | - | - |
| 11/2001 | 0.65% | 10.8% | 30.6 | - | - | - | - | - | - |
| 10/2001 | -0.28% | 10.08% | 31.1 | - | - | - | - | - | - |
| 09/2001 | 0.61% | 10.39% | 28.8 | - | - | - | - | - | - |
| 08/2001 | 0.14% | 9.72% | 28 | - | - | - | - | - | - |
| 07/2001 | 0.25% | 9.57% | 29.8 | - | - | - | - | - | - |
| 06/2001 | 1.56% | 9.3% | 25.9 | - | - | - | - | - | - |
| 05/2001 | 1.53% | 7.62% | 22.5 | - | - | - | - | - | - |
| 04/2001 | 2.16% | 6% | 18.8 | - | - | - | - | - | - |
| 03/2001 | 1.5% | 3.75% | 13.6 | - | - | - | - | - | - |
| 02/2001 | 0.84% | 2.22% | 9.4 | - | - | - | - | - | - |
| 01/2001 | 1.37% | 1.37% | 7 | - | - | - | - | - | - |
| 12/2000 | 0.7% | 12.23% | 3.2 | - | - | - | - | - | - |
| 11/2000 | 0.91% | 11.45% | 2.4 | - | - | - | - | - | - |
| 10/2000 | 1.07% | 10.44% | 1.3 | - | - | - | - | - | - |
| 09/2000 | 0.98% | 9.27% | 1.2 | - | - | - | - | - | - |
| 08/2000 | 0.72% | 8.21% | 1.1 | - | - | - | - | - | - |
| 07/2000 | 0.59% | 7.44% | 1.8 | - | - | - | - | - | - |
| 06/2000 | 0.62% | 6.81% | 0.7 | - | - | - | - | - | - |
| 05/2000 | 1.26% | 6.15% | 0.6 | - | - | - | - | - | - |
| 04/2000 | 0.8% | 4.83% | 0.6 | - | - | - | - | - | - |
| 03/2000 | 2.24% | 4% | 0.1 | - | - | - | - | - | - |
| 02/2000 | 1.74% | 1.72% | 0.1 | - | - | - | - | - | - |
| 01/2000 | -0.02% | -0.02% | 0.1 | - | - | - | - | - | - |
| 12/1999 | 1.72% | - | 0 | - | - | - | - | - | - |
| 11/1999 | 1.45% | - | 0 | - | - | - | - | - | - |
| 10/1999 | 0.74% | - | 0 | - | - | - | - | - | - |
| 09/1999 | 5.81% | - | 0 | - | - | - | - | - | - |
סכומים במיליוני ש"ח. כל שורה נושאת מזהה שורה במאגר (data-src).
שאלות נפוצות
מה התשואה של כלל-אשראי ואג"ח?
ב-07/2026: -0.05% לחודש, 2.94% מתחילת השנה, 17.99% ל-3 שנים ו-17.72% ל-5 שנים (מצטבר), לפי דיווח הגוף המנהל לרשות שוק ההון.
מה דמי הניהול בכלל-אשראי ואג"ח?
0.95% לשנה מהצבירה בממוצע ו-2.59% מההפקדות. דמי הניהול בפועל של חוסך ספציפי עשויים להיות שונים.
האם כלל-אשראי ואג"ח מומלצת?
האתר אינו ממליץ על קרנות. הדירוגים כאן הם לפי נתון בודד שבחרת. ייעוץ פנסיוני ניתן רק על ידי בעל רישיון.
קישורים
בדיקת פנסיה
בדיקת פנסיה חינם אצל בעל רישיון פנסיוני. האתר אינו מייעץ - הפנייה עוברת לבעל מקצוע מורשה בלבד.
בעל רישיון בלבדללא עלות וללא התחייבותהפרטים נמחקים בתוך 90 יום
מקור הנתונים ורישיון
מקור הנתונים: נתוני הביטוח נט לשנת 1999-2022, רשות שוק ההון, ביטוח וחיסכון, data.gov.il, רישיון data.gov.il (רישיון הפורטל). נמשך ב-2026-09-12 · נתוני הביטוח נט לשנת 2023, רשות שוק ההון, ביטוח וחיסכון, data.gov.il, רישיון data.gov.il (רישיון הפורטל). נמשך ב-2026-09-12 · נתוני הביטוח נט לשנים 2024-היום, רשות שוק ההון, ביטוח וחיסכון, data.gov.il, רישיון data.gov.il (רישיון הפורטל). נמשך ב-2026-09-12.
שטר הוא אתר פרטי, לא רשמי. הנתונים מוצגים כמות שהם; במקרה של סתירה, רק הפרסום הרשמי ייחשב כנכון. מצאת טעות? בקשת תיקון.