משכנתא של 1.5 מיליון ש"ח ל-25 שנה: החזר חודשי ולוח סילוקין
משכנתא בסך 1,500,000 ש"ח ל-25 שנה בלוח שפיצר: החזר חודשי של 8,337 ש"ח בריבית 4.5% (7,509 ש"ח ב-3.5%, 9,211 ש"ח ב-5.5%). סך הריבית לאורך 25 שנה בריבית 4.5%: 1,001,246 ש"ח. ריבית קבועה לא צמודה, להמחשה; ללא עמלות וביטוחים.
החזר חודשי ב-3.5%
7,509
סך ריבית 752,806
החזר חודשי ב-4.5%
8,337
סך ריבית 1,001,246
החזר חודשי ב-5.5%
9,211
סך ריבית 1,263,394
השוואת תקופות (ריבית 4.5%)
| תקופה | החזר חודשי | סך תשלומים | סך ריבית |
|---|---|---|---|
| 10 שנה | 15,546 | 1,865,491 | 365,491 |
| 15 שנה | 11,475 | 2,065,482 | 565,482 |
| 20 שנה | 9,490 | 2,277,538 | 777,538 |
| 25 שנה | 8,337 | 2,501,246 | 1,001,246 |
| 30 שנה | 7,600 | 2,736,101 | 1,236,101 |
שפיצר מול קרן שווה
| ריבית | שפיצר - החזר | קרן שווה - החזר ראשון | קרן שווה - אחרון | ריבית שפיצר | ריבית קרן שווה |
|---|---|---|---|---|---|
| 3.5% | 7,509 | 9,375 | 5,000 | 752,806 | 658,438 |
| 4.5% | 8,337 | 10,625 | 5,000 | 1,001,246 | 846,563 |
| 5.5% | 9,211 | 11,875 | 5,000 | 1,263,394 | 1,034,688 |
לוח סילוקין מלא (ריבית 4.5%, שפיצר)
| חודש | תשלום | ריבית | קרן | יתרה |
|---|---|---|---|---|
| 1 | 8,337 | 5,625 | 2,712 | 1,497,288 |
| 2 | 8,337 | 5,615 | 2,723 | 1,494,565 |
| 3 | 8,337 | 5,605 | 2,733 | 1,491,832 |
| 4 | 8,337 | 5,594 | 2,743 | 1,489,089 |
| 5 | 8,337 | 5,584 | 2,753 | 1,486,335 |
| 6 | 8,337 | 5,574 | 2,764 | 1,483,572 |
| 7 | 8,337 | 5,563 | 2,774 | 1,480,798 |
| 8 | 8,337 | 5,553 | 2,784 | 1,478,013 |
| 9 | 8,337 | 5,543 | 2,795 | 1,475,218 |
| 10 | 8,337 | 5,532 | 2,805 | 1,472,413 |
| 11 | 8,337 | 5,522 | 2,816 | 1,469,597 |
| 12 | 8,337 | 5,511 | 2,826 | 1,466,770 |
| 13 | 8,337 | 5,500 | 2,837 | 1,463,933 |
| 14 | 8,337 | 5,490 | 2,848 | 1,461,086 |
| 15 | 8,337 | 5,479 | 2,858 | 1,458,227 |
| 16 | 8,337 | 5,468 | 2,869 | 1,455,358 |
| 17 | 8,337 | 5,458 | 2,880 | 1,452,478 |
| 18 | 8,337 | 5,447 | 2,891 | 1,449,587 |
| 19 | 8,337 | 5,436 | 2,902 | 1,446,686 |
| 20 | 8,337 | 5,425 | 2,912 | 1,443,773 |
| 21 | 8,337 | 5,414 | 2,923 | 1,440,850 |
| 22 | 8,337 | 5,403 | 2,934 | 1,437,916 |
| 23 | 8,337 | 5,392 | 2,945 | 1,434,970 |
| 24 | 8,337 | 5,381 | 2,956 | 1,432,014 |
| 25 | 8,337 | 5,370 | 2,967 | 1,429,047 |
| 26 | 8,337 | 5,359 | 2,979 | 1,426,068 |
| 27 | 8,337 | 5,348 | 2,990 | 1,423,078 |
| 28 | 8,337 | 5,337 | 3,001 | 1,420,077 |
| 29 | 8,337 | 5,325 | 3,012 | 1,417,065 |
| 30 | 8,337 | 5,314 | 3,023 | 1,414,042 |
| 31 | 8,337 | 5,303 | 3,035 | 1,411,007 |
| 32 | 8,337 | 5,291 | 3,046 | 1,407,961 |
| 33 | 8,337 | 5,280 | 3,058 | 1,404,903 |
| 34 | 8,337 | 5,268 | 3,069 | 1,401,834 |
| 35 | 8,337 | 5,257 | 3,081 | 1,398,753 |
| 36 | 8,337 | 5,245 | 3,092 | 1,395,661 |
| 37 | 8,337 | 5,234 | 3,104 | 1,392,557 |
| 38 | 8,337 | 5,222 | 3,115 | 1,389,442 |
| 39 | 8,337 | 5,210 | 3,127 | 1,386,315 |
| 40 | 8,337 | 5,199 | 3,139 | 1,383,176 |
| 41 | 8,337 | 5,187 | 3,151 | 1,380,026 |
| 42 | 8,337 | 5,175 | 3,162 | 1,376,863 |
| 43 | 8,337 | 5,163 | 3,174 | 1,373,689 |
| 44 | 8,337 | 5,151 | 3,186 | 1,370,503 |
| 45 | 8,337 | 5,139 | 3,198 | 1,367,305 |
| 46 | 8,337 | 5,127 | 3,210 | 1,364,095 |
| 47 | 8,337 | 5,115 | 3,222 | 1,360,872 |
| 48 | 8,337 | 5,103 | 3,234 | 1,357,638 |
| 49 | 8,337 | 5,091 | 3,246 | 1,354,392 |
| 50 | 8,337 | 5,079 | 3,259 | 1,351,133 |
| 51 | 8,337 | 5,067 | 3,271 | 1,347,863 |
| 52 | 8,337 | 5,054 | 3,283 | 1,344,580 |
| 53 | 8,337 | 5,042 | 3,295 | 1,341,284 |
| 54 | 8,337 | 5,030 | 3,308 | 1,337,977 |
| 55 | 8,337 | 5,017 | 3,320 | 1,334,657 |
| 56 | 8,337 | 5,005 | 3,333 | 1,331,324 |
| 57 | 8,337 | 4,992 | 3,345 | 1,327,979 |
| 58 | 8,337 | 4,980 | 3,358 | 1,324,622 |
| 59 | 8,337 | 4,967 | 3,370 | 1,321,251 |
| 60 | 8,337 | 4,955 | 3,383 | 1,317,869 |
| 61 | 8,337 | 4,942 | 3,395 | 1,314,473 |
| 62 | 8,337 | 4,929 | 3,408 | 1,311,065 |
| 63 | 8,337 | 4,916 | 3,421 | 1,307,644 |
| 64 | 8,337 | 4,904 | 3,434 | 1,304,210 |
| 65 | 8,337 | 4,891 | 3,447 | 1,300,763 |
| 66 | 8,337 | 4,878 | 3,460 | 1,297,304 |
| 67 | 8,337 | 4,865 | 3,473 | 1,293,831 |
| 68 | 8,337 | 4,852 | 3,486 | 1,290,345 |
| 69 | 8,337 | 4,839 | 3,499 | 1,286,847 |
| 70 | 8,337 | 4,826 | 3,512 | 1,283,335 |
| 71 | 8,337 | 4,813 | 3,525 | 1,279,810 |
| 72 | 8,337 | 4,799 | 3,538 | 1,276,272 |
| 73 | 8,337 | 4,786 | 3,551 | 1,272,720 |
| 74 | 8,337 | 4,773 | 3,565 | 1,269,156 |
| 75 | 8,337 | 4,759 | 3,578 | 1,265,577 |
| 76 | 8,337 | 4,746 | 3,592 | 1,261,986 |
| 77 | 8,337 | 4,732 | 3,605 | 1,258,381 |
| 78 | 8,337 | 4,719 | 3,619 | 1,254,762 |
| 79 | 8,337 | 4,705 | 3,632 | 1,251,130 |
| 80 | 8,337 | 4,692 | 3,646 | 1,247,484 |
| 81 | 8,337 | 4,678 | 3,659 | 1,243,825 |
| 82 | 8,337 | 4,664 | 3,673 | 1,240,152 |
| 83 | 8,337 | 4,651 | 3,687 | 1,236,465 |
| 84 | 8,337 | 4,637 | 3,701 | 1,232,764 |
| 85 | 8,337 | 4,623 | 3,715 | 1,229,050 |
| 86 | 8,337 | 4,609 | 3,729 | 1,225,321 |
| 87 | 8,337 | 4,595 | 3,743 | 1,221,578 |
| 88 | 8,337 | 4,581 | 3,757 | 1,217,822 |
| 89 | 8,337 | 4,567 | 3,771 | 1,214,051 |
| 90 | 8,337 | 4,553 | 3,785 | 1,210,266 |
| 91 | 8,337 | 4,538 | 3,799 | 1,206,467 |
| 92 | 8,337 | 4,524 | 3,813 | 1,202,654 |
| 93 | 8,337 | 4,510 | 3,828 | 1,198,827 |
| 94 | 8,337 | 4,496 | 3,842 | 1,194,985 |
| 95 | 8,337 | 4,481 | 3,856 | 1,191,128 |
| 96 | 8,337 | 4,467 | 3,871 | 1,187,258 |
| 97 | 8,337 | 4,452 | 3,885 | 1,183,372 |
| 98 | 8,337 | 4,438 | 3,900 | 1,179,473 |
| 99 | 8,337 | 4,423 | 3,914 | 1,175,558 |
| 100 | 8,337 | 4,408 | 3,929 | 1,171,629 |
| 101 | 8,337 | 4,394 | 3,944 | 1,167,685 |
| 102 | 8,337 | 4,379 | 3,959 | 1,163,726 |
| 103 | 8,337 | 4,364 | 3,974 | 1,159,753 |
| 104 | 8,337 | 4,349 | 3,988 | 1,155,765 |
| 105 | 8,337 | 4,334 | 4,003 | 1,151,761 |
| 106 | 8,337 | 4,319 | 4,018 | 1,147,743 |
| 107 | 8,337 | 4,304 | 4,033 | 1,143,709 |
| 108 | 8,337 | 4,289 | 4,049 | 1,139,661 |
| 109 | 8,337 | 4,274 | 4,064 | 1,135,597 |
| 110 | 8,337 | 4,258 | 4,079 | 1,131,518 |
| 111 | 8,337 | 4,243 | 4,094 | 1,127,424 |
| 112 | 8,337 | 4,228 | 4,110 | 1,123,314 |
| 113 | 8,337 | 4,212 | 4,125 | 1,119,189 |
| 114 | 8,337 | 4,197 | 4,141 | 1,115,048 |
| 115 | 8,337 | 4,181 | 4,156 | 1,110,892 |
| 116 | 8,337 | 4,166 | 4,172 | 1,106,721 |
| 117 | 8,337 | 4,150 | 4,187 | 1,102,533 |
| 118 | 8,337 | 4,135 | 4,203 | 1,098,330 |
| 119 | 8,337 | 4,119 | 4,219 | 1,094,112 |
| 120 | 8,337 | 4,103 | 4,235 | 1,089,877 |
| 121 | 8,337 | 4,087 | 4,250 | 1,085,627 |
| 122 | 8,337 | 4,071 | 4,266 | 1,081,360 |
| 123 | 8,337 | 4,055 | 4,282 | 1,077,078 |
| 124 | 8,337 | 4,039 | 4,298 | 1,072,779 |
| 125 | 8,337 | 4,023 | 4,315 | 1,068,465 |
| 126 | 8,337 | 4,007 | 4,331 | 1,064,134 |
| 127 | 8,337 | 3,991 | 4,347 | 1,059,787 |
| 128 | 8,337 | 3,974 | 4,363 | 1,055,424 |
| 129 | 8,337 | 3,958 | 4,380 | 1,051,044 |
| 130 | 8,337 | 3,941 | 4,396 | 1,046,648 |
| 131 | 8,337 | 3,925 | 4,413 | 1,042,236 |
| 132 | 8,337 | 3,908 | 4,429 | 1,037,807 |
| 133 | 8,337 | 3,892 | 4,446 | 1,033,361 |
| 134 | 8,337 | 3,875 | 4,462 | 1,028,898 |
| 135 | 8,337 | 3,858 | 4,479 | 1,024,419 |
| 136 | 8,337 | 3,842 | 4,496 | 1,019,923 |
| 137 | 8,337 | 3,825 | 4,513 | 1,015,411 |
| 138 | 8,337 | 3,808 | 4,530 | 1,010,881 |
| 139 | 8,337 | 3,791 | 4,547 | 1,006,334 |
| 140 | 8,337 | 3,774 | 4,564 | 1,001,771 |
| 141 | 8,337 | 3,757 | 4,581 | 997,190 |
| 142 | 8,337 | 3,739 | 4,598 | 992,592 |
| 143 | 8,337 | 3,722 | 4,615 | 987,976 |
| 144 | 8,337 | 3,705 | 4,633 | 983,344 |
| 145 | 8,337 | 3,688 | 4,650 | 978,694 |
| 146 | 8,337 | 3,670 | 4,667 | 974,026 |
| 147 | 8,337 | 3,653 | 4,685 | 969,342 |
| 148 | 8,337 | 3,635 | 4,702 | 964,639 |
| 149 | 8,337 | 3,617 | 4,720 | 959,919 |
| 150 | 8,337 | 3,600 | 4,738 | 955,181 |
| 151 | 8,337 | 3,582 | 4,756 | 950,426 |
| 152 | 8,337 | 3,564 | 4,773 | 945,652 |
| 153 | 8,337 | 3,546 | 4,791 | 940,861 |
| 154 | 8,337 | 3,528 | 4,809 | 936,052 |
| 155 | 8,337 | 3,510 | 4,827 | 931,224 |
| 156 | 8,337 | 3,492 | 4,845 | 926,379 |
| 157 | 8,337 | 3,474 | 4,864 | 921,515 |
| 158 | 8,337 | 3,456 | 4,882 | 916,634 |
| 159 | 8,337 | 3,437 | 4,900 | 911,734 |
| 160 | 8,337 | 3,419 | 4,918 | 906,815 |
| 161 | 8,337 | 3,401 | 4,937 | 901,878 |
| 162 | 8,337 | 3,382 | 4,955 | 896,923 |
| 163 | 8,337 | 3,363 | 4,974 | 891,949 |
| 164 | 8,337 | 3,345 | 4,993 | 886,956 |
| 165 | 8,337 | 3,326 | 5,011 | 881,945 |
| 166 | 8,337 | 3,307 | 5,030 | 876,914 |
| 167 | 8,337 | 3,288 | 5,049 | 871,865 |
| 168 | 8,337 | 3,269 | 5,068 | 866,797 |
| 169 | 8,337 | 3,250 | 5,087 | 861,710 |
| 170 | 8,337 | 3,231 | 5,106 | 856,604 |
| 171 | 8,337 | 3,212 | 5,125 | 851,479 |
| 172 | 8,337 | 3,193 | 5,144 | 846,335 |
| 173 | 8,337 | 3,174 | 5,164 | 841,171 |
| 174 | 8,337 | 3,154 | 5,183 | 835,988 |
| 175 | 8,337 | 3,135 | 5,203 | 830,785 |
| 176 | 8,337 | 3,115 | 5,222 | 825,563 |
| 177 | 8,337 | 3,096 | 5,242 | 820,322 |
| 178 | 8,337 | 3,076 | 5,261 | 815,060 |
| 179 | 8,337 | 3,056 | 5,281 | 809,779 |
| 180 | 8,337 | 3,037 | 5,301 | 804,479 |
| 181 | 8,337 | 3,017 | 5,321 | 799,158 |
| 182 | 8,337 | 2,997 | 5,341 | 793,817 |
| 183 | 8,337 | 2,977 | 5,361 | 788,456 |
| 184 | 8,337 | 2,957 | 5,381 | 783,076 |
| 185 | 8,337 | 2,937 | 5,401 | 777,675 |
| 186 | 8,337 | 2,916 | 5,421 | 772,254 |
| 187 | 8,337 | 2,896 | 5,442 | 766,812 |
| 188 | 8,337 | 2,876 | 5,462 | 761,350 |
| 189 | 8,337 | 2,855 | 5,482 | 755,868 |
| 190 | 8,337 | 2,835 | 5,503 | 750,365 |
| 191 | 8,337 | 2,814 | 5,524 | 744,841 |
| 192 | 8,337 | 2,793 | 5,544 | 739,297 |
| 193 | 8,337 | 2,772 | 5,565 | 733,732 |
| 194 | 8,337 | 2,751 | 5,586 | 728,146 |
| 195 | 8,337 | 2,731 | 5,607 | 722,539 |
| 196 | 8,337 | 2,710 | 5,628 | 716,911 |
| 197 | 8,337 | 2,688 | 5,649 | 711,262 |
| 198 | 8,337 | 2,667 | 5,670 | 705,591 |
| 199 | 8,337 | 2,646 | 5,692 | 699,900 |
| 200 | 8,337 | 2,625 | 5,713 | 694,187 |
| 201 | 8,337 | 2,603 | 5,734 | 688,453 |
| 202 | 8,337 | 2,582 | 5,756 | 682,697 |
| 203 | 8,337 | 2,560 | 5,777 | 676,920 |
| 204 | 8,337 | 2,538 | 5,799 | 671,120 |
| 205 | 8,337 | 2,517 | 5,821 | 665,300 |
| 206 | 8,337 | 2,495 | 5,843 | 659,457 |
| 207 | 8,337 | 2,473 | 5,865 | 653,593 |
| 208 | 8,337 | 2,451 | 5,887 | 647,706 |
| 209 | 8,337 | 2,429 | 5,909 | 641,797 |
| 210 | 8,337 | 2,407 | 5,931 | 635,867 |
| 211 | 8,337 | 2,385 | 5,953 | 629,914 |
| 212 | 8,337 | 2,362 | 5,975 | 623,938 |
| 213 | 8,337 | 2,340 | 5,998 | 617,941 |
| 214 | 8,337 | 2,317 | 6,020 | 611,920 |
| 215 | 8,337 | 2,295 | 6,043 | 605,878 |
| 216 | 8,337 | 2,272 | 6,065 | 599,812 |
| 217 | 8,337 | 2,249 | 6,088 | 593,724 |
| 218 | 8,337 | 2,226 | 6,111 | 587,613 |
| 219 | 8,337 | 2,204 | 6,134 | 581,479 |
| 220 | 8,337 | 2,181 | 6,157 | 575,322 |
| 221 | 8,337 | 2,157 | 6,180 | 569,142 |
| 222 | 8,337 | 2,134 | 6,203 | 562,939 |
| 223 | 8,337 | 2,111 | 6,226 | 556,712 |
| 224 | 8,337 | 2,088 | 6,250 | 550,463 |
| 225 | 8,337 | 2,064 | 6,273 | 544,189 |
| 226 | 8,337 | 2,041 | 6,297 | 537,893 |
| 227 | 8,337 | 2,017 | 6,320 | 531,572 |
| 228 | 8,337 | 1,993 | 6,344 | 525,228 |
| 229 | 8,337 | 1,970 | 6,368 | 518,860 |
| 230 | 8,337 | 1,946 | 6,392 | 512,469 |
| 231 | 8,337 | 1,922 | 6,416 | 506,053 |
| 232 | 8,337 | 1,898 | 6,440 | 499,613 |
| 233 | 8,337 | 1,874 | 6,464 | 493,149 |
| 234 | 8,337 | 1,849 | 6,488 | 486,661 |
| 235 | 8,337 | 1,825 | 6,513 | 480,148 |
| 236 | 8,337 | 1,801 | 6,537 | 473,611 |
| 237 | 8,337 | 1,776 | 6,561 | 467,050 |
| 238 | 8,337 | 1,751 | 6,586 | 460,464 |
| 239 | 8,337 | 1,727 | 6,611 | 453,853 |
| 240 | 8,337 | 1,702 | 6,636 | 447,218 |
| 241 | 8,337 | 1,677 | 6,660 | 440,557 |
| 242 | 8,337 | 1,652 | 6,685 | 433,872 |
| 243 | 8,337 | 1,627 | 6,710 | 427,161 |
| 244 | 8,337 | 1,602 | 6,736 | 420,426 |
| 245 | 8,337 | 1,577 | 6,761 | 413,665 |
| 246 | 8,337 | 1,551 | 6,786 | 406,879 |
| 247 | 8,337 | 1,526 | 6,812 | 400,067 |
| 248 | 8,337 | 1,500 | 6,837 | 393,230 |
| 249 | 8,337 | 1,475 | 6,863 | 386,367 |
| 250 | 8,337 | 1,449 | 6,889 | 379,478 |
| 251 | 8,337 | 1,423 | 6,914 | 372,564 |
| 252 | 8,337 | 1,397 | 6,940 | 365,623 |
| 253 | 8,337 | 1,371 | 6,966 | 358,657 |
| 254 | 8,337 | 1,345 | 6,993 | 351,664 |
| 255 | 8,337 | 1,319 | 7,019 | 344,646 |
| 256 | 8,337 | 1,292 | 7,045 | 337,601 |
| 257 | 8,337 | 1,266 | 7,071 | 330,529 |
| 258 | 8,337 | 1,239 | 7,098 | 323,431 |
| 259 | 8,337 | 1,213 | 7,125 | 316,307 |
| 260 | 8,337 | 1,186 | 7,151 | 309,155 |
| 261 | 8,337 | 1,159 | 7,178 | 301,977 |
| 262 | 8,337 | 1,132 | 7,205 | 294,772 |
| 263 | 8,337 | 1,105 | 7,232 | 287,540 |
| 264 | 8,337 | 1,078 | 7,259 | 280,281 |
| 265 | 8,337 | 1,051 | 7,286 | 272,994 |
| 266 | 8,337 | 1,024 | 7,314 | 265,680 |
| 267 | 8,337 | 996 | 7,341 | 258,339 |
| 268 | 8,337 | 969 | 7,369 | 250,971 |
| 269 | 8,337 | 941 | 7,396 | 243,574 |
| 270 | 8,337 | 913 | 7,424 | 236,150 |
| 271 | 8,337 | 886 | 7,452 | 228,698 |
| 272 | 8,337 | 858 | 7,480 | 221,218 |
| 273 | 8,337 | 830 | 7,508 | 213,710 |
| 274 | 8,337 | 801 | 7,536 | 206,174 |
| 275 | 8,337 | 773 | 7,564 | 198,610 |
| 276 | 8,337 | 745 | 7,593 | 191,017 |
| 277 | 8,337 | 716 | 7,621 | 183,396 |
| 278 | 8,337 | 688 | 7,650 | 175,746 |
| 279 | 8,337 | 659 | 7,678 | 168,068 |
| 280 | 8,337 | 630 | 7,707 | 160,361 |
| 281 | 8,337 | 601 | 7,736 | 152,625 |
| 282 | 8,337 | 572 | 7,765 | 144,859 |
| 283 | 8,337 | 543 | 7,794 | 137,065 |
| 284 | 8,337 | 514 | 7,823 | 129,242 |
| 285 | 8,337 | 485 | 7,853 | 121,389 |
| 286 | 8,337 | 455 | 7,882 | 113,507 |
| 287 | 8,337 | 426 | 7,912 | 105,595 |
| 288 | 8,337 | 396 | 7,942 | 97,653 |
| 289 | 8,337 | 366 | 7,971 | 89,682 |
| 290 | 8,337 | 336 | 8,001 | 81,681 |
| 291 | 8,337 | 306 | 8,031 | 73,650 |
| 292 | 8,337 | 276 | 8,061 | 65,588 |
| 293 | 8,337 | 246 | 8,092 | 57,497 |
| 294 | 8,337 | 216 | 8,122 | 49,375 |
| 295 | 8,337 | 185 | 8,152 | 41,223 |
| 296 | 8,337 | 155 | 8,183 | 33,040 |
| 297 | 8,337 | 124 | 8,214 | 24,826 |
| 298 | 8,337 | 93 | 8,244 | 16,582 |
| 299 | 8,337 | 62 | 8,275 | 8,306 |
| 300 | 8,337 | 31 | 8,306 | 0 |
המידע והחישוב להמחשה בלבד ואינם ייעוץ פיננסי, פנסיוני, מס או משפטי. לפני החלטה פנה לבעל רישיון.
שאלות נפוצות
מה ההחזר החודשי על משכנתא של 1.5 מיליון ל-25 שנה?
8,337 ש"ח בריבית 4.5% בלוח שפיצר; 7,509 ש"ח ב-3.5% ו-9,211 ש"ח ב-5.5%.
כמה ריבית משלמים בסך הכל?
1,001,246 ש"ח בריבית 4.5% לאורך 25 שנה, כלומר 40% מסך התשלומים.
איזו הכנסה נדרשת?
אם ההחזר מוגבל ל-40% מההכנסה הפנויה, נדרשת הכנסה של כ-20,844 ש"ח לחודש (ריבית 4.5%). זו המחשה, לא אישור.
סכומים קרובים
בדיקת משכנתא
יועץ משכנתאות מורשה יבדוק לך תמהיל בחינם. האתר אינו מייעץ - הפנייה עוברת לבעל מקצוע מורשה בלבד.
בעל רישיון בלבדללא עלות וללא התחייבותהפרטים נמחקים בתוך 90 יום