מיטב השתלמות אשראי ואג"ח: תשואה, דמי ניהול וסיכון
מיטב השתלמות אשראי ואג"ח מנוהלת על ידי מיטב גמל ופנסיה בע"מ, בסיווג קרנות השתלמות, פעילה מ-2007; 228 חודשי דיווח מ-08/2007 עד 07/2026.
תשואה 07/2026
-0.05%
מתחילת השנה
2.48%
3 שנים מצטבר
18.8%
5 שנים מצטבר
23.68%
דמי ניהול מצבירה
0.59%
לשנה
נכסים
1,071
מיליון ש"ח
המידע והחישוב להמחשה בלבד ואינם ייעוץ פיננסי, פנסיוני, מס או משפטי. לפני החלטה פנה לבעל רישיון.
עובדות מחושבות
- נכסים מנוהלים ב-07/2026: 1,071 מיליון ש"ח, מקום 64 מתוך 234 בקטגוריה.
- תשואה מצטברת ל-5 שנים: 23.68%, מקום 95 מתוך 152 בקטגוריה; ל-3 שנים: 18.8% (מקום 111 מתוך 164).
- 10,000 ש"ח שהופקדו לפני 5 שנים (08/2021) שווים היום 12,368 ש"ח לפי התשואות החודשיות המדווחות; לפני 10 שנים: 14,427 ש"ח.
- דמי ניהול ממוצעים מהצבירה: 0.59% לשנה (מקום 153 מתוך 223 בקטגוריה, מהנמוך לגבוה). על 100,000 ש"ח ל-20 שנה, בהנחת תשואה אפס, דמי ניהול כאלה מצטברים ל-11,161 ש"ח.
- הירידה המרבית מהשיא (drawdown) לאורך ההיסטוריה: -5.2% בין 06/2008 ל-10/2008.
- סטיית תקן: 2.09; מדד שארפ: 0.68 (מקום 86 מתוך 152); חשיפה למניות 45.1%, לחו"ל 254.3%, למט"ח 81.1%.
תשואה שנתית (12 חודשים מלאים)
| שנה | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| תשואה | 3.12% | 11.1% | 7.04% | 3.77% | 7.86% | 4.69% | 4.84% | 0.64% | 2.06% | 3.7% | 0.09% | 7.07% | 1.86% | 6.28% | -1.43% | 5.28% | 6.27% | 6.8% |
כל שנה קישור לעמוד עם 12 החודשים המלאים; שנים חלקיות אינן מוצגות. דירוג הקטגוריה לשנת 2025.
דירוג בקטגוריה קרנות השתלמות (07/2026)
דירוג לפי הנתון בלבד, מתוך 234 קרנות שדיווחו לתקופה. אינו המלצה ואינו דירוג איכות.
| נתון | ערך | מקום |
|---|---|---|
| נכסים (מיליון ש"ח) | 1,071 | 64 / 234 |
| דמי ניהול מצבירה (נמוך = 1) | 0.59% | 153 / 223 |
| תשואה מתחילת השנה | 2.48% | 178 / 231 |
| תשואה 3 שנים | 18.8% | 111 / 164 |
| תשואה 5 שנים | 23.68% | 95 / 152 |
| מדד שארפ | 0.68 | 86 / 152 |
קרנות דומות בקטגוריה (לפי היקף נכסים)
- מנורה מבטחים השתלמות עוקב מדדים גמיש 1,046 מ' ש"ח
- אלטשולר שחם השתלמות עוקב S&P 500 1,031 מ' ש"ח
- מינהל - קרן ההשתלמות לפקידים עובדי המינהל והשרותים - מסלול כללי 1,134 מ' ש"ח
- מיטב השתלמות עוקב מדדים גמיש 986 מ' ש"ח
- מור קרן השתלמות לשכירים ולעצמאים מתמחים באפיקי השקעה סחירים משולב סחיר 1,160 מ' ש"ח
נתונים חודשיים מלאים
| תקופה | תשואה | מתחילת שנה | נכסים | הפקדות | משיכות | העברות נטו | דמי ניהול | מניות | חו"ל |
|---|---|---|---|---|---|---|---|---|---|
| 07/2026 | -0.05% | 2.48% | 1,070.7 | 2.7 | 3.6 | 11.8 | 0.59% | 45.1% | 254.3% |
| 06/2026 | 0.71% | 2.53% | 1,060.9 | 9.8 | 2.5 | 20 | 0.59% | 44.5% | 234.6% |
| 05/2026 | 0.79% | 1.81% | 1,026.9 | 2.8 | 3 | 10.1 | 0.59% | 45.8% | 220.6% |
| 04/2026 | 0.83% | 1.01% | 1,009.5 | 3 | 2 | -2.1 | 0.59% | 41.3% | 221.7% |
| 03/2026 | -0.61% | 0.18% | 1,002.8 | 4.4 | 2.7 | 27.6 | 0.59% | 42.8% | 224.2% |
| 02/2026 | 0.31% | 0.79% | 979.9 | 2.6 | 2.4 | 34.5 | 0.59% | 38.5% | 199.2% |
| 01/2026 | 0.48% | 0.48% | 942.9 | 2.8 | 1.4 | 23.7 | 0.59% | 36.4% | 173.2% |
| 12/2025 | 0.47% | 6.8% | 913.9 | 5.1 | 2.5 | 20.6 | 0.56% | 34% | 175.5% |
| 11/2025 | 0.52% | 6.3% | 886.9 | 3 | 1.7 | 10.2 | 0.56% | 29.6% | 172.7% |
| 10/2025 | 0.75% | 5.75% | 871.4 | 2 | 1 | 4.6 | 0.56% | 28% | 176.4% |
| 09/2025 | 0.75% | 4.96% | 859.8 | 2.2 | 5.1 | 8.3 | 0.56% | 26.5% | 184.4% |
| 08/2025 | 0.97% | 4.18% | 848.5 | 2.3 | 1.4 | 7.2 | 0.56% | 26.3% | 190.8% |
| 07/2025 | 0.35% | 3.18% | 832.8 | 2.6 | 3.2 | -1.2 | 0.56% | 23.7% | 188.3% |
| 06/2025 | 1.29% | 2.82% | 832.1 | 2.8 | 3.7 | 2 | 0.56% | 27% | 197.6% |
| 05/2025 | -0.1% | 1.51% | 820.8 | 2.4 | 4.7 | 5.8 | 0.56% | 22.7% | 191.8% |
| 04/2025 | 0.5% | 1.61% | 818.7 | 2.4 | 2.1 | 7.1 | 0.56% | 24.5% | 185.7% |
| 03/2025 | 0.18% | 1.1% | 807.6 | 2.4 | 2 | 12.4 | 0.56% | 24.6% | 190.2% |
| 02/2025 | 0.61% | 0.92% | 793.8 | 2.2 | 2.7 | 19.1 | 0.56% | 21% | 175.3% |
| 01/2025 | 0.31% | 0.31% | 770.8 | 3.1 | 2.6 | 5.1 | 0.56% | 7.9% | 176.2% |
| 12/2024 | 0.61% | 6.27% | 763.3 | 4.3 | 4.8 | -4.6 | 0.55% | 6.2% | 170.2% |
| 11/2024 | 1.08% | 5.63% | 764.1 | 2.6 | 2.5 | -2.8 | 0.55% | 4.1% | 170.1% |
| 10/2024 | 0.02% | 4.5% | 759.1 | 2.4 | 3.7 | -5.1 | 0.55% | 0.4% | 165.6% |
| 09/2024 | 0.77% | 4.48% | 765.6 | 2.8 | 4.6 | -6.7 | 0.55% | 0% | 150.1% |
| 08/2024 | 0.92% | 3.68% | 768.6 | 2.5 | 5.3 | -1.8 | 0.55% | 0% | 153.8% |
| 07/2024 | 1.11% | 2.74% | 766.6 | 5 | 3.5 | -2.8 | 0.55% | 0% | 169.9% |
| 06/2024 | 0.43% | 1.61% | 589.8 | 2.1 | 2.9 | 5.2 | 0.55% | 0% | 138.1% |
| 05/2024 | 0.24% | 1.17% | 583.1 | 1.9 | 2.4 | -15.4 | 0.55% | 0% | 145% |
| 04/2024 | -0.33% | 0.93% | 597.7 | 1.9 | 0.9 | 13.4 | 0.55% | 0% | 145.8% |
| 03/2024 | 0.78% | 1.26% | 585.6 | 1.9 | 2.1 | -0.9 | 0.55% | 0% | 145.2% |
| 02/2024 | 0.08% | 0.48% | 582.5 | 2 | 2.6 | 1.2 | 0.55% | 0% | 136.3% |
| 01/2024 | 0.4% | 0.4% | 581.7 | 1.7 | 1.7 | 6.4 | 0.55% | 0% | 138% |
| 12/2023 | 1.12% | 5.28% | 573.2 | 3.5 | 3.1 | 0.4 | 0.55% | 0% | 141% |
| 11/2023 | 1.76% | 4.12% | 566.4 | 2.1 | 2.8 | 6.1 | 0.55% | 0% | 147.8% |
| 10/2023 | -0.73% | 2.32% | 551.6 | 1.9 | 3.2 | 13.6 | 0.55% | 0% | 160.1% |
| 09/2023 | -0.6% | 3.07% | 543.5 | 1.9 | 3.2 | 1.1 | 0.55% | 0% | 146.7% |
| 08/2023 | 0.6% | 3.69% | 547.2 | 2 | 6.7 | 5.1 | 0.55% | 0% | 144.7% |
| 07/2023 | 0.5% | 3.07% | 543.9 | 2.3 | 3.1 | 3.1 | 0.55% | 0% | 134.1% |
| 06/2023 | 0.31% | 2.56% | 539.2 | 2.1 | 4.7 | 2.1 | 0.55% | 0% | 125.3% |
| 05/2023 | 1.02% | 2.24% | 538.3 | 2.1 | 4 | 3.4 | 0.55% | 0% | 101.1% |
| 04/2023 | 0.71% | 1.21% | 531.7 | 2.1 | 5.2 | 0.6 | 0.55% | 0% | 94.6% |
| 03/2023 | 0.68% | 0.5% | 530.4 | 2 | 3.8 | 6.5 | 0.55% | 0% | 93.7% |
| 02/2023 | -1.18% | -0.18% | 522.5 | 1.8 | 8.5 | 15.6 | 0.55% | 0% | 95.9% |
| 01/2023 | 1.01% | 1.01% | 520 | 1.7 | 3.7 | 8 | 0.55% | 0% | 81.3% |
| 12/2022 | -0.2% | -1.43% | 509 | 3.5 | 5.1 | 4.7 | 0.56% | 0% | 83.3% |
| 11/2022 | 0.58% | -1.23% | 507.2 | 2.5 | 2.4 | 2.2 | 0.56% | 0% | 89.3% |
| 10/2022 | 0.26% | -1.8% | 502.3 | 1.8 | 2.1 | 4.5 | 0.56% | 0% | 84.9% |
| 09/2022 | -0.82% | -2.06% | 497 | 1.8 | 3.4 | 1.3 | 0.56% | 0% | 80.2% |
| 08/2022 | -0.48% | -1.25% | 501.6 | 1.8 | 3 | -2.7 | 0.56% | 0.1% | 74.2% |
| 07/2022 | 0.73% | -0.77% | 508.2 | 2.5 | 4 | 2.9 | 0.56% | 0.1% | 74.2% |
| 06/2022 | 0.31% | -1.49% | 503.4 | 1.9 | 3.6 | 5 | 0.56% | 0.1% | 82.6% |
| 05/2022 | -1.26% | -1.8% | 498.8 | 1.7 | 2.6 | 13 | 0.56% | 0.1% | 79.8% |
| 04/2022 | -0.23% | -0.54% | 493.1 | 1.7 | 2.3 | 0.1 | 0.56% | 0.3% | 79.5% |
| 03/2022 | 0.47% | -0.31% | 495 | 1.8 | 2.1 | -0.3 | 0.56% | -0.3% | 74.8% |
| 02/2022 | -0.15% | -0.78% | 493.5 | 1.9 | 2.9 | 5.3 | 0.56% | 0.3% | 71.3% |
| 01/2022 | -0.63% | -0.63% | 490.1 | 1.6 | 1.8 | 1.9 | 0.56% | 0.3% | 70.1% |
| 12/2021 | 0.14% | 6.28% | 491.7 | 3.4 | 1.8 | 0.3 | 0.58% | 0.4% | 67.7% |
| 11/2021 | 0.57% | 6.13% | 489.3 | 1.9 | 1.5 | -1.1 | 0.58% | 0.4% | 69.9% |
| 10/2021 | 0.62% | 5.53% | 487.5 | 1.8 | 2.2 | -0.5 | 0.58% | 0.3% | 68.7% |
| 09/2021 | 0.23% | 4.88% | 485.6 | 1.6 | 1.3 | 0.8 | 0.58% | 0.3% | 73.7% |
| 08/2021 | 0.89% | 4.64% | 483.6 | 1.8 | 1.2 | -2.3 | 0.58% | 0.4% | 71.3% |
| 07/2021 | 0.34% | 3.72% | 481.3 | 1.9 | 1.3 | -3.4 | 0.58% | 1.6% | 70.2% |
| 06/2021 | 0.51% | 3.36% | 482.7 | 1.8 | 2.1 | -8.6 | 0.58% | 1.7% | 78.1% |
| 05/2021 | 0.75% | 2.84% | 489.3 | 2.1 | 2 | -9.1 | 0.58% | 1.3% | 78.8% |
| 04/2021 | 0.41% | 2.07% | 494.8 | 1.7 | 1.4 | -5.1 | 0.58% | 1% | 88.9% |
| 03/2021 | 0.94% | 1.66% | 497.8 | 2.1 | 3.3 | -0.6 | 0.58% | 0.7% | 89.2% |
| 02/2021 | 0.02% | 0.71% | 495.2 | 1.8 | 1.4 | -0.8 | 0.58% | 0.6% | 86.1% |
| 01/2021 | 0.69% | 0.69% | 495.6 | 2.3 | 2.3 | -6.4 | 0.58% | 0.3% | 87.3% |
| 12/2020 | 0.47% | 1.86% | 498.9 | 3.4 | 2.3 | -13 | 0.61% | 0.1% | 84.1% |
| 11/2020 | 1.12% | 1.39% | 508.7 | 2.5 | 2.2 | -1.1 | 0.61% | 0% | 87.6% |
| 10/2020 | 0.17% | 0.26% | 504.2 | 1.9 | 3.4 | -4.8 | 0.61% | 0% | 89.8% |
| 09/2020 | -0.52% | 0.09% | 509.9 | 2.1 | 1.8 | -5.9 | 0.61% | 0% | 92.2% |
| 08/2020 | 1.1% | 0.62% | 518.4 | 2.1 | 3 | -0.6 | 0.61% | 0% | 96.5% |
| 07/2020 | 0.65% | -0.48% | 514.5 | 2.2 | 2.8 | 4.4 | 0.61% | 0% | 93.6% |
| 06/2020 | -0.58% | -1.12% | 507.6 | 2.1 | 2.1 | -10.7 | 0.61% | 0% | 94.9% |
| 05/2020 | 0.72% | -0.54% | 521.6 | 2.3 | 0.9 | -3 | 0.61% | 0% | 93.9% |
| 04/2020 | 2.16% | -1.25% | 519.8 | 2.1 | 1.3 | -4.2 | 0.61% | 0% | 94.8% |
| 03/2020 | -4.12% | -3.34% | 512.4 | 2.3 | 4.6 | 18.5 | 0.61% | 0% | 94.9% |
| 02/2020 | 0.43% | 0.81% | 517.7 | 2 | 1.3 | 2.2 | 0.61% | 0% | 107.2% |
| 01/2020 | 0.38% | 0.38% | 512.9 | 2.2 | 0.6 | -10.3 | 0.61% | 0% | 105.4% |
| 12/2019 | 0.56% | 7.07% | 519.9 | 4.6 | 1.5 | -8.2 | 0.64% | 0% | 104.3% |
| 11/2019 | 0.14% | 6.47% | 522.4 | 2.5 | 1.7 | -3.1 | 0.64% | 0% | 102.7% |
| 10/2019 | 0.47% | 6.32% | 524.1 | 2.1 | 2.1 | -3.1 | 0.64% | 0% | 99.5% |
| 09/2019 | 0.37% | 5.82% | 525.1 | 2.1 | 2.5 | -4.2 | 0.64% | 0% | 98.8% |
| 08/2019 | 0.64% | 5.43% | 527.9 | 2.4 | 2.8 | -0.6 | 0.64% | 0% | 96.5% |
| 07/2019 | 0.69% | 4.76% | 525.9 | 2.4 | 3.6 | -5.9 | 0.64% | 0% | 96.5% |
| 06/2019 | 0.76% | 4.04% | 529.5 | 2.3 | 2.8 | -5.8 | 0.64% | 0% | 92.2% |
| 05/2019 | 0.23% | 3.26% | 532.2 | 2.5 | 4 | -6 | 0.64% | 0% | 93.1% |
| 04/2019 | 0.52% | 3.02% | 538.7 | 2.3 | 3 | -6.7 | 0.64% | 0% | 90.7% |
| 03/2019 | 0.93% | 2.49% | 543.6 | 2.4 | 2.3 | -5.9 | 0.64% | 0% | 88.4% |
| 02/2019 | 0.6% | 1.55% | 544.6 | 2.4 | 3.2 | -4 | 0.64% | 0% | 96.1% |
| 01/2019 | 0.94% | 0.94% | 546.5 | 2.5 | 3.2 | -2.9 | 0.64% | 0% | 98.7% |
| 12/2018 | -0.19% | 0.09% | 545.3 | 4.5 | 3 | 0.6 | 0.66% | 0% | 98.1% |
| 11/2018 | -0.17% | 0.28% | 544.5 | 2.7 | 2.6 | -3.8 | 0.66% | 0% | 81.3% |
| 10/2018 | -0.24% | 0.45% | 549.4 | 3 | 2.2 | -4 | 0.66% | 0.1% | 69.9% |
| 09/2018 | 0.04% | 0.69% | 554.3 | 2.7 | 1.7 | -3.6 | 0.66% | 0.1% | 66.9% |
| 08/2018 | 0.13% | 0.65% | 557 | 2.7 | 5 | -6.5 | 0.66% | 0.1% | 64.4% |
| 07/2018 | 0.36% | 0.52% | 565.3 | 3.3 | 3.7 | -7.2 | 0.66% | 0.1% | 54.9% |
| 06/2018 | 0.05% | 0.16% | 571.3 | 2.6 | 2.8 | -3.8 | 0.66% | 0.1% | 61% |
| 05/2018 | -0.28% | 0.11% | 575.4 | 2.7 | 3.2 | -3.6 | 0.66% | 0.1% | 67.4% |
| 04/2018 | 0.18% | 0.39% | 581.3 | 2.7 | 2.5 | -2.9 | 0.66% | 0.1% | 64% |
| 03/2018 | 0.29% | 0.21% | 583.2 | 2.7 | 4.3 | -2.5 | 0.66% | 0.1% | 68% |
| 02/2018 | -0.4% | -0.08% | 586 | 2.9 | 2.6 | -4.1 | 0.66% | 0.1% | 64.8% |
| 01/2018 | 0.32% | 0.32% | 592.5 | 3 | 4.2 | -9 | 0.66% | 0.1% | 46% |
| 12/2017 | 0.34% | 3.7% | 601.1 | 5.6 | 1.9 | -10.1 | 0.7% | 0.1% | 47.1% |
| 11/2017 | 0.4% | 3.35% | 605.7 | 3.4 | 3.4 | -7 | 0.7% | 0% | 60.5% |
| 10/2017 | 0.28% | 2.93% | 610.6 | 3.1 | 2.1 | -4.9 | 0.7% | 0% | 62.4% |
| 09/2017 | 0.02% | 2.65% | 613.1 | 2.9 | 2.2 | -4.8 | 0.7% | 0% | 61.5% |
| 08/2017 | 0.56% | 2.63% | 617.9 | 3.5 | 3.7 | -9.7 | 0.7% | 0% | 64.6% |
| 07/2017 | 0.69% | 2.05% | 624.7 | 3.7 | 2.1 | -8.7 | 0.7% | 0% | 62.8% |
| 06/2017 | -0.29% | 1.35% | 627.9 | 2.8 | 3.4 | -15.7 | 0.7% | 0% | 56% |
| 05/2017 | 0.54% | 1.65% | 646.3 | 3.2 | 4.8 | -11.3 | 0.7% | 0% | 59.1% |
| 04/2017 | 0.65% | 1.1% | 656 | 3.1 | 2.7 | -10.2 | 0.7% | 0.1% | 63% |
| 03/2017 | 0.26% | 0.45% | 661.9 | 3.3 | 3.1 | -13.6 | 0.7% | 0.1% | 66% |
| 02/2017 | 0.01% | 0.19% | 673.9 | 3 | 4.5 | -12.5 | 0.7% | 0.1% | 66.5% |
| 01/2017 | 0.18% | 0.18% | 688.2 | 3.1 | 7.8 | -9.4 | 0.7% | 0.1% | 73.7% |
| 12/2016 | 0.33% | 2.06% | 650.7 | 5.9 | 3.2 | -18.3 | 0.76% | 0.1% | 74% |
| 11/2016 | -0.76% | 1.72% | 664.6 | 4 | 2.5 | -0.3 | 0.76% | 0.2% | 65.2% |
| 10/2016 | 0.15% | 2.5% | 668.8 | 3.3 | 2.5 | 0.8 | 0.76% | 0.2% | 57.6% |
| 09/2016 | -0.36% | 2.35% | 666.7 | 4.1 | 1.5 | 3.6 | 0.76% | 0.2% | 64.4% |
| 08/2016 | 0% | 2.72% | 663.3 | 3.2 | 3.1 | 9.4 | 0.76% | 0.2% | 62.9% |
| 07/2016 | 0.54% | 2.72% | 654.2 | 4 | 3.7 | 8.8 | 0.76% | 0.2% | 62.8% |
| 06/2016 | 0.63% | 2.17% | 642 | 3.5 | 2.3 | 1.9 | 0.76% | 0.2% | 71.3% |
| 05/2016 | 0.11% | 1.53% | 635.2 | 3.7 | 3.5 | 4.2 | 0.76% | 0.2% | 65.2% |
| 04/2016 | 0.58% | 1.42% | 630.5 | 3.5 | 2 | 0.9 | 0.76% | 0.2% | 60.9% |
| 03/2016 | 0.08% | 0.83% | 624.9 | 3.2 | 3 | 0.3 | 0.76% | 0.2% | 61.7% |
| 02/2016 | 0.39% | 0.75% | 624.2 | 1.6 | 3.5 | -1.6 | 0.76% | 0.2% | 61.2% |
| 01/2016 | 0.36% | 0.36% | 625.7 | 2.7 | 2.9 | -2.4 | 0.76% | 0.2% | 70.9% |
| 12/2015 | -0.31% | 0.64% | 626.3 | 6.6 | 2.1 | -3.4 | 0.82% | 14.5% | 69.2% |
| 11/2015 | -0.35% | 0.95% | 627.6 | 4.1 | 3.8 | -4.8 | 0.82% | 14.5% | 66.4% |
| 10/2015 | 0.68% | 1.31% | 634.7 | 3.1 | 2.7 | -2.8 | 0.82% | 3.5% | 53.3% |
| 09/2015 | -0.62% | 0.62% | 633.2 | 3.3 | 2.4 | -1 | 0.82% | 3.6% | 53.9% |
| 08/2015 | 0.39% | 1.25% | 637.7 | 3.8 | 3.1 | -5.7 | 0.82% | 0.2% | 52.4% |
| 07/2015 | 0.71% | 0.86% | 640.6 | 3.3 | 3.3 | -8.5 | 0.82% | 8.1% | 58.2% |
| 06/2015 | -1.75% | 0.14% | 645 | 4 | 3.1 | -8.8 | 0.82% | 4.6% | 53% |
| 05/2015 | -0.21% | 1.93% | 664.8 | 3.7 | 2.9 | -5.9 | 0.82% | 2.8% | 55.8% |
| 04/2015 | 0.32% | 2.14% | 671.8 | 3.3 | 2.4 | -5.8 | 0.82% | 0.2% | 44.6% |
| 03/2015 | -0.06% | 1.82% | 675 | 4.3 | 3.4 | -6.3 | 0.82% | 0.2% | 44.7% |
| 02/2015 | 0.74% | 1.88% | 681.2 | 5.3 | 5.6 | -1.2 | 0.82% | 0.2% | 32.8% |
| 01/2015 | 1.13% | 1.13% | 678.2 | 2.4 | 3.5 | -6 | 0.82% | 0.2% | 36.4% |
| 12/2014 | -0.9% | 4.84% | 678.1 | 7.7 | 3.5 | -4.7 | 0.81% | 0.2% | 36.3% |
| 11/2014 | 0.36% | 5.79% | 685.1 | 6.3 | 4.6 | -4.6 | 0.81% | 0.2% | 39.8% |
| 10/2014 | 0.56% | 5.41% | 685.9 | 1.1 | 2.1 | -3.4 | 0.81% | 3% | 35.9% |
| 09/2014 | 0.12% | 4.82% | 686.8 | 4.6 | 3.9 | -1.6 | 0.81% | 0.2% | 29.8% |
| 08/2014 | 1.35% | 4.7% | 687.4 | 4 | 3.5 | -4 | 0.81% | 0.9% | 32.3% |
| 07/2014 | 0.11% | 3.3% | 682.3 | 7.5 | 10.2 | -1.8 | 0.81% | 0.8% | 28.4% |
| 06/2014 | -0.13% | 3.19% | 474.1 | 5.2 | 3.8 | -2.6 | 0.81% | 0% | 32.2% |
| 05/2014 | 0.86% | 3.32% | 476.3 | 4.2 | 1.9 | -1 | 0.81% | 0% | 17.5% |
| 04/2014 | 0.47% | 2.44% | 471.2 | 3.7 | 1.9 | 1.7 | 0.81% | 0% | 17.2% |
| 03/2014 | 0.55% | 1.96% | 449.2 | 2.7 | 4.5 | -2.1 | 0.81% | 0% | 15.3% |
| 02/2014 | 0.9% | 1.4% | 448.8 | 2.5 | 2.3 | -2.4 | 0.81% | 0% | 15.4% |
| 01/2014 | 0.5% | 0.5% | 447.5 | 0.4 | 1.4 | 2.1 | 0.81% | 0% | 15.1% |
| 12/2013 | -0.35% | 4.69% | 446.1 | 7.3 | 6.1 | -4.3 | 0.89% | 0% | 13.5% |
| 11/2013 | 0.87% | 5.05% | 448.2 | 3.6 | 41 | -13 | 0.89% | 0% | 13.7% |
| 10/2013 | 0.68% | 4.15% | 496.4 | 53.7 | 13.4 | -3.2 | 0.89% | 0% | 14.1% |
| 09/2013 | 1.1% | 3.45% | 307.6 | 3.5 | 2.8 | 2.8 | 0.89% | 0% | 9.9% |
| 08/2013 | -0.47% | 2.32% | 299.8 | 3.2 | 2.1 | -2.8 | 0.89% | 0% | 9.3% |
| 07/2013 | 0.81% | 2.8% | 303.7 | 2.6 | 3 | 12.4 | 0.89% | 0% | 9.3% |
| 06/2013 | -0.44% | 1.98% | 291.5 | 1.2 | 1.8 | 3.5 | 0.89% | 0% | 7.1% |
| 05/2013 | 0.33% | 2.43% | 287.4 | 2.9 | 2.8 | 0.2 | 0.89% | 0% | 5.3% |
| 04/2013 | 1.3% | 2.09% | 286.2 | 3 | 2.2 | -5.1 | 0.89% | 0% | 4% |
| 03/2013 | 0.16% | 0.78% | 287.4 | 5.8 | 1.7 | -1.8 | 0.89% | 0% | 4% |
| 02/2013 | 0.67% | 0.62% | 284.9 | 4.3 | 2.8 | -0.9 | 0.89% | 0% | 4.1% |
| 01/2013 | -0.05% | -0.05% | 283.1 | 2.1 | 3 | -4 | 0.89% | 0% | 4.1% |
| 12/2012 | 0.72% | 7.86% | 287.7 | 10.2 | 4.9 | 2 | 0.96% | 0% | 4.1% |
| 11/2012 | 0.57% | 7.09% | 277.1 | 1.9 | 4.4 | -0.2 | 0.96% | 0% | 4.1% |
| 10/2012 | 1.56% | 6.48% | 279.5 | 2.2 | 2.8 | 4.4 | 0.96% | 0% | 4.1% |
| 09/2012 | 0.95% | 4.85% | 271.7 | 1.9 | 1.2 | 1.5 | 0.96% | 0% | 4.1% |
| 08/2012 | -0.46% | 3.86% | 265.8 | 1.7 | 1.8 | 7.9 | 0.96% | 0% | 4.1% |
| 07/2012 | 1.94% | 4.34% | 261.1 | 3.7 | 5.8 | 3.7 | 0.96% | 0% | 2.1% |
| 06/2012 | -0.33% | 2.36% | 254.5 | 1.8 | 2.3 | 4.7 | 0.96% | 0% | 1.3% |
| 05/2012 | 0.18% | 2.7% | 251.3 | 4 | 9.2 | 8.4 | 0.96% | 0% | 1.3% |
| 04/2012 | 0.9% | 2.51% | 248.6 | 3.3 | 2.9 | 6.6 | 0.96% | 0% | 1.3% |
| 03/2012 | 0.34% | 1.6% | 239.8 | 2.7 | 3.2 | 3.4 | 0.96% | 0% | 0.8% |
| 02/2012 | 0.18% | 1.25% | 235.4 | 2.9 | 1.2 | 6.5 | 0.96% | 0% | 0.8% |
| 01/2012 | 1.07% | 1.07% | 229.6 | 3.8 | 10.2 | 12.2 | 0.96% | 0% | 0.8% |
| 12/2011 | 0.78% | 3.77% | 220.2 | 7.9 | 1.1 | 11.1 | 1.01% | 0% | 0.8% |
| 11/2011 | -0.39% | 2.97% | 199.4 | 0.2 | 3.7 | 5.1 | 1.01% | 0% | 0.8% |
| 10/2011 | 0.85% | 3.37% | 197.7 | 2.4 | 1.9 | 2.3 | 1.01% | 0% | 0.8% |
| 09/2011 | 0.07% | 2.5% | 194.6 | 2.2 | 1.4 | 5.1 | 1.01% | 0% | 0.8% |
| 08/2011 | 1.02% | 2.43% | 188.8 | 0.9 | 1.6 | 7.6 | 1.01% | 0% | 0.8% |
| 07/2011 | 0.77% | 1.4% | 180.8 | 2 | 1.1 | 4.4 | 1.01% | 0% | 0% |
| 06/2011 | 0.02% | 0.62% | 173.8 | 0.8 | 1.8 | 2.9 | 1.01% | 0% | 0% |
| 05/2011 | 0.94% | 0.6% | 171.9 | 2.8 | 2.4 | 2.8 | 1.01% | 0% | 0% |
| 04/2011 | 0.17% | -0.34% | 167.8 | 1.7 | 1.8 | 0.1 | 1.01% | 0% | 0% |
| 03/2011 | -1.03% | -0.5% | 167.2 | 2.1 | 2.5 | 0.3 | 1.01% | 0% | 0% |
| 02/2011 | 0.36% | 0.53% | 168.5 | 2.4 | 4.8 | 0 | 1.01% | 0% | 0% |
| 01/2011 | 0.17% | 0.17% | 170.5 | 1 | 6.4 | 0.5 | 1.01% | 0% | 0% |
| 12/2010 | -0.84% | 7.04% | 175.5 | 8.4 | 1.8 | -2.5 | 1.03% | 0% | 0% |
| 11/2010 | -0.63% | 7.94% | 173.4 | 1.4 | 1.7 | 0.4 | 1.03% | 0% | 0% |
| 10/2010 | 1.69% | 8.63% | 173.5 | 2.5 | 1.8 | -3.4 | 1.03% | 0% | 0% |
| 09/2010 | -0.78% | 6.82% | 172.8 | 0.6 | 0.5 | 0.1 | 1.03% | 0% | 0% |
| 08/2010 | 1.68% | 7.66% | 176.2 | 2.3 | 1.6 | -3.2 | 1.03% | 0% | 0% |
| 07/2010 | 0.54% | 5.88% | 175.3 | 1.6 | 2.8 | 4.2 | 1.03% | 0% | 0% |
| 06/2010 | 1.59% | 5.32% | 170.3 | 3.4 | 1.2 | 1.3 | 1.03% | 0% | 0% |
| 05/2010 | 1.46% | 3.67% | 164.5 | 1.5 | 1.5 | 1.1 | 1.03% | 0% | 0% |
| 04/2010 | 0.42% | 2.18% | 161.1 | 1.8 | 1.1 | -2 | 1.03% | 0% | 0% |
| 03/2010 | 0.41% | 1.75% | 161.2 | 1.9 | 1 | -1.5 | 1.03% | 0% | 0% |
| 02/2010 | 0.29% | 1.33% | 161.9 | 1.4 | 1 | 0 | 1.03% | 0% | 0% |
| 01/2010 | 1.04% | 1.04% | 161.1 | 1.5 | 1.4 | -1.4 | 1.03% | 0% | 0% |
| 12/2009 | -1.3% | 11.1% | 161.2 | 3.2 | 1 | -1.3 | 0.9% | 0% | 0% |
| 11/2009 | 0.73% | 12.56% | 162.3 | 2 | 1.2 | -2.3 | 0.9% | 0% | 0% |
| 10/2009 | 0.73% | 11.74% | 162.7 | 2.1 | 0.6 | -5.8 | 0.9% | 0% | 0% |
| 09/2009 | 1.05% | 10.93% | 166 | 1.7 | 2 | -4.8 | 0.9% | 0% | 0% |
| 08/2009 | 0.1% | 9.78% | 142.6 | 1.9 | 1.6 | -9.8 | 0.9% | 0% | 0% |
| 07/2009 | 0.74% | 9.67% | 152.1 | 1.8 | 0.6 | 0.4 | 0.9% | 0% | 0% |
| 06/2009 | 2.65% | 8.87% | 149.7 | 1.8 | 1.6 | -2.6 | 0.9% | 0% | 0% |
| 05/2009 | -1.13% | 6.06% | 148.1 | 2.1 | 0.3 | 5.7 | 0.9% | 0% | 0% |
| 04/2009 | 0.74% | 7.27% | 142.4 | 1.4 | 0.5 | 4.4 | 0.9% | 0% | 0% |
| 03/2009 | 2.76% | 6.48% | 136.2 | 1.8 | 1.5 | 7.3 | 0.9% | 0% | 0% |
| 02/2009 | 0.72% | 3.62% | 125.2 | 1.7 | 0.8 | 6.8 | 0.9% | 0% | 0% |
| 01/2009 | 2.88% | 2.88% | 116.8 | 1.1 | 1.1 | 9.5 | 0.9% | 0% | 0% |
| 12/2008 | 1.86% | 3.12% | 106 | 2.2 | 3.6 | 14.7 | - | 0% | 0% |
| 11/2008 | 1.25% | 1.23% | 93.1 | 1.3 | 8.2 | 5.1 | - | 0% | 0% |
| 10/2008 | -2.29% | -0.02% | 88.5 | 0.6 | 1.8 | 26.6 | - | 0% | 0% |
| 09/2008 | -2.85% | 2.33% | 72.1 | 0.4 | 5.9 | 28.8 | - | 0% | 0% |
| 08/2008 | 0.56% | 5.33% | 49.2 | 0.3 | 4.5 | 18.4 | - | 0% | 0% |
| 07/2008 | -0.7% | 4.74% | 30.9 | 0.2 | 0.3 | 8.9 | - | 0% | 0% |
| 06/2008 | 0.22% | 5.48% | 22.1 | 0.3 | 0.2 | 7.6 | - | 0% | 0% |
| 05/2008 | 1.08% | 5.25% | 14.4 | 0.5 | 0.2 | 2.8 | - | 0% | 0% |
| 04/2008 | 1.06% | 4.13% | 11.2 | 0.1 | 0.1 | 4.7 | - | 0% | 0% |
| 03/2008 | 0.02% | 3.03% | 6.6 | 0 | 0.3 | 3.8 | - | 0% | 0% |
| 02/2008 | 1.49% | 3.01% | 2.9 | 0 | 0 | 0.3 | - | 0% | 0% |
| 01/2008 | 1.5% | 1.5% | 2.6 | 0 | 0.2 | 1 | - | 0% | 0% |
| 12/2007 | -1.55% | - | 1.6 | 0.1 | 0 | 1.7 | - | - | - |
| 11/2007 | - | - | 0.1 | 0 | 0 | 0.1 | - | - | - |
| 10/2007 | - | - | 0 | 0 | 0 | 0 | - | - | - |
| 09/2007 | - | - | 0 | 0 | 0 | 0 | - | - | - |
| 08/2007 | - | - | 0 | 0 | 0 | 0 | - | - | - |
סכומים במיליוני ש"ח. כל שורה נושאת מזהה שורה במאגר (data-src).
שאלות נפוצות
מה התשואה של מיטב השתלמות אשראי ואג"ח?
ב-07/2026: -0.05% לחודש, 2.48% מתחילת השנה, 18.8% ל-3 שנים ו-23.68% ל-5 שנים (מצטבר), לפי דיווח הגוף המנהל לרשות שוק ההון.
מה דמי הניהול במיטב השתלמות אשראי ואג"ח?
0.59% לשנה מהצבירה בממוצע. דמי הניהול בפועל של חוסך ספציפי עשויים להיות שונים.
האם מיטב השתלמות אשראי ואג"ח מומלצת?
האתר אינו ממליץ על קרנות. הדירוגים כאן הם לפי נתון בודד שבחרת. ייעוץ פנסיוני ניתן רק על ידי בעל רישיון.
קישורים
רוצים שנחזור אליכם בנושא פנסיה?
השאירו פרטים ונחזור אליכם. האתר אינו מייעץ.
ללא עלות וללא התחייבותהפרטים נמחקים בתוך 90 יום
מקור הנתונים ורישיון
מקור הנתונים: נתוני הגמל נט לשנת 1999-2022, רשות שוק ההון, ביטוח וחיסכון, data.gov.il, רישיון רישיון פתוח (data.gov.il). נמשך ב-2026-09-12 · נתוני הגמל נט לשנת 2023, רשות שוק ההון, ביטוח וחיסכון, data.gov.il, רישיון רישיון פתוח (data.gov.il). נמשך ב-2026-09-12 · נתוני הגמל נט לשנים 2024-היום, רשות שוק ההון, ביטוח וחיסכון, data.gov.il, רישיון רישיון פתוח (data.gov.il). נמשך ב-2026-09-12.
שטר הוא אתר פרטי, לא רשמי. הנתונים מוצגים כמות שהם; במקרה של סתירה, רק הפרסום הרשמי ייחשב כנכון. מצאת טעות? בקשת תיקון.