הכשרה חברה לביטוח בע"מ - קרן י': תשואה, דמי ניהול וסיכון
הכשרה חברה לביטוח בע"מ - קרן י' מנוהלת על ידי , בסיווג פוליסות שהונפקו בשנים 1992-2003; 331 חודשי דיווח מ-01/1999 עד 07/2026.
תשואה 07/2026
-0.45%
מתחילת השנה
3.29%
3 שנים מצטבר
31.26%
5 שנים מצטבר
37.45%
דמי ניהול מצבירה
1.86%
לשנה
נכסים
1,889
מיליון ש"ח
המידע והחישוב להמחשה בלבד ואינם ייעוץ פיננסי, פנסיוני, מס או משפטי. לפני החלטה פנה לבעל רישיון.
עובדות מחושבות
- נכסים מנוהלים ב-07/2026: 1,889 מיליון ש"ח, מקום 9 מתוך 15 בקטגוריה.
- תשואה מצטברת ל-5 שנים: 37.45%, מקום 10 מתוך 15 בקטגוריה; ל-3 שנים: 31.26% (מקום 10 מתוך 15).
- 10,000 ש"ח שהופקדו לפני 5 שנים (08/2021) שווים היום 13,745 ש"ח לפי התשואות החודשיות המדווחות; לפני 10 שנים: 20,287 ש"ח.
- דמי ניהול ממוצעים מהצבירה: 1.86% לשנה (מקום 6 מתוך 15 בקטגוריה, מהנמוך לגבוה). על 100,000 ש"ח ל-20 שנה, בהנחת תשואה אפס, דמי ניהול כאלה מצטברים ל-31,306 ש"ח.
- הירידה המרבית מהשיא (drawdown) לאורך ההיסטוריה: -16.2% בין 10/2007 ל-11/2008.
- סטיית תקן: 5.06; מדד שארפ: 0.83 (מקום 11 מתוך 15); חשיפה למניות 928.8%, לחו"ל 767.2%, למט"ח 300.7%.
תשואה שנתית (12 חודשים מלאים)
| שנה | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| תשואה | 12.72% | 5.67% | 8.6% | 4.93% | 9.62% | 8.05% | 13.44% | 6.4% | 8% | -13.84% | 30.79% | 9.95% | -4.14% | 9.49% | 10.17% | 4.08% | 1.97% | 2.69% | 6.38% | -1.17% | 13.81% | 10.51% | 14.63% | -5.51% | 7.43% | 12.68% | 11.63% |
מכפלת התשואות החודשיות המדווחות; שנים חלקיות אינן מוצגות. דירוג הקטגוריה לשנת 2025.
דירוג בקטגוריה פוליסות שהונפקו בשנים 1992-2003 (07/2026)
דירוג לפי הנתון בלבד, מתוך 15 קרנות שדיווחו לתקופה. אינו המלצה ואינו דירוג איכות.
| נתון | ערך | מקום |
|---|---|---|
| נכסים (מיליון ש"ח) | 1,889 | 9 / 15 |
| דמי ניהול מצבירה (נמוך = 1) | 1.86% | 6 / 15 |
| תשואה מתחילת השנה | 3.29% | 13 / 15 |
| תשואה 3 שנים | 31.26% | 10 / 15 |
| תשואה 5 שנים | 37.45% | 10 / 15 |
| מדד שארפ | 0.83 | 11 / 15 |
קרנות דומות בקטגוריה (לפי היקף נכסים)
- איילון-קרן י' 2,223 מ' ש"ח
- כלל חברה לביטוח בע"מ מסלול לבני 60 ומעלה פוליסות לפני 2004 818 מ' ש"ח
- הראל מסלול משתתף ברווחים מניות 537 מ' ש"ח
- כלל חברה לביטוח בע"מ מסלול לבני 50-60 פוליסות לפני 2004 503 מ' ש"ח
- הראל מסלול משתתף ברווחים בסיסי למקבלי קצבה 3,494 מ' ש"ח
נתונים חודשיים מלאים
| תקופה | תשואה | מתחילת שנה | נכסים | הפקדות | משיכות | העברות נטו | דמי ניהול | מניות | חו"ל |
|---|---|---|---|---|---|---|---|---|---|
| 07/2026 | -0.45% | 3.29% | 1,888.8 | - | - | - | 1.86% | 928.8% | 767.2% |
| 06/2026 | -0.68% | 3.76% | 1,890.2 | - | - | - | 1.86% | 963.6% | 821.9% |
| 05/2026 | 1.68% | 4.47% | 1,912 | - | - | - | 1.86% | 935.5% | 767.5% |
| 04/2026 | 3.25% | 2.74% | 1,894.4 | - | - | - | 1.86% | 912.4% | 756.8% |
| 03/2026 | -2.63% | -0.49% | 1,846.5 | - | - | - | 1.86% | 892% | 736.6% |
| 02/2026 | 0.42% | 2.2% | 1,907.6 | - | - | - | 1.86% | 908.2% | 741.7% |
| 01/2026 | 1.77% | 1.77% | 1,905.8 | - | - | - | 1.86% | 947.8% | 839.8% |
| 12/2025 | 0.66% | 11.63% | 1,898.2 | - | - | - | 0.66% | 934.2% | 849.6% |
| 11/2025 | 0.52% | 10.9% | 1,904.9 | - | - | - | 0.66% | 944.1% | 924.1% |
| 10/2025 | 1.2% | 10.33% | 1,906.3 | - | - | - | 0.66% | 918.3% | 904.8% |
| 09/2025 | 1.61% | 9.02% | 1,890.8 | - | - | - | 0.66% | 936.7% | 931.4% |
| 08/2025 | 1.04% | 7.29% | 1,868.6 | - | - | - | 0.66% | 919.6% | 864.5% |
| 07/2025 | 1.4% | 6.19% | 1,866.2 | - | - | - | 0.66% | 928.7% | 878.9% |
| 06/2025 | 2.12% | 4.72% | 1,863.6 | - | - | - | 0.66% | 920.6% | 867.9% |
| 05/2025 | 1.79% | 2.55% | 1,833.6 | - | - | - | 0.66% | 902.6% | 892% |
| 04/2025 | 0.88% | 0.74% | 1,823.8 | - | - | - | 0.66% | 865.5% | 889.4% |
| 03/2025 | -0.79% | -0.14% | 1,804.2 | - | - | - | 0.66% | 848.7% | 882.2% |
| 02/2025 | -0.11% | 0.66% | 1,833.7 | - | - | - | 0.66% | 774.8% | 732.4% |
| 01/2025 | 0.77% | 0.77% | 1,837.1 | - | - | - | 0.66% | 819.8% | 820.9% |
| 12/2024 | 1.57% | 12.68% | 1,846.5 | - | - | - | 0.6% | 774% | 778.4% |
| 11/2024 | 1.83% | 10.94% | 1,839.4 | - | - | - | 0.6% | 776.5% | 821.8% |
| 10/2024 | -0.03% | 8.95% | 1,816.9 | - | - | - | 0.6% | 761.8% | 808.1% |
| 09/2024 | 1.44% | 8.98% | 1,819.9 | - | - | - | 0.6% | 778.2% | 827.1% |
| 08/2024 | 0% | 7.43% | 1,811.9 | - | - | - | 0.6% | 761.2% | 796.2% |
| 07/2024 | 0.69% | 7.43% | 1,797.6 | - | - | - | 0.6% | 759.1% | 835.5% |
| 06/2024 | 1.02% | 6.69% | 1,801.2 | - | - | - | 0.6% | 750.6% | 869.8% |
| 05/2024 | 1.31% | 5.62% | 1,791.7 | - | - | - | 0.6% | 718.8% | 855.1% |
| 04/2024 | -1.12% | 4.25% | 1,797.6 | - | - | - | 0.6% | 766.5% | 879.8% |
| 03/2024 | 2.93% | 5.43% | 1,828 | - | - | - | 0.6% | 768.2% | 912.6% |
| 02/2024 | 1.77% | 2.43% | 1,767.7 | - | - | - | 0.6% | 750.9% | 883.3% |
| 01/2024 | 0.65% | 0.65% | 1,757.9 | - | - | - | 0.6% | 742.9% | 883.1% |
| 12/2023 | 1.69% | 7.43% | 1,731.8 | - | - | - | 0.6% | 720.4% | 838.5% |
| 11/2023 | 1.42% | 5.64% | 1,703.2 | - | - | - | 0.6% | 691.2% | 821.8% |
| 10/2023 | -1.82% | 4.16% | 1,680.7 | - | - | - | 0.6% | 659.7% | 849.4% |
| 09/2023 | -0.02% | 6.09% | 1,719.1 | - | - | - | 0.6% | 687.2% | 827.7% |
| 08/2023 | -0.21% | 6.12% | 1,720.4 | - | - | - | 0.6% | 744.7% | 874.4% |
| 07/2023 | 1.69% | 6.34% | 1,738.8 | - | - | - | 0.6% | 737.2% | 796.2% |
| 06/2023 | 1.17% | 4.57% | 1,718.4 | - | - | - | 0.6% | 752.9% | 815.7% |
| 05/2023 | 0.85% | 3.36% | 1,692.4 | - | - | - | 0.6% | 692.2% | 757.2% |
| 04/2023 | 1.4% | 2.49% | 1,678.2 | - | - | - | 0.6% | 706.8% | 770.9% |
| 03/2023 | 0.43% | 1.08% | 1,663.1 | - | - | - | 0.6% | 709.2% | 749.4% |
| 02/2023 | -1.02% | 0.64% | 1,666.8 | - | - | - | 0.6% | 704.4% | 761.7% |
| 01/2023 | 1.68% | 1.68% | 1,692.1 | - | - | - | 0.6% | 747.6% | 728.7% |
| 12/2022 | -1.63% | -5.51% | 1,660.5 | - | - | - | 2.29% | 675.6% | 651.2% |
| 11/2022 | 0.12% | -3.95% | 1,694.2 | - | - | - | 2.29% | 712.1% | 586% |
| 10/2022 | 0.97% | -4.06% | 1,704.4 | - | - | - | 2.29% | 686.6% | 542% |
| 09/2022 | -4.04% | -4.98% | 1,688.9 | - | - | - | 2.29% | 757.1% | 566.9% |
| 08/2022 | 2.94% | -0.98% | 1,785.2 | - | - | - | 2.29% | 798.5% | 571.6% |
| 07/2022 | 2.24% | -3.81% | 1,731.6 | - | - | - | 2.29% | 791.6% | 591.9% |
| 06/2022 | -2.06% | -5.92% | 1,719.9 | - | - | - | 2.29% | 714.5% | 496.9% |
| 05/2022 | -2.06% | -3.94% | 1,768.1 | - | - | - | 2.29% | 773.3% | 536.1% |
| 04/2022 | 0.07% | -1.92% | 1,794.8 | - | - | - | 2.29% | 779.4% | 489.2% |
| 03/2022 | 1.04% | -1.99% | 1,807.5 | - | - | - | 2.29% | 829.6% | 521.8% |
| 02/2022 | -1.66% | -3% | 1,814.8 | - | - | - | 2.29% | 837.5% | 506.2% |
| 01/2022 | -1.36% | -1.36% | 1,880.2 | - | - | - | 2.29% | 845.6% | 540.4% |
| 12/2021 | 2.93% | 14.63% | 1,936.6 | - | - | - | 2.18% | 852.7% | 330.6% |
| 11/2021 | 0.95% | 11.37% | 1,883.4 | - | - | - | 2.18% | 817.5% | 521.2% |
| 10/2021 | 0.93% | 10.32% | 1,897.8 | - | - | - | 2.18% | 815.3% | 478.2% |
| 09/2021 | -0.76% | 9.3% | 1,880.1 | - | - | - | 2.18% | 793.8% | 453.2% |
| 08/2021 | 0.14% | 10.14% | 1,895.6 | - | - | - | 2.18% | 821.7% | 516% |
| 07/2021 | 0.54% | 9.99% | 1,892.2 | - | - | - | 2.18% | 819.7% | 506.7% |
| 06/2021 | 0.72% | 9.4% | 1,901.8 | - | - | - | 2.18% | 849% | 540.2% |
| 05/2021 | 0.53% | 8.62% | 1,892.3 | - | - | - | 2.18% | 848.3% | 548% |
| 04/2021 | 1.09% | 8.04% | 1,893 | - | - | - | 2.18% | 828.5% | 472.1% |
| 03/2021 | 4.41% | 6.88% | 1,901.5 | - | - | - | 2.18% | 866.9% | 378.3% |
| 02/2021 | 1.38% | 2.36% | 1,830.6 | - | - | - | 2.18% | 841.9% | 397.9% |
| 01/2021 | 0.97% | 0.97% | 1,805.7 | - | - | - | 2.18% | 824.7% | 388.8% |
| 12/2020 | 2.93% | 10.51% | 1,808 | - | - | - | 2.13% | 817.6% | 535.3% |
| 11/2020 | 4.08% | 7.37% | 1,738.3 | - | - | - | 2.13% | 772.8% | 565.3% |
| 10/2020 | 0.65% | 3.16% | 1,672.5 | - | - | - | 2.13% | 752.7% | 578.4% |
| 09/2020 | -0.71% | 2.49% | 1,676.5 | - | - | - | 2.13% | 758.8% | 605.9% |
| 08/2020 | 4.06% | 3.23% | 1,743.6 | - | - | - | 2.13% | 782.5% | 618.9% |
| 07/2020 | 2.03% | -0.8% | 1,693.4 | - | - | - | 2.13% | 719% | 533.1% |
| 06/2020 | -0.25% | -2.78% | 1,676.8 | - | - | - | 2.13% | 714.3% | 492.6% |
| 05/2020 | 0.85% | -2.53% | 1,717.4 | - | - | - | 2.13% | 766.1% | 486.5% |
| 04/2020 | 4.11% | -3.35% | 1,722.4 | - | - | - | 2.13% | 728.3% | 432.1% |
| 03/2020 | -6.35% | -7.17% | 1,664.4 | - | - | - | 2.13% | 754.7% | 489.3% |
| 02/2020 | -1.24% | -0.87% | 1,804 | - | - | - | 2.13% | 761.3% | 431.2% |
| 01/2020 | 0.37% | 0.37% | 1,826.3 | - | - | - | 2.13% | 711.7% | 370.4% |
| 12/2019 | 0.96% | 13.81% | 1,820 | - | - | - | 0.6% | 767.7% | 384.6% |
| 11/2019 | 2.7% | 12.72% | 1,800.7 | - | - | - | 0.6% | 766.6% | 438.2% |
| 10/2019 | 1.48% | 9.76% | 1,753.6 | - | - | - | 0.6% | 714.3% | 422.5% |
| 09/2019 | 0.59% | 8.16% | 1,724.5 | - | - | - | 0.6% | 693.8% | 399.2% |
| 08/2019 | -0.27% | 7.53% | 1,731.5 | - | - | - | 0.6% | 719.6% | 416.7% |
| 07/2019 | 0.53% | 7.82% | 1,735.9 | - | - | - | 0.6% | 699.9% | 412.2% |
| 06/2019 | 1.94% | 7.25% | 1,723.7 | - | - | - | 0.6% | 731.2% | 447.3% |
| 05/2019 | -1.38% | 5.21% | 1,687.4 | - | - | - | 0.6% | 724.6% | 444.7% |
| 04/2019 | 1.45% | 6.68% | 1,711.5 | - | - | - | 0.6% | 718.2% | 440.5% |
| 03/2019 | 0.8% | 5.15% | 1,687.4 | - | - | - | 0.6% | 630.5% | 396.3% |
| 02/2019 | 1.4% | 4.32% | 1,677.5 | - | - | - | 0.6% | 712% | 479.5% |
| 01/2019 | 2.88% | 2.88% | 1,654.6 | - | - | - | 0.6% | 738.6% | 460.6% |
| 12/2018 | -2.94% | -1.17% | 1,600.7 | - | - | - | 1.42% | 734.5% | 458.2% |
| 11/2018 | 0.96% | 1.83% | 1,668.2 | - | - | - | 1.42% | 737.5% | 480.5% |
| 10/2018 | -2.18% | 0.86% | 1,652.6 | - | - | - | 1.42% | 699.1% | 400.2% |
| 09/2018 | -0.03% | 3.11% | 1,689.9 | - | - | - | 1.42% | 702.5% | 420.5% |
| 08/2018 | 1.14% | 3.14% | 1,690.3 | - | - | - | 1.42% | 665.5% | 456.8% |
| 07/2018 | 1.16% | 1.98% | 1,670.9 | - | - | - | 1.42% | 694.3% | 441.1% |
| 06/2018 | 0% | 0.81% | 1,653.8 | - | - | - | 1.42% | 571.1% | 270.5% |
| 05/2018 | 0.53% | 0.81% | 1,650.9 | - | - | - | 1.42% | 583.5% | 369.5% |
| 04/2018 | 0.49% | 0.28% | 1,648.3 | - | - | - | 1.42% | 651.8% | 412% |
| 03/2018 | -0.25% | -0.21% | 1,633.8 | - | - | - | 1.42% | 637.7% | 413.3% |
| 02/2018 | -1.12% | 0.04% | 1,648.8 | - | - | - | 1.42% | 627.7% | 378.7% |
| 01/2018 | 1.17% | 1.17% | 1,666.6 | - | - | - | 1.42% | 687.9% | 412.7% |
| 12/2017 | 0.81% | 6.38% | 1,647.7 | - | - | - | 0.96% | 711.9% | 455.6% |
| 11/2017 | 0.78% | 5.53% | 1,634.8 | - | - | - | 0.96% | 693.9% | 475.6% |
| 10/2017 | 1.02% | 4.71% | 1,622.6 | - | - | - | 0.96% | 675.1% | 459.1% |
| 09/2017 | 0.42% | 3.65% | 1,605.8 | - | - | - | 0.96% | 661.7% | 430.1% |
| 08/2017 | 0.15% | 3.22% | 1,600 | - | - | - | 0.96% | 605.2% | 396.5% |
| 07/2017 | 0.67% | 3.06% | 1,597.2 | - | - | - | 0.96% | 608% | 393.7% |
| 06/2017 | -0.84% | 2.38% | 1,588.6 | - | - | - | 0.96% | 613.5% | 387.8% |
| 05/2017 | 1% | 3.25% | 1,600.9 | - | - | - | 0.96% | 642.2% | 344.2% |
| 04/2017 | 1% | 2.22% | 1,585.2 | - | - | - | 0.96% | 592.7% | 193% |
| 03/2017 | 0.21% | 1.21% | 1,569.9 | - | - | - | 0.96% | 585.9% | 244.1% |
| 02/2017 | 1.03% | 1% | 1,566.5 | - | - | - | 0.96% | 563.7% | 261.1% |
| 01/2017 | -0.03% | -0.03% | 1,520.8 | - | - | - | 0.96% | 587.3% | 291.2% |
| 12/2016 | 0.86% | 2.69% | 1,521.2 | - | - | - | 0.95% | 566.5% | 303.7% |
| 11/2016 | 0.57% | 1.82% | 1,508.2 | - | - | - | 0.95% | 548.5% | 397.2% |
| 10/2016 | 0.24% | 1.24% | 1,499.7 | - | - | - | 0.95% | 523% | 394.4% |
| 09/2016 | -0.38% | 1% | 1,496.1 | - | - | - | 0.95% | 508.9% | 390.5% |
| 08/2016 | 0.18% | 1.38% | 1,501.8 | - | - | - | 0.95% | 507.9% | 408% |
| 07/2016 | 2.35% | 1.2% | 1,499.1 | - | - | - | 0.95% | 545% | 426.5% |
| 06/2016 | -1.38% | -1.12% | 1,465 | - | - | - | 0.95% | 596.5% | 478.9% |
| 05/2016 | 0.92% | 0.26% | 1,485.2 | - | - | - | 0.95% | 613.1% | 501.5% |
| 04/2016 | 0.51% | -0.65% | 1,471.7 | - | - | - | 0.95% | 574.5% | 460.4% |
| 03/2016 | 1.78% | -1.16% | 1,464.3 | - | - | - | 0.95% | 589.2% | 479.2% |
| 02/2016 | -0.74% | -2.88% | 1,438.6 | - | - | - | 0.95% | 616.2% | 503.4% |
| 01/2016 | -2.16% | -2.16% | 1,449.6 | - | - | - | 0.95% | 589.1% | 529.8% |
| 12/2015 | -0.99% | 1.97% | 1,481.4 | - | - | - | 1.14% | 676.3% | 522.6% |
| 11/2015 | 0.21% | 2.99% | 1,493.5 | - | - | - | 1.14% | 698.1% | 518.3% |
| 10/2015 | 3.06% | 2.77% | 1,490.4 | - | - | - | 1.14% | 698.7% | 523.1% |
| 09/2015 | -2.37% | -0.28% | 1,446.2 | - | - | - | 1.14% | 668.6% | 435.3% |
| 08/2015 | -2.07% | 2.14% | 1,481.2 | - | - | - | 1.14% | 692.3% | 452.2% |
| 07/2015 | 1.86% | 4.3% | 1,515.3 | - | - | - | 1.14% | 711.6% | 445.8% |
| 06/2015 | -2.54% | 2.39% | 1,487.6 | - | - | - | 1.14% | 700.5% | 440.1% |
| 05/2015 | 0.68% | 5.06% | 1,526.6 | - | - | - | 1.14% | 722.1% | 454.9% |
| 04/2015 | 0.35% | 4.35% | 1,515.9 | - | - | - | 1.14% | 737.7% | 468.6% |
| 03/2015 | 0.53% | 3.99% | 1,510.7 | - | - | - | 1.14% | 713.7% | 496.9% |
| 02/2015 | 3.08% | 3.44% | 1,502.8 | - | - | - | 1.14% | 710.5% | 551.6% |
| 01/2015 | 0.35% | 0.35% | 1,456.7 | - | - | - | 1.14% | 675.2% | 487.3% |
| 12/2014 | -1.23% | 4.08% | 1,452.9 | - | - | - | 1.72% | 628.9% | 439.2% |
| 11/2014 | 1.39% | 5.38% | 1,486 | - | - | - | 1.72% | 685.5% | 484.5% |
| 10/2014 | -0.3% | 3.93% | 1,465.5 | - | - | - | 1.72% | 694.5% | 478.7% |
| 09/2014 | -0.17% | 4.25% | 1,470.1 | - | - | - | 1.72% | 651.8% | 470% |
| 08/2014 | 1.83% | 4.43% | 1,492.6 | - | - | - | 1.72% | 655.6% | 466.2% |
| 07/2014 | -0.84% | 2.55% | 1,465.5 | - | - | - | 1.72% | 652.3% | 422.5% |
| 06/2014 | 0.67% | 3.42% | 1,478.2 | - | - | - | 1.72% | 651.7% | 404.1% |
| 05/2014 | 1% | 2.73% | 1,468.8 | - | - | - | 1.72% | 652.2% | 399.9% |
| 04/2014 | -0.34% | 1.71% | 1,453.7 | - | - | - | 1.72% | 651.9% | 396.4% |
| 03/2014 | 0.47% | 2.06% | 1,468.9 | - | - | - | 1.72% | 649.7% | 399.1% |
| 02/2014 | 2.38% | 1.58% | 1,462.3 | - | - | - | 1.72% | 661.9% | 405.8% |
| 01/2014 | -0.78% | -0.78% | 1,428.6 | - | - | - | 1.72% | 619.8% | 393.2% |
| 12/2013 | 0.13% | 10.17% | 1,447.7 | - | - | - | 0.7% | 644% | 402% |
| 11/2013 | 1.97% | 10.03% | 1,438.3 | - | - | - | 0.7% | 636.5% | 404.3% |
| 10/2013 | 1.75% | 7.9% | 1,410.6 | - | - | - | 0.7% | 582.6% | 422.3% |
| 09/2013 | 2.54% | 6.05% | 1,386.4 | - | - | - | 0.7% | 567.1% | 475.3% |
| 08/2013 | -0.93% | 3.42% | 1,360 | - | - | - | 0.7% | 544.4% | 460.8% |
| 07/2013 | 2.04% | 4.39% | 1,373 | - | - | - | 0.7% | 507.8% | 445.1% |
| 06/2013 | -1.6% | 2.3% | 1,345.8 | - | - | - | 0.7% | 479% | 295.4% |
| 05/2013 | 1.56% | 3.97% | 1,375.4 | - | - | - | 0.7% | 527.9% | 378.8% |
| 04/2013 | 0.2% | 2.37% | 1,347.2 | - | - | - | 0.7% | 543.2% | 396.4% |
| 03/2013 | 0.68% | 2.16% | 1,344.7 | - | - | - | 0.7% | 540% | 400.3% |
| 02/2013 | 0.5% | 1.47% | 1,335.9 | - | - | - | 0.7% | 531.7% | 398.4% |
| 01/2013 | 0.97% | 0.97% | 1,329.3 | - | - | - | 0.7% | 509.5% | 385.2% |
| 12/2012 | -0.35% | 9.49% | 1,317.1 | - | - | - | 0.6% | 435.8% | 200.8% |
| 11/2012 | 1.22% | 9.87% | 1,321.1 | - | - | - | 0.6% | 476.3% | 203.5% |
| 10/2012 | 0.96% | 8.55% | 1,306.3 | - | - | - | 0.6% | 430.6% | 329% |
| 09/2012 | 1.97% | 7.52% | 1,294.2 | - | - | - | 0.6% | 399.4% | 362.5% |
| 08/2012 | 0.31% | 5.44% | 1,269.1 | - | - | - | 0.6% | 398.8% | 364.3% |
| 07/2012 | 2.37% | 5.11% | 1,265.8 | - | - | - | 0.6% | 389% | 354.6% |
| 06/2012 | -0.16% | 2.68% | 1,236.9 | - | - | - | 0.6% | 379.8% | 320.4% |
| 05/2012 | -2.61% | 2.84% | 1,254 | - | - | - | 0.6% | 395.8% | 325.6% |
| 04/2012 | 1.26% | 5.6% | 1,284.4 | - | - | - | 0.6% | 449.9% | 386.5% |
| 03/2012 | 0.81% | 4.29% | 1,267.1 | - | - | - | 0.6% | 488.1% | 414.4% |
| 02/2012 | 1.37% | 3.45% | 1,257.8 | - | - | - | 0.6% | 463.7% | 407.2% |
| 01/2012 | 2.05% | 2.05% | 1,240.9 | - | - | - | 0.6% | 413% | 404.4% |
| 12/2011 | 1.02% | -4.14% | 1,215.6 | - | - | - | 1.63% | 377.9% | 367.6% |
| 11/2011 | -1.02% | -5.1% | 1,204.4 | - | - | - | 1.63% | 357.6% | 341.3% |
| 10/2011 | 3.5% | -4.13% | 1,217.2 | - | - | - | 1.63% | 346.5% | 465% |
| 09/2011 | -4.52% | -7.37% | 1,177.1 | - | - | - | 1.63% | 335% | 469.4% |
| 08/2011 | -2.04% | -2.98% | 1,231.9 | - | - | - | 1.63% | 454% | 507.5% |
| 07/2011 | 0.08% | -0.96% | 1,257.7 | - | - | - | 1.63% | 480.1% | 508.3% |
| 06/2011 | -0.98% | -1.04% | 1,257 | - | - | - | 1.63% | 485.4% | 546.5% |
| 05/2011 | -1.08% | -0.06% | 1,269.1 | - | - | - | 1.63% | 503.2% | 563.3% |
| 04/2011 | 0.89% | 1.03% | 1,312.7 | - | - | - | 1.63% | 505% | 504.5% |
| 03/2011 | -0.6% | 0.14% | 1,300.8 | - | - | - | 1.63% | 492.1% | 494.1% |
| 02/2011 | 0.41% | 0.74% | 1,308.4 | - | - | - | 1.63% | 529.8% | 512.7% |
| 01/2011 | 0.33% | 0.33% | 1,303.3 | - | - | - | 1.63% | 529.6% | 379.4% |
| 12/2010 | 1.89% | 9.95% | 1,290.2 | - | - | - | 2.19% | 475.9% | 322.9% |
| 11/2010 | -1% | 7.91% | 1,265.8 | - | - | - | 2.19% | 474.5% | 317.1% |
| 10/2010 | 2.68% | 9% | 1,278.9 | - | - | - | 2.19% | 446.9% | 317.2% |
| 09/2010 | 2.3% | 6.16% | 1,237.1 | - | - | - | 2.19% | 409.5% | 291.5% |
| 08/2010 | 1.19% | 3.77% | 1,210.9 | - | - | - | 2.19% | 346.5% | 236.9% |
| 07/2010 | 2.59% | 2.55% | 1,187.7 | - | - | - | 2.19% | 362% | 201.2% |
| 06/2010 | 0.26% | -0.04% | 1,188.7 | - | - | - | 2.19% | 381.6% | 192.3% |
| 05/2010 | -2.61% | -0.3% | 1,154.6 | - | - | - | 2.19% | 384.2% | 199.2% |
| 04/2010 | -0.98% | 2.38% | 1,160.2 | - | - | - | 2.19% | 401% | 201.6% |
| 03/2010 | 2.15% | 3.39% | 1,171.6 | - | - | - | 2.19% | 430.7% | 147% |
| 02/2010 | 1.68% | 1.21% | 1,174 | - | - | - | 2.19% | 430.3% | 139.3% |
| 01/2010 | -0.46% | -0.46% | 1,184.7 | - | - | - | 2.19% | 396.6% | 130.9% |
| 12/2009 | 1.66% | 30.79% | 1,191.2 | - | - | - | 0.6% | - | - |
| 11/2009 | 3.54% | 28.66% | 1,171.1 | - | - | - | 0.6% | - | - |
| 10/2009 | 1.33% | 24.26% | 1,144.6 | - | - | - | 0.6% | - | - |
| 09/2009 | 2.38% | 22.63% | 1,130.9 | - | - | - | 0.6% | - | - |
| 08/2009 | 0.35% | 19.78% | 1,104.5 | - | - | - | 0.6% | - | - |
| 07/2009 | 3.71% | 19.36% | 1,101.9 | - | - | - | 0.6% | - | - |
| 06/2009 | 2.06% | 15.09% | 1,061.4 | - | - | - | 0.6% | - | - |
| 05/2009 | 1.35% | 12.77% | 1,039.4 | - | - | - | 0.6% | - | - |
| 04/2009 | 1.99% | 11.27% | 1,045.6 | - | - | - | 0.6% | - | - |
| 03/2009 | 3.13% | 9.09% | 1,040.5 | - | - | - | 0.6% | - | - |
| 02/2009 | 1.96% | 5.78% | 1,014 | - | - | - | 0.6% | - | - |
| 01/2009 | 3.75% | 3.75% | 994.2 | - | - | - | 0.6% | - | - |
| 12/2008 | 0.2% | -13.84% | 937.1 | - | - | - | 1.33% | - | - |
| 11/2008 | -0.65% | -14.01% | 935.4 | - | - | - | 1.33% | - | - |
| 10/2008 | -5.23% | -13.45% | 943 | - | - | - | 1.33% | - | - |
| 09/2008 | -4% | -8.67% | 984.2 | - | - | - | 1.33% | - | - |
| 08/2008 | -0.25% | -4.87% | 1,017.5 | - | - | - | 1.33% | - | - |
| 07/2008 | -1.98% | -4.63% | 1,019.4 | - | - | - | 1.33% | - | - |
| 06/2008 | -1.23% | -2.7% | 1,039.9 | - | - | - | 1.33% | - | - |
| 05/2008 | 1.95% | -1.49% | 1,037.9 | - | - | - | 1.33% | - | - |
| 04/2008 | 0.98% | -3.38% | 1,008.1 | - | - | - | 1.33% | - | - |
| 03/2008 | -1.86% | -4.31% | 998.4 | - | - | - | 1.33% | - | - |
| 02/2008 | 0.88% | -2.5% | 1,019.3 | - | - | - | 1.33% | - | - |
| 01/2008 | -3.35% | -3.35% | 1,009.8 | - | - | - | 1.33% | - | - |
| 12/2007 | -0.34% | 8% | 977.9 | - | - | - | 1.5% | - | - |
| 11/2007 | -2.23% | 8.37% | 978.9 | - | - | - | 1.5% | - | - |
| 10/2007 | 2.81% | 10.84% | 999.3 | - | - | - | 1.5% | - | - |
| 09/2007 | 1.64% | 7.81% | 964.7 | - | - | - | 1.5% | - | - |
| 08/2007 | -3.05% | 6.07% | 959.4 | - | - | - | 1.5% | - | - |
| 07/2007 | -0.54% | 9.41% | 982.4 | - | - | - | 1.5% | - | - |
| 06/2007 | 1.4% | 10% | 987.3 | - | - | - | 1.5% | - | - |
| 05/2007 | 2.71% | 8.48% | 975.2 | - | - | - | 1.5% | - | - |
| 04/2007 | 2.62% | 5.62% | 950.9 | - | - | - | 1.5% | - | - |
| 03/2007 | 0.69% | 2.92% | 930.5 | - | - | - | 1.5% | - | - |
| 02/2007 | 0.37% | 2.22% | 921.2 | - | - | - | 1.5% | - | - |
| 01/2007 | 1.84% | 1.84% | 918.8 | - | - | - | 1.5% | - | - |
| 12/2006 | 0.03% | 6.4% | 907.4 | - | - | - | 1.98% | - | - |
| 11/2006 | 1.31% | 6.37% | 905.2 | - | - | - | 1.98% | - | - |
| 10/2006 | 1.79% | 4.99% | 894.3 | - | - | - | 1.98% | - | - |
| 09/2006 | 0.3% | 3.14% | 880.6 | - | - | - | 1.98% | - | - |
| 08/2006 | 0.88% | 2.84% | 874.6 | - | - | - | 1.98% | - | - |
| 07/2006 | 0.51% | 1.94% | 863.9 | - | - | - | 1.98% | - | - |
| 06/2006 | -2.1% | 1.42% | 866.3 | - | - | - | 1.98% | - | - |
| 05/2006 | -0.77% | 3.6% | 879.7 | - | - | - | 1.98% | - | - |
| 04/2006 | 0.39% | 4.4% | 879.3 | - | - | - | 1.98% | - | - |
| 03/2006 | 0.61% | 4% | 877.6 | - | - | - | 1.98% | - | - |
| 02/2006 | 1.12% | 3.36% | 846.7 | - | - | - | 1.98% | - | - |
| 01/2006 | 2.22% | 2.22% | 846.7 | - | - | - | 1.98% | - | - |
| 12/2005 | 0.05% | - | 846.7 | - | - | - | 1.54% | - | - |
| 11/2005 | 0.94% | - | 828.4 | - | - | - | 1.54% | - | - |
| 10/2005 | 0.44% | - | 828.4 | - | - | - | 1.54% | - | - |
| 09/2005 | 1.64% | - | 828.4 | - | - | - | 1.54% | - | - |
| 08/2005 | 1.55% | - | - | - | - | - | 1.54% | - | - |
| 07/2005 | 3.22% | - | - | - | - | - | 1.54% | - | - |
| 06/2005 | 0.39% | 4.97% | 785.4 | - | - | - | 1.54% | - | - |
| 05/2005 | 0.84% | 4.57% | 781.7 | - | - | - | 1.54% | - | - |
| 04/2005 | 1.22% | 3.7% | 771.1 | - | - | - | 1.54% | - | - |
| 03/2005 | 0.3% | 2.45% | 745.9 | - | - | - | 1.54% | - | - |
| 02/2005 | 0.6% | 2.14% | 748.9 | - | - | - | 1.54% | - | - |
| 01/2005 | 1.53% | 1.53% | 749 | - | - | - | 1.54% | - | - |
| 12/2004 | 0.69% | 8.05% | 744.3 | - | - | - | 1.87% | - | - |
| 11/2004 | 1.26% | 7.31% | 727.3 | - | - | - | 1.87% | - | - |
| 10/2004 | 0.35% | 5.98% | 723.8 | - | - | - | 1.87% | - | - |
| 09/2004 | 0.74% | 5.61% | 719 | - | - | - | 1.87% | - | - |
| 08/2004 | 0.22% | 4.83% | 711 | - | - | - | 1.87% | - | - |
| 07/2004 | 0.42% | 4.6% | 700 | - | - | - | 1.87% | - | - |
| 06/2004 | 1.24% | 4.17% | 695.1 | - | - | - | 1.87% | - | - |
| 05/2004 | 1.02% | 2.89% | 686.9 | - | - | - | 1.87% | - | - |
| 04/2004 | 0.32% | 1.85% | 682.3 | - | - | - | 1.87% | - | - |
| 03/2004 | 1.04% | 1.53% | 676.4 | - | - | - | 1.87% | - | - |
| 02/2004 | 0.27% | 0.48% | 666.8 | - | - | - | 1.87% | - | - |
| 01/2004 | 0.21% | 0.21% | 663.6 | - | - | - | 1.87% | - | - |
| 12/2003 | 0.95% | 9.62% | 664 | - | - | - | 0.6% | - | - |
| 11/2003 | 0.89% | 8.59% | 654.5 | - | - | - | 0.6% | - | - |
| 10/2003 | 0.83% | 7.63% | 656.9 | - | - | - | 0.6% | - | - |
| 09/2003 | 1.6% | 6.74% | 646.6 | - | - | - | 0.6% | - | - |
| 08/2003 | 0.13% | 5.06% | 637.3 | - | - | - | 0.6% | - | - |
| 07/2003 | -0.87% | 4.93% | 635.9 | - | - | - | 0.6% | - | - |
| 06/2003 | 1.25% | 5.85% | 631.2 | - | - | - | 0.6% | - | - |
| 05/2003 | 0.91% | 4.54% | 630.6 | - | - | - | 0.6% | - | - |
| 04/2003 | 0.71% | 3.6% | 625.6 | - | - | - | 0.6% | - | - |
| 03/2003 | 1.18% | 2.87% | 617.7 | - | - | - | 0.6% | - | - |
| 02/2003 | 0.74% | 1.67% | 619 | - | - | - | 0.6% | - | - |
| 01/2003 | 0.92% | 0.92% | 578.5 | - | - | - | 0.6% | - | - |
| 12/2002 | 0.35% | 4.93% | 563.8 | - | - | - | - | - | - |
| 11/2002 | 2.31% | 4.56% | 560.4 | - | - | - | - | - | - |
| 10/2002 | -0.01% | 2.2% | 547.7 | - | - | - | - | - | - |
| 09/2002 | -1.06% | 2.21% | 552.6 | - | - | - | - | - | - |
| 08/2002 | 0.61% | 3.31% | 553.4 | - | - | - | - | - | - |
| 07/2002 | 1.83% | 2.68% | 547.1 | - | - | - | - | - | - |
| 06/2002 | -0.51% | 0.84% | 525.9 | - | - | - | - | - | - |
| 05/2002 | 0.87% | 1.35% | 526.1 | - | - | - | - | - | - |
| 04/2002 | 0.05% | 0.48% | 510.4 | - | - | - | - | - | - |
| 03/2002 | -1.36% | 0.43% | 512.6 | - | - | - | - | - | - |
| 02/2002 | 0.31% | 1.81% | 515.7 | - | - | - | - | - | - |
| 01/2002 | 1.5% | 1.5% | 504.2 | - | - | - | - | - | - |
| 12/2001 | 2.82% | 8.6% | 497.5 | - | - | - | - | - | - |
| 11/2001 | 1.19% | 5.62% | 476 | - | - | - | - | - | - |
| 10/2001 | 0.87% | 4.38% | 469 | - | - | - | - | - | - |
| 09/2001 | -0.83% | 3.48% | 450.6 | - | - | - | - | - | - |
| 08/2001 | 0.12% | 4.35% | 448.7 | - | - | - | - | - | - |
| 07/2001 | 1.62% | 4.22% | 438.7 | - | - | - | - | - | - |
| 06/2001 | 0.7% | 2.56% | 428.2 | - | - | - | - | - | - |
| 05/2001 | 0.8% | 1.85% | 421.1 | - | - | - | - | - | - |
| 04/2001 | 0.91% | 1.04% | 410.3 | - | - | - | - | - | - |
| 03/2001 | -0.52% | 0.13% | 402 | - | - | - | - | - | - |
| 02/2001 | 0.24% | 0.65% | 399.3 | - | - | - | - | - | - |
| 01/2001 | 0.41% | 0.41% | 393.6 | - | - | - | - | - | - |
| 12/2000 | 0.32% | 5.67% | 388.9 | - | - | - | - | - | - |
| 11/2000 | 0.64% | 5.34% | 377.9 | - | - | - | - | - | - |
| 10/2000 | -1.69% | 4.67% | 371.6 | - | - | - | - | - | - |
| 09/2000 | 0.17% | 6.47% | 374.9 | - | - | - | - | - | - |
| 08/2000 | 1.04% | 6.29% | 368.1 | - | - | - | - | - | - |
| 07/2000 | -0.33% | 5.19% | 359.4 | - | - | - | - | - | - |
| 06/2000 | 0.43% | 5.54% | 357.1 | - | - | - | - | - | - |
| 05/2000 | 2.2% | 5.09% | 350.4 | - | - | - | - | - | - |
| 04/2000 | -1.06% | 2.83% | 336.4 | - | - | - | - | - | - |
| 03/2000 | -2.05% | 3.93% | 336.2 | - | - | - | - | - | - |
| 02/2000 | 3.92% | 6.1% | 346 | - | - | - | - | - | - |
| 01/2000 | 2.1% | 2.1% | 330 | - | - | - | - | - | - |
| 12/1999 | 1.31% | 12.72% | 322.4 | - | - | - | - | - | - |
| 11/1999 | 2.31% | 11.26% | 306 | - | - | - | - | - | - |
| 10/1999 | 0.6% | 8.75% | 296.8 | - | - | - | - | - | - |
| 09/1999 | 1.05% | 8.1% | 290.1 | - | - | - | - | - | - |
| 08/1999 | -0.12% | 6.98% | 283.1 | - | - | - | - | - | - |
| 07/1999 | 1.07% | 7.11% | 276.8 | - | - | - | - | - | - |
| 06/1999 | 1.34% | 5.97% | 271.4 | - | - | - | - | - | - |
| 05/1999 | 1.21% | 4.57% | 262.8 | - | - | - | - | - | - |
| 04/1999 | 1.58% | 3.32% | 255.8 | - | - | - | - | - | - |
| 03/1999 | 1.31% | 1.72% | 249.3 | - | - | - | - | - | - |
| 02/1999 | 0.39% | 0.4% | 243.3 | - | - | - | - | - | - |
| 01/1999 | 0.01% | 0.01% | 239.9 | - | - | - | - | - | - |
סכומים במיליוני ש"ח. כל שורה נושאת מזהה שורה במאגר (data-src).
שאלות נפוצות
מה התשואה של הכשרה חברה לביטוח בע"מ - קרן י'?
ב-07/2026: -0.45% לחודש, 3.29% מתחילת השנה, 31.26% ל-3 שנים ו-37.45% ל-5 שנים (מצטבר), לפי דיווח הגוף המנהל לרשות שוק ההון.
מה דמי הניהול בהכשרה חברה לביטוח בע"מ - קרן י'?
1.86% לשנה מהצבירה בממוצע. דמי הניהול בפועל של חוסך ספציפי עשויים להיות שונים.
האם הכשרה חברה לביטוח בע"מ - קרן י' מומלצת?
האתר אינו ממליץ על קרנות. הדירוגים כאן הם לפי נתון בודד שבחרת. ייעוץ פנסיוני ניתן רק על ידי בעל רישיון.
קישורים
בדיקת פנסיה
בדיקת פנסיה חינם אצל בעל רישיון פנסיוני. האתר אינו מייעץ - הפנייה עוברת לבעל מקצוע מורשה בלבד.
בעל רישיון בלבדללא עלות וללא התחייבותהפרטים נמחקים בתוך 90 יום
מקור הנתונים ורישיון
מקור הנתונים: נתוני הביטוח נט לשנת 1999-2022, רשות שוק ההון, ביטוח וחיסכון, data.gov.il, רישיון data.gov.il (רישיון הפורטל). נמשך ב-2026-09-12 · נתוני הביטוח נט לשנת 2023, רשות שוק ההון, ביטוח וחיסכון, data.gov.il, רישיון data.gov.il (רישיון הפורטל). נמשך ב-2026-09-12 · נתוני הביטוח נט לשנים 2024-היום, רשות שוק ההון, ביטוח וחיסכון, data.gov.il, רישיון data.gov.il (רישיון הפורטל). נמשך ב-2026-09-12.
שטר הוא אתר פרטי, לא רשמי. הנתונים מוצגים כמות שהם; במקרה של סתירה, רק הפרסום הרשמי ייחשב כנכון. מצאת טעות? בקשת תיקון.