הכשרה חברה לביטוח בע"מ - אג"ח ממשלות: תשואה, דמי ניהול וסיכון
הכשרה חברה לביטוח בע"מ - אג"ח ממשלות מנוהלת על ידי , בסיווג פוליסות שהונפקו החל משנת 2004; 270 חודשי דיווח מ-02/2004 עד 07/2026.
תשואה 07/2026
-0.29%
מתחילת השנה
1.56%
3 שנים מצטבר
11.76%
5 שנים מצטבר
12.97%
דמי ניהול מצבירה
0.83%
לשנה
נכסים
320
מיליון ש"ח
המידע והחישוב להמחשה בלבד ואינם ייעוץ פיננסי, פנסיוני, מס או משפטי. לפני החלטה פנה לבעל רישיון.
עובדות מחושבות
- נכסים מנוהלים ב-07/2026: 320 מיליון ש"ח, מקום 99 מתוך 176 בקטגוריה.
- תשואה מצטברת ל-5 שנים: 12.97%, מקום 99 מתוך 107 בקטגוריה; ל-3 שנים: 11.76% (מקום 132 מתוך 137).
- 10,000 ש"ח שהופקדו לפני 5 שנים (08/2021) שווים היום 11,297 ש"ח לפי התשואות החודשיות המדווחות; לפני 10 שנים: 12,678 ש"ח.
- דמי ניהול ממוצעים מהצבירה: 0.83% לשנה (מקום 102 מתוך 170 בקטגוריה, מהנמוך לגבוה), מההפקדות: 3.56%. על 100,000 ש"ח ל-20 שנה, בהנחת תשואה אפס, דמי ניהול כאלה מצטברים ל-15,354 ש"ח.
- הירידה המרבית מהשיא (drawdown) לאורך ההיסטוריה: -3.5% בין 02/2020 ל-03/2020.
- סטיית תקן: 2.04; מדד שארפ: -0.31 (מקום 99 מתוך 107); חשיפה למניות 20.9%, לחו"ל 53.6%, למט"ח 25.1%.
תשואה שנתית (12 חודשים מלאים)
| שנה | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| תשואה | 10.04% | 6.06% | 4.83% | 5.23% | 10.98% | 6.5% | 4.59% | 6.53% | 3.9% | 3.18% | 0.94% | 1.21% | 3.23% | -0.97% | 7.02% | 2.17% | 3.94% | -2.79% | 3.34% | 3.21% | 5.03% |
מכפלת התשואות החודשיות המדווחות; שנים חלקיות אינן מוצגות. דירוג הקטגוריה לשנת 2025.
דירוג בקטגוריה פוליסות שהונפקו החל משנת 2004 (07/2026)
דירוג לפי הנתון בלבד, מתוך 176 קרנות שדיווחו לתקופה. אינו המלצה ואינו דירוג איכות.
| נתון | ערך | מקום |
|---|---|---|
| נכסים (מיליון ש"ח) | 320 | 99 / 176 |
| דמי ניהול מצבירה (נמוך = 1) | 0.83% | 102 / 170 |
| תשואה מתחילת השנה | 1.56% | 160 / 172 |
| תשואה 3 שנים | 11.76% | 132 / 137 |
| תשואה 5 שנים | 12.97% | 99 / 107 |
| מדד שארפ | -0.31 | 99 / 107 |
קרנות דומות בקטגוריה (לפי היקף נכסים)
נתונים חודשיים מלאים
| תקופה | תשואה | מתחילת שנה | נכסים | הפקדות | משיכות | העברות נטו | דמי ניהול | מניות | חו"ל |
|---|---|---|---|---|---|---|---|---|---|
| 07/2026 | -0.29% | 1.56% | 319.7 | - | - | - | 0.83% | 20.9% | 53.6% |
| 06/2026 | 0.74% | 1.85% | 323.3 | - | - | - | 0.83% | 21.8% | 54.9% |
| 05/2026 | 0.94% | 1.11% | 325.6 | - | - | - | 0.83% | 21.6% | 51.7% |
| 04/2026 | 0.67% | 0.16% | 328.1 | - | - | - | 0.83% | 23.7% | 56% |
| 03/2026 | -1.46% | -0.5% | 338.2 | - | - | - | 0.83% | 22.2% | 58.1% |
| 02/2026 | 0.36% | 0.97% | 347.9 | - | - | - | 0.83% | 23.1% | 59.5% |
| 01/2026 | 0.61% | 0.61% | 344.8 | - | - | - | 0.83% | 24.7% | 67.3% |
| 12/2025 | 0.34% | 5.03% | 339.4 | - | - | - | 0.83% | 23.2% | 69.6% |
| 11/2025 | 0.35% | 4.68% | 340.7 | - | - | - | 0.83% | 24.3% | 74.5% |
| 10/2025 | 0.65% | 4.31% | 337.2 | - | - | - | 0.83% | 21.5% | 70.7% |
| 09/2025 | 0.65% | 3.64% | 338.8 | - | - | - | 0.83% | 22.4% | 73.4% |
| 08/2025 | 0.77% | 2.97% | 342 | - | - | - | 0.83% | 23.4% | 67.2% |
| 07/2025 | -0.14% | 2.18% | 348.4 | - | - | - | 0.83% | 23.3% | 64.6% |
| 06/2025 | 1% | 2.33% | 353.7 | - | - | - | 0.83% | 15.6% | 61.7% |
| 05/2025 | -0.26% | 1.31% | 355.9 | - | - | - | 0.83% | 19% | 64.7% |
| 04/2025 | 0.73% | 1.58% | 364 | - | - | - | 0.83% | 20.7% | 64.9% |
| 03/2025 | 0.09% | 0.84% | 358.6 | - | - | - | 0.83% | 20.4% | 79.8% |
| 02/2025 | 0.48% | 0.75% | 355.3 | - | - | - | 0.83% | 20.7% | 59% |
| 01/2025 | 0.27% | 0.27% | 357 | - | - | - | 0.83% | 21.9% | 71.5% |
| 12/2024 | 0.38% | 3.21% | 363 | - | - | - | 0.81% | 21.8% | 69% |
| 11/2024 | 0.91% | 2.82% | 368.4 | - | - | - | 0.81% | 20.1% | 70% |
| 10/2024 | -0.36% | 1.89% | 372.9 | - | - | - | 0.81% | 19.7% | 70.3% |
| 09/2024 | 0.73% | 2.26% | 381.1 | - | - | - | 0.81% | 23.1% | 71.8% |
| 08/2024 | 0.54% | 1.52% | 385.5 | - | - | - | 0.81% | 21.9% | 74.3% |
| 07/2024 | 0.71% | 0.97% | 379.4 | - | - | - | 0.81% | 20% | 80.4% |
| 06/2024 | 0.21% | 0.26% | 383.3 | - | - | - | 0.81% | 20.4% | 78% |
| 05/2024 | 0.31% | 0.05% | 391.2 | - | - | - | 0.81% | 15.5% | 74.6% |
| 04/2024 | -0.34% | -0.26% | 401.2 | - | - | - | 0.81% | 16.4% | 72.9% |
| 03/2024 | 0.1% | 0.08% | 406 | - | - | - | 0.81% | 11.5% | 73.7% |
| 02/2024 | -0.26% | -0.02% | 409.3 | - | - | - | 0.81% | 8.3% | 72.1% |
| 01/2024 | 0.24% | 0.24% | 419.9 | - | - | - | 0.81% | 6.4% | 85% |
| 12/2023 | 0.98% | 3.34% | 427.9 | - | - | - | 0.81% | 6.1% | 89.9% |
| 11/2023 | 1.36% | 2.34% | 429.3 | - | - | - | 0.81% | 6.2% | 88.4% |
| 10/2023 | -0.25% | 0.97% | 429.8 | - | - | - | 0.81% | 5.7% | 92.9% |
| 09/2023 | -0.82% | 1.22% | 434.9 | - | - | - | 0.81% | 5.6% | 76.1% |
| 08/2023 | 0.25% | 2.06% | 446.4 | - | - | - | 0.81% | 6.5% | 59.3% |
| 07/2023 | 0.08% | 1.8% | 455.4 | - | - | - | 0.81% | 6.4% | 47.5% |
| 06/2023 | 0.16% | 1.72% | 467.4 | - | - | - | 0.81% | 6.4% | 31% |
| 05/2023 | 0.76% | 1.56% | 478.2 | - | - | - | 0.81% | 6.4% | 31% |
| 04/2023 | 0.23% | 0.79% | 493.1 | - | - | - | 0.81% | 7% | 31.4% |
| 03/2023 | 1% | 0.56% | 505 | - | - | - | 0.81% | 6.9% | 31.3% |
| 02/2023 | -0.99% | -0.44% | 512.8 | - | - | - | 0.81% | 7% | 33.9% |
| 01/2023 | 0.56% | 0.56% | 527.8 | - | - | - | 0.81% | 6.5% | 31.8% |
| 12/2022 | -0.15% | -2.79% | 521.6 | - | - | - | 0.81% | 6.5% | 31.8% |
| 11/2022 | 0.35% | -2.64% | 501.6 | - | - | - | 0.81% | 6.7% | 27.1% |
| 10/2022 | 0.07% | -2.98% | 501.5 | - | - | - | 0.81% | 6.8% | 24.4% |
| 09/2022 | -1.1% | -3.05% | 500.2 | - | - | - | 0.81% | 6.8% | 24.7% |
| 08/2022 | -0.62% | -1.97% | 490.6 | - | - | - | 0.81% | 6.7% | 12.8% |
| 07/2022 | 0.58% | -1.36% | 498.5 | - | - | - | 0.81% | 7% | 9.2% |
| 06/2022 | 0.16% | -1.93% | 480.5 | - | - | - | 0.81% | 7% | -59.6% |
| 05/2022 | -0.69% | -2.09% | 469.9 | - | - | - | 0.81% | 6.9% | -0.9% |
| 04/2022 | 0.11% | -1.41% | 458.2 | - | - | - | 0.81% | 9.8% | -2.4% |
| 03/2022 | -0.07% | -1.51% | 458 | - | - | - | 0.81% | 9.7% | -7.8% |
| 02/2022 | -0.51% | -1.45% | 481.7 | - | - | - | 0.81% | 17.3% | -6.9% |
| 01/2022 | -0.94% | -0.94% | 456.7 | - | - | - | 0.81% | 12.7% | -6.5% |
| 12/2021 | 0.8% | 3.94% | 442.8 | - | - | - | 0.81% | 11.1% | 6.1% |
| 11/2021 | 0.51% | 3.12% | 442.7 | - | - | - | 0.81% | 12.2% | 3.9% |
| 10/2021 | 0.56% | 2.6% | 427 | - | - | - | 0.81% | 14.9% | -5.7% |
| 09/2021 | -0.14% | 2.03% | 409.9 | - | - | - | 0.81% | 16.2% | -4.7% |
| 08/2021 | 0.4% | 2.17% | 405.3 | - | - | - | 0.81% | 13.8% | 15.9% |
| 07/2021 | 0.46% | 1.76% | 395 | - | - | - | 0.81% | 18.5% | 15.6% |
| 06/2021 | 0.12% | 1.3% | 382.6 | - | - | - | 0.81% | 15.9% | 1.8% |
| 05/2021 | 0.43% | 1.17% | 371.1 | - | - | - | 0.81% | 17.7% | 1.6% |
| 04/2021 | 0.26% | 0.74% | 362.4 | - | - | - | 0.81% | 13.2% | 18.1% |
| 03/2021 | 0.5% | 0.48% | 346.7 | - | - | - | 0.81% | 15.8% | 3.3% |
| 02/2021 | -0.25% | -0.02% | 331.8 | - | - | - | 0.81% | 15.8% | -9.2% |
| 01/2021 | 0.23% | 0.23% | 323 | - | - | - | 0.81% | 14.7% | 6.4% |
| 12/2020 | 1.17% | 2.17% | 307.7 | - | - | - | 0.84% | 14% | 13% |
| 11/2020 | 0.97% | 0.99% | 298.3 | - | - | - | 0.84% | 11% | 3.9% |
| 10/2020 | -0.23% | 0.02% | 291.3 | - | - | - | 0.84% | 13.1% | 14.8% |
| 09/2020 | -0.5% | 0.25% | 291.8 | - | - | - | 0.84% | 13.2% | 15.1% |
| 08/2020 | 0.63% | 0.76% | 288.3 | - | - | - | 0.84% | 13.4% | 15.5% |
| 07/2020 | 0.38% | 0.13% | 289.9 | - | - | - | 0.84% | 11.8% | 13% |
| 06/2020 | -0.2% | -0.25% | 289.7 | - | - | - | 0.84% | 13.4% | 13.6% |
| 05/2020 | 0.8% | -0.05% | 289.2 | - | - | - | 0.84% | 13.9% | 6.9% |
| 04/2020 | 1.7% | -0.85% | 288.7 | - | - | - | 0.84% | 14.1% | 11.8% |
| 03/2020 | -3.5% | -2.5% | 274.1 | - | - | - | 0.84% | 11.7% | 11.4% |
| 02/2020 | 0.66% | 1.03% | 262.3 | - | - | - | 0.84% | 10.9% | 10.2% |
| 01/2020 | 0.37% | 0.37% | 251.8 | - | - | - | 0.84% | 6.8% | 5.3% |
| 12/2019 | 0.71% | 7.02% | 249.5 | - | - | - | 0.86% | 6% | 7% |
| 11/2019 | 0.09% | 6.27% | 248.5 | - | - | - | 0.86% | 0.5% | 6.1% |
| 10/2019 | 0.33% | 6.17% | 250.4 | - | - | - | 0.86% | 0% | 6.6% |
| 09/2019 | 0.31% | 5.82% | 253.2 | - | - | - | 0.86% | 0% | 6.5% |
| 08/2019 | 0.43% | 5.49% | 256.3 | - | - | - | 0.86% | 2.7% | 9.2% |
| 07/2019 | 1.11% | 5.04% | 257.9 | - | - | - | 0.86% | 3.6% | 10.2% |
| 06/2019 | 0.65% | 3.89% | 255.2 | - | - | - | 0.86% | 0% | 6.7% |
| 05/2019 | 0.31% | 3.22% | 253.3 | - | - | - | 0.86% | 1% | 7.7% |
| 04/2019 | 0.34% | 2.9% | 249.5 | - | - | - | 0.86% | 0% | 6.6% |
| 03/2019 | 0.63% | 2.55% | 248.2 | - | - | - | 0.86% | 0% | 6.6% |
| 02/2019 | 0.91% | 1.91% | 247.1 | - | - | - | 0.86% | 0% | 7.1% |
| 01/2019 | 0.99% | 0.99% | 243.8 | - | - | - | 0.86% | 0% | 7.8% |
| 12/2018 | -0.43% | -0.97% | 238.1 | - | - | - | 0.87% | 0% | 6.7% |
| 11/2018 | -0.38% | -0.54% | 238.7 | - | - | - | 0.87% | 14.5% | 27.1% |
| 10/2018 | -0.28% | -0.16% | 241.4 | - | - | - | 0.87% | 0% | 3.1% |
| 09/2018 | -0.01% | 0.12% | 243 | - | - | - | 0.87% | 0% | 5.2% |
| 08/2018 | 0.46% | 0.13% | 242.2 | - | - | - | 0.87% | 0% | 7.4% |
| 07/2018 | 0% | -0.33% | 241.1 | - | - | - | 0.87% | 0% | 6.1% |
| 06/2018 | -0.02% | -0.33% | 244.7 | - | - | - | 0.87% | 0% | 6.1% |
| 05/2018 | 0% | -0.31% | 245.7 | - | - | - | 0.87% | 0% | 6.1% |
| 04/2018 | 0% | -0.31% | 245.9 | - | - | - | 0.87% | 0% | 6.2% |
| 03/2018 | 0.24% | -0.31% | 245 | - | - | - | 0.87% | 0% | 7.6% |
| 02/2018 | -0.58% | -0.55% | 244.1 | - | - | - | 0.87% | 0% | 9.8% |
| 01/2018 | 0.03% | 0.03% | 246.9 | - | - | - | 0.87% | 0% | 8.5% |
| 12/2017 | 0.3% | 3.23% | 247.3 | - | - | - | 0.89% | 0% | 6.8% |
| 11/2017 | 0.38% | 2.92% | 251.3 | - | - | - | 0.89% | 0% | 6.1% |
| 10/2017 | 0.39% | 2.53% | 257.2 | - | - | - | 0.89% | 0% | 5.5% |
| 09/2017 | -0.12% | 2.14% | 257.7 | - | - | - | 0.89% | 0% | 5.5% |
| 08/2017 | 0.49% | 2.26% | 259 | - | - | - | 0.89% | 0% | 5.6% |
| 07/2017 | 0.48% | 1.76% | 257.6 | - | - | - | 0.89% | 0% | 4.9% |
| 06/2017 | -0.29% | 1.27% | 259.2 | - | - | - | 0.89% | 0% | 5.3% |
| 05/2017 | 0.63% | 1.57% | 261.7 | - | - | - | 0.89% | 0.1% | 5.4% |
| 04/2017 | 0.5% | 0.93% | 263.6 | - | - | - | 0.89% | 0% | 6.3% |
| 03/2017 | 0.34% | 0.43% | 263.4 | - | - | - | 0.89% | 0% | 1.3% |
| 02/2017 | -0.06% | 0.09% | 264.3 | - | - | - | 0.89% | 0% | 1.3% |
| 01/2017 | 0.15% | 0.15% | 269.2 | - | - | - | 0.89% | 0% | 1.3% |
| 12/2016 | 0.25% | 1.21% | 272.3 | - | - | - | 0.83% | 0% | 1.3% |
| 11/2016 | -0.87% | 0.96% | 273.9 | - | - | - | 0.83% | - | 6.6% |
| 10/2016 | 0.04% | 1.85% | 276.9 | - | - | - | 0.83% | - | 6.8% |
| 09/2016 | -0.39% | 1.81% | 275.7 | - | - | - | 0.83% | - | 6.7% |
| 08/2016 | -0.38% | 2.21% | 276.1 | - | - | - | 0.83% | - | 6.3% |
| 07/2016 | 0.55% | 2.6% | 274.9 | - | - | - | 0.83% | - | 6.4% |
| 06/2016 | 0.73% | 2.03% | 268.8 | - | - | - | 0.83% | - | 5.2% |
| 05/2016 | -0.08% | 1.3% | 253.7 | - | - | - | 0.83% | - | 5% |
| 04/2016 | 0.5% | 1.38% | 248.5 | - | - | - | 0.83% | - | 3.9% |
| 03/2016 | 0.13% | 0.87% | 246.2 | - | - | - | 0.83% | - | 5.1% |
| 02/2016 | 0.46% | 0.74% | 126.8 | - | - | - | 0.83% | - | 2.2% |
| 01/2016 | 0.28% | 0.28% | 125.7 | - | - | - | 0.83% | - | 3.5% |
| 12/2015 | -0.14% | 0.94% | 124.7 | - | - | - | 0.84% | - | 2.2% |
| 11/2015 | -0.4% | 1.08% | 123.1 | - | - | - | 0.84% | - | 2.2% |
| 10/2015 | 0.77% | 1.49% | 122.4 | - | - | - | 0.84% | - | 1.9% |
| 09/2015 | -0.61% | 0.71% | 120.1 | - | - | - | 0.84% | - | 1.9% |
| 08/2015 | 0.48% | 1.33% | 119.9 | - | - | - | 0.84% | - | 1.9% |
| 07/2015 | 1.23% | 0.85% | 118.1 | - | - | - | 0.84% | - | 1.7% |
| 06/2015 | -2.44% | -0.38% | 115.6 | - | - | - | 0.84% | - | 1.6% |
| 05/2015 | -0.37% | 2.12% | 118.1 | - | - | - | 0.84% | - | 1.7% |
| 04/2015 | 0.67% | 2.49% | 117.7 | - | - | - | 0.84% | - | 1.1% |
| 03/2015 | -0.45% | 1.81% | 116 | - | - | - | 0.84% | - | 1.2% |
| 02/2015 | 1.32% | 2.27% | 115.9 | - | - | - | 0.84% | - | 0.9% |
| 01/2015 | 0.94% | 0.94% | 113.1 | - | - | - | 0.84% | - | 0.9% |
| 12/2014 | -0.99% | 3.18% | 111.3 | - | - | - | 0.85% | - | - |
| 11/2014 | -0.24% | 4.22% | 110.6 | - | - | - | 0.85% | - | - |
| 10/2014 | -0.03% | 4.47% | 109.3 | - | - | - | 0.85% | - | - |
| 09/2014 | -0.19% | 4.5% | 108.1 | - | - | - | 0.85% | - | - |
| 08/2014 | 1.19% | 4.7% | 107 | - | - | - | 0.85% | - | - |
| 07/2014 | 0.25% | 3.47% | 104.4 | - | - | - | 0.85% | - | - |
| 06/2014 | -0.15% | 3.21% | 103 | - | - | - | 0.85% | - | - |
| 05/2014 | 1.02% | 3.36% | 102.3 | - | - | - | 0.85% | - | - |
| 04/2014 | 0.69% | 2.32% | 100.3 | - | - | - | 0.85% | - | - |
| 03/2014 | 0.45% | 1.62% | 99.1 | - | - | - | 0.85% | - | - |
| 02/2014 | 0.78% | 1.16% | 98.7 | - | - | - | 0.85% | - | - |
| 01/2014 | 0.38% | 0.38% | 97.3 | - | - | - | 0.85% | - | - |
| 12/2013 | -0.01% | 3.9% | 96.1 | - | - | - | 0.84% | - | - |
| 11/2013 | 0.46% | 3.91% | 95 | - | - | - | 0.84% | - | - |
| 10/2013 | 0.41% | 3.44% | 93.7 | - | - | - | 0.84% | - | - |
| 09/2013 | 0.67% | 3.02% | 92.3 | - | - | - | 0.84% | - | - |
| 08/2013 | -0.02% | 2.33% | 90.6 | - | - | - | 0.84% | - | - |
| 07/2013 | 0.73% | 2.35% | 89.5 | - | - | - | 0.84% | - | - |
| 06/2013 | 0.02% | 1.61% | 87.8 | - | - | - | 0.84% | - | - |
| 05/2013 | 0.67% | 1.59% | 86.4 | - | - | - | 0.84% | - | - |
| 04/2013 | 0.54% | 0.91% | 84.9 | - | - | - | 0.84% | - | - |
| 03/2013 | 0.18% | 0.37% | 83.3 | - | - | - | 0.84% | - | - |
| 02/2013 | 0.33% | 0.19% | 81.9 | - | - | - | 0.84% | - | - |
| 01/2013 | -0.14% | -0.14% | 80.4 | - | - | - | 0.84% | - | - |
| 12/2012 | 1.05% | 6.53% | 80 | - | - | - | 0.96% | - | - |
| 11/2012 | 0.78% | 5.42% | 77.4 | - | - | - | 0.96% | - | - |
| 10/2012 | 1.96% | 4.61% | 75.5 | - | - | - | 0.96% | - | - |
| 09/2012 | 1.47% | 2.6% | 72.8 | - | - | - | 0.96% | - | - |
| 08/2012 | -0.73% | 1.11% | 70 | - | - | - | 0.96% | - | - |
| 07/2012 | 1.76% | 1.85% | 69.1 | - | - | - | 0.96% | - | - |
| 06/2012 | -1.07% | 0.09% | 67 | - | - | - | 0.96% | - | - |
| 05/2012 | -0.85% | 1.17% | 66.7 | - | - | - | 0.96% | - | - |
| 04/2012 | 1% | 2.04% | 66.2 | - | - | - | 0.96% | - | - |
| 03/2012 | 0.07% | 1.03% | 64.4 | - | - | - | 0.96% | - | - |
| 02/2012 | 0.13% | 0.96% | 63 | - | - | - | 0.96% | - | - |
| 01/2012 | 0.83% | 0.83% | 63.4 | - | - | - | 0.96% | - | - |
| 12/2011 | 0.9% | 4.59% | 61.6 | - | - | - | 0.96% | - | - |
| 11/2011 | -1% | 3.65% | 59.6 | - | - | - | 0.96% | - | - |
| 10/2011 | 1.47% | 4.7% | 58.7 | - | - | - | 0.96% | - | 10.4% |
| 09/2011 | -1.09% | 3.18% | 56.4 | - | - | - | 0.96% | - | 10% |
| 08/2011 | 2.04% | 4.32% | 56 | - | - | - | 0.96% | - | 10.8% |
| 07/2011 | 0.99% | 2.24% | 53.6 | - | - | - | 0.96% | - | 10.4% |
| 06/2011 | 0.16% | 1.23% | 51.8 | - | - | - | 0.96% | - | 10.2% |
| 05/2011 | 0.61% | 1.07% | 50.2 | - | - | - | 0.96% | - | 10.2% |
| 04/2011 | 1.06% | 0.46% | 48.3 | - | - | - | 0.96% | - | 10.2% |
| 03/2011 | -1.1% | -0.59% | 46.2 | - | - | - | 0.96% | - | 9.9% |
| 02/2011 | 0.28% | 0.51% | 45.5 | - | - | - | 0.96% | - | 10% |
| 01/2011 | 0.23% | 0.23% | 43.9 | - | - | - | 0.96% | - | - |
| 12/2010 | -0.7% | 6.5% | 41.9 | - | - | - | 0.96% | - | - |
| 11/2010 | -0.66% | 7.25% | 40.4 | - | - | - | 0.96% | - | - |
| 10/2010 | 1.31% | 7.97% | 39.4 | - | - | - | 0.96% | - | - |
| 09/2010 | -0.56% | 6.57% | 37.3 | - | - | - | 0.96% | - | - |
| 08/2010 | 1.51% | 7.17% | 36.2 | - | - | - | 0.96% | - | - |
| 07/2010 | 0.58% | 5.58% | 34.2 | - | - | - | 0.96% | - | - |
| 06/2010 | 1.28% | 4.97% | 32.1 | - | - | - | 0.96% | - | - |
| 05/2010 | 0.89% | 3.64% | 29.1 | - | - | - | 0.96% | - | - |
| 04/2010 | 0.5% | 2.73% | 27.3 | - | - | - | 0.96% | - | - |
| 03/2010 | 0.42% | 2.21% | 25.8 | - | - | - | 0.96% | - | - |
| 02/2010 | 0.57% | 1.79% | 23.6 | - | - | - | 0.96% | - | - |
| 01/2010 | 1.21% | 1.21% | 21.9 | - | - | - | 0.96% | - | - |
| 12/2009 | -1.25% | 10.98% | 20.3 | - | - | - | 0.96% | - | - |
| 11/2009 | 1.3% | 12.39% | 18.8 | - | - | - | 0.96% | - | - |
| 10/2009 | 0.67% | 10.94% | 17.3 | - | - | - | 0.96% | - | - |
| 09/2009 | 1.14% | 10.21% | 15.8 | - | - | - | 0.96% | - | - |
| 08/2009 | 1.26% | 8.96% | 14.4 | - | - | - | 0.96% | - | - |
| 07/2009 | 0.45% | 7.61% | 13.1 | - | - | - | 0.96% | - | - |
| 06/2009 | 2.01% | 7.13% | 12 | - | - | - | 0.96% | - | - |
| 05/2009 | -1.79% | 5.02% | 10.5 | - | - | - | 0.96% | - | - |
| 04/2009 | -1.57% | 6.93% | 9.7 | - | - | - | 0.96% | - | - |
| 03/2009 | 3.03% | 8.64% | 8.9 | - | - | - | 0.96% | - | - |
| 02/2009 | 2.25% | 5.44% | 7.8 | - | - | - | 0.96% | - | - |
| 01/2009 | 3.12% | 3.12% | 6.9 | - | - | - | 0.96% | - | - |
| 12/2008 | 3.98% | 5.23% | 5.9 | - | - | - | 0.98% | - | - |
| 11/2008 | 2.59% | 1.21% | 5.2 | - | - | - | 0.98% | - | - |
| 10/2008 | -1.31% | -1.35% | 4.8 | - | - | - | 0.98% | - | - |
| 09/2008 | -1.46% | -0.04% | 4.7 | - | - | - | 0.98% | - | - |
| 08/2008 | 0.92% | 1.44% | 4.5 | - | - | - | 0.98% | - | - |
| 07/2008 | -0.13% | 0.52% | 4.4 | - | - | - | 0.98% | - | - |
| 06/2008 | 0.26% | 0.65% | 4.3 | - | - | - | 0.98% | - | - |
| 05/2008 | 0.01% | 0.39% | 4.1 | - | - | - | 0.98% | - | - |
| 04/2008 | 0.36% | 0.38% | 4.1 | - | - | - | 0.98% | - | - |
| 03/2008 | -0.56% | 0.02% | 4 | - | - | - | 0.98% | - | - |
| 02/2008 | -0.07% | 0.58% | 3.9 | - | - | - | 0.98% | - | - |
| 01/2008 | 0.65% | 0.65% | 3.7 | - | - | - | 0.98% | - | - |
| 12/2007 | 0.19% | 4.83% | 3.6 | - | - | - | 1% | - | - |
| 11/2007 | -0.17% | 4.63% | 3.4 | - | - | - | 1% | - | - |
| 10/2007 | 0.68% | 4.81% | 3.3 | - | - | - | 1% | - | - |
| 09/2007 | 0.76% | 4.1% | 3.2 | - | - | - | 1% | - | - |
| 08/2007 | 0.52% | 3.31% | 3.1 | - | - | - | 1% | - | - |
| 07/2007 | -1.35% | 2.78% | 3 | - | - | - | 1% | - | - |
| 06/2007 | -0.7% | 4.19% | 3 | - | - | - | 1% | - | - |
| 05/2007 | 1.13% | 4.92% | 2.9 | - | - | - | 1% | - | - |
| 04/2007 | 1.52% | 3.75% | 2.8 | - | - | - | 1% | - | - |
| 03/2007 | 0.32% | 2.19% | 2.7 | - | - | - | 1% | - | - |
| 02/2007 | 0.94% | 1.87% | 2.7 | - | - | - | 1% | - | - |
| 01/2007 | 0.92% | 0.92% | 2.6 | - | - | - | 1% | - | - |
| 12/2006 | 0.45% | 6.06% | 2.3 | - | - | - | 1% | - | - |
| 11/2006 | 0.39% | 5.59% | 1.8 | - | - | - | 1% | - | - |
| 10/2006 | 1.26% | 5.18% | 1.7 | - | - | - | 1% | - | - |
| 09/2006 | 0.33% | 3.87% | 1.6 | - | - | - | 1% | - | - |
| 08/2006 | 0.45% | 3.53% | 1.5 | - | - | - | 1% | - | - |
| 07/2006 | 0.89% | 3.06% | 1.2 | - | - | - | 1% | - | - |
| 06/2006 | -0.01% | 2.15% | 1.1 | - | - | - | 1% | - | - |
| 05/2006 | 0.01% | 2.17% | 1.1 | - | - | - | 1% | - | - |
| 04/2006 | 1% | 2.15% | 1 | - | - | - | 1% | - | - |
| 03/2006 | 0.7% | 1.14% | 0.8 | - | - | - | 1% | - | - |
| 02/2006 | 0.16% | 0.44% | 0.8 | - | - | - | 1% | - | - |
| 01/2006 | 0.28% | 0.28% | 0.7 | - | - | - | 1% | - | - |
| 12/2005 | 0.29% | 10.04% | 0.6 | - | - | - | - | - | - |
| 11/2005 | -0.35% | 9.72% | 0.5 | - | - | - | - | - | - |
| 10/2005 | -0.16% | 10.11% | 0.4 | - | - | - | - | - | - |
| 09/2005 | 1.22% | 10.29% | 0.4 | - | - | - | - | - | - |
| 08/2005 | 0.22% | 8.96% | 0.3 | - | - | - | - | - | - |
| 07/2005 | 0.78% | 8.72% | 0.3 | - | - | - | - | - | - |
| 06/2005 | 0% | 7.88% | 0.2 | - | - | - | - | - | - |
| 05/2005 | 0.76% | 7.88% | 0.2 | - | - | - | - | - | - |
| 04/2005 | 0.63% | 7.06% | 0.2 | - | - | - | - | - | - |
| 03/2005 | -1.19% | 6.39% | 0.1 | - | - | - | - | - | - |
| 02/2005 | 6.05% | 7.67% | 0.1 | - | - | - | - | - | - |
| 01/2005 | 1.53% | 1.53% | 0.1 | - | - | - | - | - | - |
| 12/2004 | 0.57% | - | 0.1 | - | - | - | - | - | - |
| 11/2004 | 0.43% | - | 0 | - | - | - | - | - | - |
| 10/2004 | 0.03% | - | 0 | - | - | - | - | - | - |
| 09/2004 | 2.27% | - | 0 | - | - | - | - | - | - |
| 08/2004 | 0.97% | - | 0 | - | - | - | - | - | - |
| 07/2004 | 0.31% | - | 0 | - | - | - | - | - | - |
| 06/2004 | 0.56% | - | 0 | - | - | - | - | - | - |
| 05/2004 | 0.94% | - | 0 | - | - | - | - | - | - |
| 04/2004 | -0.54% | - | 0 | - | - | - | - | - | - |
| 03/2004 | 0.86% | - | - | - | - | - | - | - | - |
| 02/2004 | -2.05% | - | - | - | - | - | - | - | - |
סכומים במיליוני ש"ח. כל שורה נושאת מזהה שורה במאגר (data-src).
שאלות נפוצות
מה התשואה של הכשרה חברה לביטוח בע"מ - אג"ח ממשלות?
ב-07/2026: -0.29% לחודש, 1.56% מתחילת השנה, 11.76% ל-3 שנים ו-12.97% ל-5 שנים (מצטבר), לפי דיווח הגוף המנהל לרשות שוק ההון.
מה דמי הניהול בהכשרה חברה לביטוח בע"מ - אג"ח ממשלות?
0.83% לשנה מהצבירה בממוצע ו-3.56% מההפקדות. דמי הניהול בפועל של חוסך ספציפי עשויים להיות שונים.
האם הכשרה חברה לביטוח בע"מ - אג"ח ממשלות מומלצת?
האתר אינו ממליץ על קרנות. הדירוגים כאן הם לפי נתון בודד שבחרת. ייעוץ פנסיוני ניתן רק על ידי בעל רישיון.
קישורים
בדיקת פנסיה
בדיקת פנסיה חינם אצל בעל רישיון פנסיוני. האתר אינו מייעץ - הפנייה עוברת לבעל מקצוע מורשה בלבד.
בעל רישיון בלבדללא עלות וללא התחייבותהפרטים נמחקים בתוך 90 יום
מקור הנתונים ורישיון
מקור הנתונים: נתוני הביטוח נט לשנת 1999-2022, רשות שוק ההון, ביטוח וחיסכון, data.gov.il, רישיון data.gov.il (רישיון הפורטל). נמשך ב-2026-09-12 · נתוני הביטוח נט לשנת 2023, רשות שוק ההון, ביטוח וחיסכון, data.gov.il, רישיון data.gov.il (רישיון הפורטל). נמשך ב-2026-09-12 · נתוני הביטוח נט לשנים 2024-היום, רשות שוק ההון, ביטוח וחיסכון, data.gov.il, רישיון data.gov.il (רישיון הפורטל). נמשך ב-2026-09-12.
שטר הוא אתר פרטי, לא רשמי. הנתונים מוצגים כמות שהם; במקרה של סתירה, רק הפרסום הרשמי ייחשב כנכון. מצאת טעות? בקשת תיקון.